He aha nā palapala e pono ai iaʻu no ka ʻauhau inā ua kūʻai au i hale
ʻO ka loaʻa ʻana o kahi home hiki ke hoʻohui nui i kāu waihona, akā he hana nui nō hoʻi. Ma waho aʻe o ke kālā a me nā kuleana o kou wahi noho ponoʻī, pono ʻoe e ʻimi i nā mea hoʻolimalima, lawe i ka ʻinikua, a uku i ka ʻauhau a me ka ʻauhau waiwai. ʻO ka hoʻolimalima hale hiki ke paʻakikī i kāu kūlana ʻauhau pilikino. ʻO ka mea pōmaikaʻi, ʻae ʻo ʻAnakala Sam iā ʻoe e unuhi i kekahi mau lilo e pili ana i ka mālama ʻana i kahi waiwai hoʻolimalima. Ua ʻōlelo ka IRS he mea maʻamau a ʻae ʻia nā lilo hiki ke unuhi ʻia i ka ʻoihana hoʻolimalima, a me ka pono e mālama a mālama i ka waiwai. Hiki iā ʻoe ke hana pū me kahi kākāʻōlelo kālā e kōkua iā ʻoe e hoʻokele i ka hopena kālā a me ka ʻauhau o kāu waiwai.
Hoʻohana ka hapa nui o nā mea hale i kahi moraki e kūʻai ai i ko lākou home ponoʻī, a pēlā nō hoʻi no nā ʻāina hoʻolimalima. E ʻike ka poʻe nona ka moraki ʻo ka uku pānaʻi ʻaiʻē kā lākou lilo nui loa i hiki ke unuhi ʻia. No ka wehewehe ʻana, ʻaʻole hiki iā ʻoe ke unuhi i ka ʻāpana o kāu uku moraki e hele ana i ke kumu nui o ka hōʻaiʻē. Akā, pili wale ka unuhi ʻana i nā uku ukupanee. E ʻike ʻokoʻa ʻia kēia mau ʻāpana ma kāu ʻōlelo mahina, e maʻalahi ai ke kuhikuhi. E hoʻonui wale i ka huina mahina me ka 12 e loaʻa ai ka huina makahiki.
2021 hōʻaiʻē ʻauhau moraki
A. ʻO ka pōmaikaʻi ʻauhau nui o ka noho ʻana i ka home, ʻo ia ka mea ʻaʻole ʻauhau ʻia ka loaʻa kālā hoʻolimalima i loaʻa i nā mea nona ka hale. ʻOiai ʻaʻole ʻauhau ʻia kēlā loaʻa kālā, hiki i nā mea hale ke unuhi i ka uku pānaʻi moraki a me nā uku ʻauhau waiwai, a me kekahi mau lilo ʻē aʻe mai kā lākou loaʻa kālā ʻauhau federal inā ʻike lākou i kā lākou unuhi ʻana. Eia hou, hiki i nā mea hale ke hoʻokuʻu, a hiki i ka palena, ke kālā kālā i loaʻa iā lākou ma ke kūʻaiʻana i kahi home.
Hāʻawi ke code ʻauhau i nā pono he nui i ka poʻe nona ko lākou mau home. ʻO ka pōmaikaʻi nui, ʻaʻole e uku ka poʻe nona ka ʻauhau i ka loaʻa kālā hoʻolimalima mai ko lākou mau home ponoʻī. ʻAʻole pono lākou e helu i ka waiwai hoʻolimalima o ko lākou mau home e like me ka loaʻa kālā ʻauhau, ʻoiai ʻo ia waiwai he hoʻihoʻi kālā e like me ka hoʻokaʻawale ʻana i nā kumulāʻau a i ʻole ka ukupanee ma kahi waihona mālama. He ʻano loaʻa kālā ʻaʻole i ʻauhau ʻia.
Hiki i nā mea hale ke unuhi i ka uku pānaʻi moraki a me nā uku ʻauhau waiwai, a me kekahi mau lilo ʻē aʻe, mai kā lākou ʻauhau kālā federal inā ʻike lākou i kā lākou unuhi ʻana. Ma kahi ʻauhau kālā maikaʻi, e ʻauhau ʻia nā loaʻa kālā āpau a hiki ke unuhi ʻia nā koina a pau o ka hoʻonui ʻana i kēlā loaʻa kālā. No laila, i loko o kahi ʻauhau loaʻa maikaʻi, pono e hoʻemi ʻia no ka ukupanee moraki a me ka ʻauhau waiwai. Eia naʻe, ʻaʻole ʻauhau kā mākou ʻōnaehana i kēia manawa i ka loaʻa kālā i helu ʻia e nā mea hale, no laila ʻaʻole maopopo ka manaʻo no ka hāʻawi ʻana i ka unuhi ʻana no nā kumukūʻai o ka loaʻa ʻana o ia kālā.
Hoʻokuʻu ʻauhau no ke kūʻai ʻana i hale 2020
He konohiki ʻoihana paha ʻoe e kūʻai ana e hoʻokuʻu, a i ʻole e hoʻolimalima i kou home ma ke ʻano he "mea kūʻai ʻole" no ka mea ua loaʻa iā ʻoe kahi waiwai, a i ʻole ʻoe i kūʻai ʻole i kahi waiwai ma mua. ʻO kēlā me kēia kūlana, e ʻike pono ʻoe i kāu kuleana kālā.
Inā loaʻa iā ʻoe kahi moraki noho, ma mua o kahi moraki kūʻai-i-leta, pono ʻoe e hōʻike i kāu mea hāʻawi aku e ʻike inā e noho ana kekahi ma waho o ʻoe. ʻO kēia no ka mea ʻaʻole ʻae nā moraki noho iā ʻoe e hoʻolimalima i kāu waiwai.
ʻAʻole like me nā moraki kūʻai hale, ua kaupalena ʻia nā ʻaelike ʻae hoʻolimalima i ka lōʻihi. ʻO ka maʻamau no ka manawa o 12 mau mahina, a i ʻole ka lōʻihi o kou manawa paʻa, no laila hiki iā lākou ke hoʻohana ma ke ʻano he hopena pōkole.
Inā ʻaʻole ʻoe e haʻi i ka mea nāna e hāʻawi aku, hiki ke koʻikoʻi nā hopena, no ka mea hiki ke manaʻo ʻia he hoʻopunipuni moraki. 'O ia ho'i, hiki i kāu mea hā'awi ke koi aku iā 'oe e uku koke i ka moraki a i 'ole e kau i ka lien ma ka waiwai.
ʻAʻole hiki i nā mea hale ke unuhi hou i ka ukupanee moraki mai ka loaʻa kālā hoʻolimalima e hōʻemi i ka ʻauhau a lākou e uku ai. E loaʻa iā lākou kahi hōʻaiʻē ʻauhau e pili ana i ka 20% o ka uku pānaʻi o kā lākou uku moraki. ʻO kēia hoʻololi i ka lula e manaʻo paha ʻoe e uku ʻoi aku ka ʻauhau ma mua o ka wā ma mua.
Pehea e waiho ai i ka ʻauhau inā kūʻai ʻoe i hale me kekahi
Inā kūʻai ʻoe i hale hou, ʻo ia ka manawa e ʻike ai i ke ʻano o ia mea. ʻAʻole wale e loaʻa iā ʻoe ke kūʻokoʻa e pena i kou mau paia i nā kala āu e makemake ai a hana i ka lumi kuke o kāu mau moeʻuhane, akā pono ʻoe e hoʻoponopono i nā pilikia o ka noho ʻana o ka home a me nā ʻauhau.
ʻAe, ma ke ala e ʻike ai ʻoe i ke kūʻai ʻana i hale e kōkua iā ʻoe i nā ʻauhau. Eia naʻe, ʻoi aku ka paʻakikī o ka ʻauhau ma ke ʻano he mea hale ma mua o ka mea āu e hoʻohana ai ma ke ʻano he mea hoʻolimalima mua. Inā hoʻoholo ʻoe e pili i ka unuhi ʻauhau maʻamau a i ʻole e helu i kāu mau unuhi, e heluhelu e aʻo e pili ana i ka home a me nā ʻauhau.
ʻElua ʻano ʻauhau ʻauhau. Hiki iā ʻoe ke koho i ka unuhi maʻamau - ka koho maʻamau - a i ʻole hiki iā ʻoe ke koho e hoʻokaʻawale i kāu mau unuhi. ʻO ka unuhi maʻamau he huina paʻa ia e ʻae ai ka ʻōnaehana ʻauhau federal iā ʻoe e unuhi. Me ka unuhi maʻamau, ʻaʻole pono ʻoe e hāʻawi i ka hōʻoia o kāu mau lilo i ka IRS.
