There are various situations where illness or being the victim of an accident can cause a person to become incapacitated to be able to function in the daily tasks of life and also to work.
When this disability is at a maximum degree, it is then spoken of the great disability.
What is the great disability?
We speak of the great disability when there is a maximum degree of disability to work. It also refers to when a person is unable to take care of himself.
It is understood that with a permanent disability, the person will not be able to work again and if it is absolute permanent disability, then they will not be able to exercise work of any kind. The great disability It encompasses even more, since it implies that the person in question cannot exercise any type of work and also requires another person to help him carry out the necessary activities of daily life.
Entonces when the great disability is recognized, the affected person can collect his corresponding pension for his state of absolute permanent disability, together with an extra amount to be able to pay a person who provides help and care.
Requirements to be recognized under the great disability
When a person suffers from an illness or has suffered an accident, both occupational and non-occupational, that has left him totally unable to work and even to take care of himself in his daily tasks, such as cooking, showering or shopping, they are put in march the benefits of this social aid.
To be recognized as a severe disability, it is necessary to meet the following requirements:
- Suffer an illness or injury that does not allow you to fend for yourself.
- At the moment in which the damage appears on the person, he must be in a situation of High social security. Those who are not registered can apply the great disability if they already have listed 15 years minimum.
- It is important that you have a minimum listing time. In the event that the applicant is older than 31 years of age, they must have at least 5 years of contributions in their registry, of these years at least a fifth must have been listed with 10 years before the great disability. On the other hand, minors of the aforementioned age must comply with a standard time, in which one third of the time elapsed from the age of 16 to the age in which the person has suffered the accident or illness is counted. to make this type of request.
- You must not be of retirement age legally indicated.
How much is the pension for the great disability?
The exact amount that a person with the great disability receives It is calculated according to the contribution base that has been subscribed. If the person who has an absolute permanent disability and is recognized as having a severe disability, must collect 100% of the base for the disability plus an extra amount for the severe disability.
For calculate the extra figure 45% of the contribution must be added according to the General Regime with 30% of the last payroll of the job. In no way will the pension for severe disability be less than 45% of the pension granted for permanent disability.
The amount of the pension is determined by various aspects such as the partiality coefficient, the number of years of contributions, the way in which the illness or injury occurred, among others. As it is a matter not so easy to handle, and the amount of the pension can vary greatly depending on the person and their case, then it is best to ask for the help of an expert if you want to obtain a pension of this nature.
How to pass to great disability from the figure of absolute permanent disability?
The request must be made before the INSS office corresponding, although online it is also possible to carry out the process, using a digital certificate.
For this, you must complete the form required with all the information that is needed there, along with a copy of the identity document and clinical certificate. In addition, the proof of the last three payments of the self-employed quota, since it is one who suffers from a common disease.
In the event of an accident or illness occurring at work, the accreditation certificate of the company where the salary of the previous year is reflected and also of the year when the accident or illness occurred.
To continue the process, the Social Security institute will evaluate all the documentation and the application, and after the corresponding analysis it will say whether or not it accepts the consideration of great disability. If not, the applicant can take the case to court to get a decision in this way.
If a person already has a recognized absolute permanent disability, then it will be easier for them to access the status of severe disability, but must take into account the presentation of all the precautions and compliance with all the requirements, since they are essential to be considered in status of great disability.
