Chii chinoitika kana mortgage yabhadharwa kuUK
Kuziva zvokuita nemari yakawanda kana kuti kamari kanenge kasara ndechimwe chezvinetso zvemari zvinofadza zvikuru. Nzira mbiri idzi ndedzekushandisa mari yacho kubhadhara chikwereti chemba kana kuti kuiisa, zvichida mumasheya.
Kubhadhara chikwereti chemba kana kuisa mari yekuchengetedza zvinhu zviviri zvine musoro, asi ndeipi yekusarudza? Kana iwe uchitengera imba yemba, tarisa yedu yekuenzanisa yemortgage chishandiso kuti uwane yakanakira dhiri yako.
Times Money Mentor yakabatana neKoodoo Mortgage kugadzira chishandiso chekuenzanisa chemba. Ishandise kuenzanisa izvo zvinopihwa zvaunogona kuwana, asi kana iwe uchida zano, zvakanakisa kutaura kune mortgage broker:
Izvo zvakaderera pakubhadhara chikwereti chako kare ndechekuti, kusiyana nemari muakaunti yekuchengetedza kana chirongwa chekudyara, kana ukashandisa mari yako nenzira iyi hauzokwanisi kuishandisa kune chero zvidikanwi zvemari zvisingatarisirwi, sekurasikirwa nebasa.
Kunyangwe iwe wakaisa mari mumutual fund (uko mari yako yakabatanidzwa neyevamwe vanoisa mari uye inotungamirirwa panzvimbo yako), kana kutenga migove zvachose, unogona kutengesa mari yako kana uchida.
Zvakashata zvekukanzura imba yemba muUK
Kana iwe uchikwanisa kubhadhara chikwereti chako pamberi pehurongwa, iwe unozochengetedza imwe mari pamubereko pachikwereti chako. Muchokwadi, kubvisa chikwereti cheimba yako gore kana maviri kutanga kunogona kukuchengetedza mazana kana kunyange zviuru zvemadhora. Asi kana uri kufunga kutora nzira iyoyo, unofanira kufunga kuti pane muripo wekubhadhara kare here, pakati pezvimwe zvingangoitika. Heano zvikanganiso zvishanu zvekudzivisa kana uchibhadhara chikwereti chako kare. Chipangamazano wezvemari anogona kukubatsira kuona zvaunoda zvembanje uye zvinangwa.
Varidzi vedzimba vazhinji vangada kuve nedzimba dzavo uye havafanirwe kunetsekana nemwedzi wemwedzi wekubhadhara imba. Saka kune vamwe vanhu zvingave zvakakodzera kuongorora pfungwa yekubhadhara chikwereti chako chemba kare. Izvi zvinokutendera kuti udzikise huwandu hwemubereko wauchabhadhara mukati menguva yechikwereti, zvichikupawo mukana wekuve muridzi akazara wemba nekukurumidza pane zvanga zvichitarisirwa.
Pane nzira dzakawanda dzakasiyana dzekubhadhara kare. Nzira iri nyore ndeyekuita imwe mari yekuwedzera kunze kwemari yako yakajairika pamwedzi. Chero bedzi nzira iyi isingaite kuti uwedzere mari kubva kumukweretesi wako, unogona kutumira cheki gumi nenhatu gore rega rega pane gumi nembiri (kana iyo yepamhepo yakaenzana neiyi). Iwe unogonawo kuwedzera kubhadhara kwako pamwedzi. Kana iwe uchibhadhara yakawanda mwedzi wega wega, iwe unozobhadhara chikwereti chose pamberi pezvaitarisirwa.
Mortgage Amortization Calculator
Makorokoto Sally. Iwe hauchafanirwa kufunga nezvekupihwa kwembande, mareti emubereko kana kubhadhara pamwedzi kubhangi. Asi kana wangomira kutamba uchitenderedza imba yako yakabhadharwa zvizere, pane zvinhu zvishoma zvekufunga nezvazvo.
Imba yako inogona kunge isina kunyoreswa kana wanga uri muridzi wayo gore ra1990 risati rasvika. Kana uchifanira kunyoresa, unotofanira kubhadhara muripo. Mari yacho inoenderana nekukosha kwemba yako. Unogona kuzviverengera neiyi calculator.
Iwe unofanirwawo kufunga nezvekuwedzera mari yako yaunochengeta sezvo iwe uchikurudzira kuti haina kukura kudaro. Mari inokurudzirwa yehomwe yechimbichimbi muhoro wemwedzi yakati wandei muakaundi yekuchengeta iri nyore kuwana. Zvakakosha kudzikama kana ukadzingwa kana kuparara kwemota.
Zvaunosarudza kuita nemari yako yakawedzerwa zviri kwauri. Wadii kushandisa imwe yacho pazororo? Iwe unogona kuwana zviri nyore kuita dzimwe sarudzo kana iwe ukatora kunyura mugungwa kana kuzorora necocktail kana maviri.
Nekuisa ruzivo rwako, unobvuma kushandiswa kwavo zvinoenderana negwara redu rekuvanzika. Nekunyoresa, iwe unogashira yedu yemavhiki matanhatu tsamba 'Couch to £5K'. Unogona kuzvibvisa, kunyangwe ukadaro unomira kugamuchira ese matsamba enhau.
Kubhadhara mari yemortgage kunoderedza here mari dzepamwedzi?
Sangano rechikwereti isangano risingaite purofiti umo nhengo dzinoisa pamwedzi muakaundi yavo yekuchengetedza uye kuwana zvikwereti kubva kumadhipoziti akabatanidzwa. Iko mubatanidzwa wezvemari une uye unodzorwa nenhengo dzawo.
Iyo common link yeNo1 CopperPot chero munhu anoshandirwa kana ane hukama neMapurisa. Izvi zvinosanganisira mapurisa, mapurisa akarega basa, mapurisa, maPCSO, maspecials, nemhuri dzavo zvakare. Tapota cherechedzai kuti nhengo dzemhuri dzinofanira kugara pakero imwe chete nenhengo inoshandira Mapurisa.
Isu tinogamuchira nhengo kubva kune chero bato muEngland, Wales kana Scotland. Tine kuderedzwa kwemuhoro nemauto makumi maviri nemasere, izvo zvinoita kuti kuchengetedza kuve nyore. Chero simba ratisina kubvisirwa mari yekubhadhara rinogona kubatsira kumaakaundi avo kuburikidza nekubvisa mari.
Nehurombo, isu hatipe maakaundi akabatana, asi kana nhengo inoshandira Mhuri yeMapurisa ichigara nemumwe wayo, vanogona kuvhura yavo yega saving account, inozivikanwa seAccount yeMhuri Yemhuri.
