Maitiro ekudzikisa yako yekubhadhara chikwereti reddit
Kana iwe uchida kuderedza mari yako yekubhadhara chikwereti, teerera kumusika. Tarisa mibairo yakaderera pane yako yazvino. Kana mubereko wemortgage wadonha, bata mukweretesi wako kuti avhare muyero wako.
Imwe nzira yekuwana mubereko wakaderera ndeyekuidzikisa nemapoinzi. Mortgage discount points imari yakabhadharwa kare sechikamu chemubhadharo wekuvhara kuti uwane mwero wakaderera. Imwe neimwe poindi yakaenzana ne1% yemari yechikwereti. Semuenzaniso, pachikwereti che $200.000, imwe poindi inokubhadhara $2.000 pakuvhara. Poindi yemondi inowanzoreva kudzikiswa kwemubereko kubva pa0,25% kuenda pa0,5%.
Kuti mapoinzi ekuderedzwa ane musoro kwauri kazhinji zvinoenderana nekuti waronga kugara mumba kwenguva yakareba sei. Kana ukangoronga kugara mumba kwemamwe makore mashoma, zvingangove zvisingadhure kubhadhara mubereko wakakwira zvishoma. Nekudaro, kudzikisa mwero nehafu yezana muzana kunogona kukuchengetedza zviuru zvemadhora pamusoro pechikwereti chemakore makumi matatu.
Ramba uchifunga kuti refinance remortgage rakasiyana neremortgage refinance, inova mubhadharo wenguva imwe chete waunobhadhara kune mukuru asara. Nekudaro, ese ari maviri anogona kukupa iwe mukana wekudzikisa yako yemortgage bill.
Maitiro ekudzikisa kubhadhara kwemortgage pasina refinancing
Kana iwe uchitova nechikwereti nemari yako yekubhadhara imba, panogona kunge paine zvinhu zvaunogona kuita kuti urege kuwira kumashure mukubhadhara kwako uye kubhadhara chikwereti. Ona Kuita Nechikwereti cheMortgage.
Kana uri kunetseka zvakanyanya kubhadhara chikwereti chako, semuenzaniso, kana watanga kugamuchira matsamba kubva kune wako wemukweretesi wemba achityisidzira kuita zvemutemo, unofanirwa kutsvaga rubatsiro kubva kune nyanzvi yechikwereti chipangamazano.
Iwe unogona kukwanisa kuwana dhiri inodhura yemortgage nemumwe mukweretesi wemortgage. Iwe unogona kubhadhara mari yekushandura vakweretesi vemortgage, uye iwe uchazofanira kubhadhara mari yaunokwereta kune wekutanga mukweretesi kana iwe wakasarira kumashure pakubhadhara kwako.
Iwe unogona kukwanisa kudzikisa mamwe madhiri nekuchinja kune yakachipa mortgage, kuvaka kana zvemukati kuchengetedza inishuwarenzi. Unogona kuwana ruzivo rwekuti ungachinja sei mupi weinishuwarenzi yako paMoney Advice Service webhusaiti: www.moneyadviceservice.org.uk.
Unogona kubvunza mukweretesi wako kana vakabvuma kudzikisa mari yako yemwedzi nemwedzi, kazhinji kwenguva shoma. Izvi zvinogona kukubatsira kuti utore chikamu chakaoma uye kukutadzisa kuunganidza chikwereti. Kana chikwereti chatowanda, uchafanirwa kutsvaga nzira yekuchibhadhara.
Kubviswa kubva kukambani yemortgage
Lindsay VanSomeren inyanzvi yekadhi rechikwereti, yekubhengi, uye kiredhiti ine zvinyorwa zvinopa vaverengi tsvakiridzo yakadzama uye zano rinoshanda rinogona kubatsira vatengi kuita sarudzo dzakangwara pamusoro pezvigadzirwa zvemari. Basa rake rakaratidzwa panzvimbo dzine mukurumbira dzemari dzakadai seForbes Advisor uye Northwestern Mutual.
Doretha Clemons, Ph.D., MBA, PMP, anga ari mukuru weIT uye mudzidzisi kwemakore makumi matatu nemana. Iye adjunct purofesa kuConnecticut State Colleges nemaYunivhesiti, Maryville University, uye Indiana Wesleyan University. Iye anodyara zvivakwa uye director weBruised Reed Housing Real Estate Trust, uye ane rezinesi rekuvandudza imba kubva kuHurumende yeConnecticut.
Saka wazviitira mari shoma. Makorokoto. Zvino iwe unogona kunge uchinetseka kuti ndeipi yakanyanya kushandiswa yaunogona kupa. Kana iwe uri kutoita zvakanaka pazvinangwa zvako zvekukurumidza zvemari, sekuchengetedza njodzi, mubhadharo wemari yembavha inogona kunge iri zano rakanaka.
Kubhadhara chitsama nguva dzose kunokuchengetedza mari pamubereko. Uye, zvichienderana nemaitirwo aunoita, mubhadharo ungapfupisa nguva yaunotora kubhadhara chikwereti chako kana kuderedza huwandu hwekubhadhara kwako pamwedzi.
Yakaderera Mortgage Payment Calculator
Ziva sarudzo dzako dzekubhadhara Chikwereti chako chisati chapera, unofanirwa kubata mushandi wako kuti uronge zvinotevera. Vhidhiyo iyi inotsanangura sarudzo dzakajairika dzinowanikwa kune vanokwereta vanobva mukushivirira. Kana iwe ukangoudzwa nezve lump-sum refund, bvunza nezve dzimwe sarudzo.
Vanokwereta vanogona kazhinji kubhadhara kunonoka kubhadhara munzira dzakasiyana siyana. Nekudaro, nzira yekubhadhara inogona kusiyana zvichienderana nechikwereti chako. Havasi vese vanokwereta vanozokodzera kune ese sarudzo. Kana uine hanya nekurasikirwa nemba yako, taura neiyo HUD-inotenderwa neiyo imba yekuraira agency. Kana iwe uchinetseka nezvekurasikirwa nemba yako, taura neHUD-inotenderwa neiyo imba yekuraira agency. Tsvaga mupi wezano wedzimba pedyo newe uye rangarira kuti rubatsiro nderwemahara. Haufanire kubhadhara chero munhu kuti akubatsire kudzivirira kuvharirwa. Refund Options
Sarudzo iyi inogona kunge yakakunakira kana… uchikwanisa kubhadhara mari yakawanda kupfuura yawagara uchibhadhara kwemwedzi mishomanana. Mashandiro azvinoita Chikamu chemari yaunokwereta chichawedzerwa pamari yaunobhadhara mwedzi wega wega.Ona vhidhiyo inotsanangura iyi sarudzo
