Yakawanda sei mubhadharo wechikwereti che85000 euros?

Kufarira Chete Mortgage Calculator

Akakosha Notes: Iyi Calculator ndeyekutungamira chete. Izvo hazviumbe kupihwa uye hazvifungidzire kukodzera kwako kwechikwereti. Karukureta ichi anofungidzira kuti pamwedzi kubhadhara kunoitika pakutanga mwedzi woga woga, kuti hapana akaverengerwa muripo nguva, kuti mubereko anogara pamusoro upenyu chikwereti, uye kuti chikwereti mhando zvizere amortized kana mubereko chete.

Kugona kwako kuwana French amortization kana mubereko-chete mortgage uye iyo yakanyanya mari yechikwereti zvinoenderana nemamiriro ako emari. Bvunza sarudzo yako pachako musimboti uye bhajeti rakadzama:

Mortgage Amortization Calculator

Maverengero ari pamusoro apa mienzaniso chete uye haana kuvimbiswa. Zvikwereti zviri pasi penzvimbo uye kukosha uye hazviwanikwe kune avo vari pasi pemakore gumi nemasere. Vanokweretesa vanogona kupa fungidziro yakanyorwa. Kune zvikwereti zvakachengetedzwa, mukweretesi anozoda chibatiso pamudziyo wako uye, kana iri endowment mortgages, endowment/life policy muhuwandu hwekubhadhara pasi uye chibatiso pamudziyo. Pazvikwereti zvembavha chete, zviverengero zviri pamusoro hazvitarisi mutengo wemari ipi neipi, penjeni, kana imwe hurongwa hwekuchengetedza hunoshandiswa kubhadhara chikwereti. Zvakare, nhamba dzakaratidzwa dzekubhadhara uye zvikwereti-chete zvembavha hazvisanganisire mutengo wekuwedzera kuvharwa kwehupenyu.

Ndokumbira utarise kuti ruzivo urwu igwaro chete uye harifanirwe kutorwa sekurudziro kana zano rekuti imwe imba yemba yakakunakira iwe. Zvese zvikwereti zvinoiswa kune vanonyorera vanosangana nevanokweretesa nzira yekukodzera. Ita nguva yekugamuchira kuraira kwemortgage zvinoenderana nezvido zvako uye mamiriro.

Ireland mortgage Calculator

Sarudza Auto kana Manual - Inosarudza otomatiki mubereko wepamwedzi uye mubhadharo wemukweretesi. Izvi zvinobatsira kana iwe uchida kuenzanisa sarudzo.

Ndapota sarudza Mwedzi 1 Mwedzi 2 Mwedzi 3 Mwedzi 4 Mwedzi 5 Mwedzi 6 Mwedzi 7 Mwedzi 8 Mwedzi 9 Mwedzi 10 Mwedzi 11 Mwedzi 12 Mwedzi 13 Mwedzi14 Mwedzi15 Mwedzi16 Mwedzi17 Mwedzi18 Mwedzi19 Mwedzi 20 Mwedzi 21 Mwedzi 22 Mwedzi 23 Mwedzi

Iyi Calculator ndeyekubhadharisa zvikwereti zvinochengetedzwa nenzvimbo yekugara, senge dzimba, mabungalows, uye mafurati. Imba yekugara inopihwa sechibatiso inogona kunge inogara muridzi, yechipiri kana yezororo dzimba, kutenga-to-let, uye zvimwe zvisiri zvekutengesa zvivakwa.

Chinangwa ndechekupa dhairekitori rakarurama sezvinobvira kumutengo wakazara wechikwereti chebhiriji, kana ichiitwa kwenguva yakazara, pamwe nemitengo yakaderedzwa kana chikwereti chikabhadharwa kusati kwapera nguva yacho.

Mari yeKuronga yeMukweretesi (2%) Mari yeKuronga yeMukweretesi: Inoverengerwa sechikamu chemari yechikwereti chet uye yakawedzerwa kumutsara wechikwereti. Huwandu hwekomisheni yekutanga inoratidzwa, uye chikamu chakachajwa chinoratidzwa mumabharangi.

Ndeipi chikamu chemari yangu yemwedzi nemwedzi yemubhadharo wembande imari yechimbadzo?

Kana ukasarudza nguva yakareba yechikwereti, mubhadharo wako wepamwedzi uchange wakadzikira, asi mubereko wose uchange wakakwirira. Kana ukasarudza nguva pfupi, mubhadharo wepamwedzi uchava wakakwirira, asi mubereko wose uchava muduku.

Mari yemwedzi nemwedzi yakafanana muhupenyu hwechikwereti. Nekudaro, iyo mari inoshandiswa mubereko uye shanduko huru. Izvi zvinodaro nekuti, nezvikwereti zvakabhadharwa, chikamu chemubereko chekubhadhara kwemwedzi unoenderana nekuti uchiri nechikwereti chakadii.

Paunotanga kutora chikwereti, mari yako yemubereko inokwirisa nekuti bharari yako yakakwira. Sezvo mari yasara ichiva diki, mari yemumba inodzikiswa uye mari yakawanda inoenda pakubhadhara chikwereti.

Saka, ndeipi avhareji yemubereko pachikwereti chako? Hazvisi nyore kutsikirira pasi nekuti pane zvakawanda zvinotambwa. Nekudaro, mukurova kwakafara, tinogona kuputsa avhareji yemubereko zvinoenderana nenguva yechikwereti uye chibodzwa chechikwereti.

Mari yepakati mubereko yechikwereti chemwedzi makumi maviri nemana yaive 24% kubva muna Nyamavhuvhu 9,34, zvichienderana nedata razvino kubva kuFederal Reserve. Zvichakadaro, avhareji yenyika mubereko wechikwereti chemwedzi makumi matatu nematanhatu chaive 2020% kumasangano echikwereti uye 36% kumabhanga kubva munaChikumi 9,21 (iyo data ichangoburwa iripo), sekureva kweNational Administration of Credit Unions.