Pono anei e noho i ka uku uku ke loaʻa iā ʻoe kahi moraki?

Bank of hawaii ka palena waiho kālā

Hāʻawi ʻia nā hōʻaiʻē waiwai e Alaska USA Federal Credit Union ma Alaska, Arizona, Wakinekona, NMLS ID #409001. Hāʻawi ʻia nā hōʻaiʻē moraki e Alaska USA Federal Credit Union ma Arizona, NMLS ID #409001. Hāʻawi ʻia nā hōʻaiʻē moraki e Alaska USA Mortgage Company, LLC ma Alaska, Wakinekona a me Kaleponi. Laikini #AK157293; Laikini Hui Pūʻai Mea Hoʻohana ʻAiʻai ma Wakinekona #CL-157293; Laikini ʻia e ke Keʻena ʻOihana Hoʻomalu a me nā Hana Hou ma lalo o ke kānāwai hōʻaiʻē moraki noho o Kaleponi, Laikini #4131067.

ʻO nā huahana i hāʻawi ʻia ma o Alaska USA Insurance Brokers, LLC, hāʻawi ʻia e nā hui like ʻole a he kuleana ia o ka ʻoihana hoʻopuka. ʻAʻole lākou he kuleana a waiho ʻia paha o Alaska USA Federal Credit Union a i ʻole kāna mau lālā, a ʻaʻole i hoʻopaʻa ʻia e ka National Credit Union Administration a i ʻole kekahi hui ʻē aʻe o ʻAmelika Hui Pū ʻIa. ʻAʻole loaʻa kekahi mau huahana ma nā mokuʻāina āpau. Laikini Inikua Kaleponi # OF41797.

ʻAʻole kuleana ʻo Alaska USA Federal Credit Union no ka huahana, lawelawe a i ʻole ka ʻike pūnaewele ma nā wahi ʻē aʻe o waho a ʻaʻole ia e hōʻike iā ʻoe a i ʻole ka mea hoʻohana pūnaewele inā ʻoe e komo i kahi kālepa. ʻAʻole pili nā kulekele pilikino a me nā kulekele palekana o Alaska USA Federal Credit Union i ka pūnaewele pili.

ʻO nā kālā hōʻoia maikaʻi loa

ʻO ka waihona uku uku pololei ke ala wikiwiki loa, palekana, a maʻalahi hoʻi e loaʻa ai kāu uku paʻakikī i loko o kāu hōkeo a mālama kālā paha. Ma waho aʻe o ka wikiwiki, palekana a me ka ʻoluʻolu e hāʻawi ai, ua ʻike paha ʻoe he nui nā kumu e koho ai i ka waiho pololei?

Hiki ke hoʻohana ʻia ka waihona kikoʻī no kāu loiloi uku, uku mālama ola, a me nā loiloi pono aupuni ʻē aʻe, a ʻo ka mea maikaʻi loa, ʻo ka hapa nui o nā hui e maʻalahi ke kau inoa no ka waiho pololei ʻana i kāu uku uku. E kamaʻilio me ka ʻoihana uku uku a i ʻole ke keʻena waiwai kanaka no ka ʻike hou aku. ʻO ka maʻamau, me ka helu moʻohelu kālā o kāu hui kālā a me ka helu routing ABA o ke keʻena, hiki iā ʻoe ke kau inoa i loko o kekahi mau minuke. No ka Social Security a i ʻole nā ​​uku aupuni ʻē aʻe, e kelepona a kipa i kā lākou pūnaewele e kiʻi i nā palapala e pono ai ke kākau inoa.

Ka palena waihona kālā ATM Bank of Hawaii

ʻO nā hoʻololi ACH kekahi ala e maʻalahi ai ka uku ʻana i kāu mau bila o kēlā me kēia mahina. He ala kūpono kēia e uku ai i nā bila i hoʻohana mau ʻia me nā mea hoʻolako pono a me nā mea kūʻai aku, e like me kāu mea hoʻolako kelepona. Hoʻololi ʻia nā kālā mai kāu moʻokāki ma o ka Automated Clearing House (ACH).

No ka hoʻonohonoho ʻana i nā uku uila ʻakomi, pono ʻoe e hoʻokaʻaʻike i kāu mea hoʻolako pono a/a i ʻole mea kūʻai aku. Nui nā manawa hiki iā ʻoe ke kau inoa no nā uku maʻamau mai kā lākou pūnaewele kikoʻī a i ʻole pono ʻoe e hoʻopiha i kahi palapala pepa.

ʻO Direct Deposit ka hoʻoili uila a hūnā ʻia o kāu uku uku, pōmaikaʻi Social Security, penikala, hōʻike makahiki a i ʻole nā ​​uku ʻē aʻe i kāu huahana mālama a i ʻole helu helu helu. Hiki ke hōʻaiʻē ʻia kāu uku holoʻokoʻa i kēlā me kēia hui pū ʻana o kāu huahana kaʻana mua o nā lālā i kēlā me kēia manawa uku. Hoʻonui ka Direct Deposit i ka palekana a me ka ʻoluʻolu o ka hoʻoponopono ʻana i kāu leka, hoʻopau i ke kali ʻana i nā laina hoʻopaʻa kālā a hoʻolako koke i kāu kālā. Me Direct Deposit, mālama ʻia kāu kālā.

Bank of hawaii mobile check deposit, loaʻa kālā

I nā makahiki he 20 i hala iho nei, ua lilo ka waihona pololei mai kahi maʻalahi a lilo i mea maʻamau no ka hapa nui o nā limahana. Akā no ka loaʻa ʻana o ka waihona pololei ma nā wahi āpau, ʻaʻole ia he manaʻo ua ʻike nā mea āpau i nā mea āpau a me waho o kēia ʻano uku. No laila he manaʻo maikaʻi e hoʻomaopopo pono ʻoe i ka mea e manaʻo ai a pehea ʻoe e loaʻa ai ka mea maikaʻi loa.

ʻO ka waiho pololei ʻana he ʻano hana automate piha o ka hoʻokele ʻana i nā kālepa. Ma ka loaʻa ʻana o kahi waihona kikoʻī, hoʻopuka ka mea uku i kahi uku uila i hoʻoili ʻia i ka waihona hōʻoia o ka mea uku. ʻAʻohe pono no ka nānā kino a i ʻole no kēlā me kēia ʻaoʻao e kipa i ka panakō no ke kālā e hoʻoili ʻia.

Ua lilo kēia ʻano uku i mea maʻamau i nā makahiki i hala iho nei, me ka kokoke o 94% o nā limahana ʻAmelika e loaʻa ana kā lākou uku ma o ka waiho pololei ʻana, e like me ka American Payroll Association's Getting Paid in America 2020 survey. Ma muli o ka loaʻa ʻana o ka waihona pololei, ʻoi aku ka maʻalahi o ka limahana, hiki iā ia ke manaʻo i ka hōʻea ʻana o kā lākou uku uku i ka lā uku me ka ʻole o ka hāpai ʻana i kahi manamana lima, a ʻoi aku ka maikaʻi no ka mea hana, ʻaʻole pono e hoʻolilo i ke kālā i ka paʻi ʻana a me ka hāʻawi ʻana i nā kope pepa.