Ka papa inoa o nā scammers hōʻaiʻē ma Singapore
ʻO ka loaʻa ʻana o nā kālā e pili ana i ka wā hiki iā ʻoe ke komo i ke kālā āu i waiho ai i kāu panakō e uku ai i nā bila, kūʻai a uhi i nā lilo o kēlā me kēia lā. Me nā ʻokoʻa liʻiliʻi, ʻaʻole i loaʻa mau ke kālā āu i hoʻokomo ai i kāu waihona hōkeo a mālama kālā no ka hoʻohana koke ʻana.
ʻAe nā lula Federal i nā panakō e hoʻopaʻa i nā kālā i waiho ʻia no kahi manawa i hoʻonohonoho ʻia, ʻo ia hoʻi ʻaʻole hiki iā ʻoe ke komo i kēlā kālā a hiki i ka wā i hāpai ʻia ai ka paʻa. Akā ʻaʻole hiki i ka panakō ke mālama i kāu kālā no ka manawa pau ʻole.
Hōʻike ka loaʻa kālā i ka wā hiki iā ʻoe ke komo i ke kālā āu e waiho ai ma kahi waihona waihona. Hāʻawi ka Federal Regulation CC (Reg CC no ka pōkole) i kahi papa hana no nā panakō e hoʻokumu i kā lākou mau kulekele loaʻa kālā. Ma keʻano kikoʻī, ua uhi ʻia ka CC Regulation i ʻelua mau mea:
Hiki i nā panakō ke hoʻohana i kēia mau alakaʻi e hana a hoʻokō i nā kulekele loaʻa kālā. Hōʻike pinepine ʻia kēia mau kulekele i ka wā e wehe mua ai ʻoe i kāu moʻokāki. Nui nā panakō e hoʻolako i nā kulekele loaʻa kālā ma ka pūnaewele.
Hiki i nā panakō ke hoʻopaʻa i nā kālā i waiho ʻia no nā kumu like ʻole, akā i ka nui o nā hihia, ʻo ia ka mea e pale ai i kāu uku moʻokāki mai ka hoʻihoʻi ʻia. I nā huaʻōlelo ʻē aʻe, makemake ka panakō e hōʻoia i ka maikaʻi o ka waihona ma mua o ka hāʻawi ʻana iā ʻoe i ke kālā.
He aha ke kuleana ma ke kānāwai kalepa
ʻO "nā ʻoihana hōʻaiʻē" ʻo ia hoʻi nā panakō, nā hui kālā ʻole a me nā mea hāʻawi kālā ʻē aʻe i loaʻa nā ʻae kūpono mai nā mana hoʻoponopono kūpono e hāʻawi i nā holomua a me nā hōʻaiʻē i nā mea hoʻohana.
ʻO ka "Funding Account" 'o ia hoʻi he kāleka hōʻaiʻē, moʻokāki panakō (ma ka hōʻaiʻē a i ʻole ke kāleka netbanking), moʻokāki BHIM UPI, a i ʻole ka mea hana uku mua (e like me ke kāleka kālā a i ʻole ʻeke uila) i hoʻopaʻa inoa a hoʻohana ai ka mea hoʻohana no ke kālā ʻana i nā Transactions Uku.
ʻO ka "P2P Payment" a i ʻole "Peer-to-Peer Payment" ʻo ia ka uku i hoʻomaka ʻia e ka mea hoʻohana e hoʻohana ana i ka lawelawe P2P e hoʻouka (a hoʻouka paha) i kahi moʻokāki kālā o ka mea hoʻohana (ʻo ia hoʻi ka mea hoʻouna) a hoʻolako i nā kālā i ka mea hana kālā. uku i kohoia e ka Mea Loaa.
"Payment Instrument" 'o ia hoʻi, me ka palena ʻole, he kāleka hōʻaiʻē, kāleka hōʻaiʻē, waihona panakō, a i ʻole nā mea hana uku uku mua, me nā e-wallets a me nā kāleka makana i hoʻopuka ʻia ma lalo o ke kānāwai kūpono, hiki ke hoʻohana ʻia e ka mea hoʻohana e hoʻolilo kālā i nā Transactions Payment Transactions. Loaʻa ka loaʻa kālā.
Meps Cutoff Time
ʻO ke kumu o kēia alakaʻi ʻo ia ka hāʻawi ʻana i kahi hoʻolauna maʻamau i nā koi kānāwai ma lalo o ka Singapore Employment Act a me nā hana maʻamau i pili i nā ʻaelike hana, nā uku a me nā pōmaikaʻi ke hoʻolimalima i nā limahana ma Singapore. ʻAʻole ʻōlelo ke alakaʻi i nā ʻoihana kūikawā e pili ana i ka hana lima a me ka hana polū.
ʻO ka uku kūpono a me nā pōmaikaʻi limahana e hoʻolālā i nā uku a ʻike i nā limahana maikaʻi loa o ka hui. ʻO nā hoʻolālā pōmaikaʻi o nā limahana e hoʻonui i ka huahana, hoʻonui i ka paʻa o ka limahana a loaʻa ka hopena maikaʻi ma ka laina lalo. He mea paʻakikī pinepine no nā ʻoihana liʻiliʻi a me nā ʻoihana liʻiliʻi (SME) ma Singapore e hoʻohālikelike i ka pūʻolo pōmaikaʻi o nā ʻoihana nui. Pono kahi hui liʻiliʻi e hāʻawi i kahi pūʻolo pōmaikaʻi e kū ana i nā pono o nā limahana a hoʻokūkū me nā mea a nā hui SME e hāʻawi ai.
ʻO ka pilina ma waena o ka mea hana a me ka limahana ma Singapore e hoʻoponopono nui ʻia e ka ʻaelike hana ma waena o lāua. Ma keʻano laulā, hiki i nā ʻaoʻao ke hoʻolimalima e like me ko lākou makemake, ʻoiai lākou e mālama i ke kānāwai hana a me kekahi mau palena. ʻAʻole pili ka Singapore Employment Law i nā limahana āpau. Akā, pili wale ia i nā "limahana" e like me ka wehewehe ʻana ma ke kānāwai.
5 laʻana o ke kuleana
ʻO nā huaʻōlelo a me nā wehewehe e pili ana i manaʻo ʻia e hāʻawi i kahi manaʻo maʻalahi a ʻike ʻole i nā huaʻōlelo a me nā ʻōlelo āu e ʻike ai ma kā mākou pūnaewele a ʻike ʻole paha iā ʻoe. ʻO ka manaʻo kikoʻī o kahi huaʻōlelo a ʻōlelo paha e hilinaʻi ʻia ma kahi a me pehea e hoʻohana ʻia ai, ʻoiai nā palapala pili, me nā ʻaelike i pūlima ʻia, ka hōʻike ʻana o nā mea kūʻai aku, nā manual kulekele Polokalamu kūloko, a me ka hoʻohana ʻana i ka ʻoihana, e hoʻomalu i ke ʻano. ʻAʻohe hopena paʻa o nā ʻōlelo a me nā wehewehe e pili ana no nā kumu o kekahi ʻaelike a i ʻole nā hana ʻē aʻe me mākou. E hauʻoli ana kāu ʻelele Campus Housing Programs a i ʻole nā limahana o ka Loan Programs Office e pane i nā nīnau kikoʻī āu e loaʻa ai.
Papa Hoʻopaʻa Noi: He papa inoa kikoʻī o nā palapala e pono ai ka mea hōʻaiʻē a me ka pā kula e hāʻawi i ke Keʻena Polokalamu Loan no ka ʻae mua ʻana a i ʻole ka ʻae ʻana i ka hōʻaiʻē. ʻIke ʻia ʻo ia ʻo ka palapala OLP-09.
Automated Clearing House (ACH): He pūnaewele hoʻoili kālā uila e hiki ai ke hoʻololi pololei i ke kālā ma waena o nā waihona waihona kālā a me nā mea hāʻawi kālā. Loaʻa kēia hiʻohiʻona i nā mea hōʻaiʻē ʻaʻole i kēia manawa i ke kūlana uku hana.
