Manawa Waiho pololei
ʻO ka nui o nā makana i ʻike ʻia ma kēia pūnaewele mai nā mea hoʻolaha i loaʻa i kēia pūnaewele ka uku no ka ʻike ʻana ma luna. Hiki i kēia uku ke hoʻololi i ke ʻano a me kahi e ʻike ʻia ai nā huahana ma kēia pūnaewele (me ka laʻana, ke ʻano o ka hōʻike ʻana). ʻAʻole hōʻike kēia mau hāʻawi i nā waihona kālā āpau, hoʻopukapuka, hōʻaiʻē a i ʻole nā huahana hōʻaiʻē.
I ka loaʻa ʻana o ka uku no kāu hana paʻakikī, ʻoi aku ka wikiwiki o ka loaʻa ʻana o kāu kālā, ʻoi aku ka maikaʻi. Eia nō naʻe, ʻo ka pilikia o ka hele ʻana i ka panakō e hoʻokaʻa kālā i kahi kikoʻī i kēlā me kēia manawa ke loaʻa kālā hiki ke luhi. ʻO ke kaʻina hana pū kekahi e hoʻokaʻawale i ka manawa e waiho kino ai i kāu uku.
Inā ʻoe e ʻimi nei i kahi ala ʻoi aku ka maʻalahi e loaʻa ai kāu loaʻa kālā, ʻo ka waiho pololei paha he hopena. Ke hoʻomaka ka hoʻoili ʻana, hiki i kāu kālā i kāu waihona kālā i loko o hoʻokahi a ʻekolu mau lā. E heluhelu e ʻike i ka lōʻihi o ka waiho ʻana a pehea e hoʻonohonoho ai.
ʻO ka waiho pololei ka waihona ʻelepona ʻakomi o nā kālā i loko o kahi waihona waihona e pani ana i ke kākau ʻana i kahi leka. He ala palekana ia e loaʻa ai kāu uku uku a me nā pono ʻē aʻe. Ke loaʻa iā ʻoe ke kālā ma kēia ʻano, e hōʻano hou ʻia kāu koena moʻokāki.
Pono ka ʻike no ka waiho pololei
He mea nui e kākau i ka lā a me ka manawa o ke kelepona ʻana. E kākau pū i ka inoa o ka mea āu i kamaʻilio pū ai. Pono paha ʻoe i kēia ʻike inā hewa kekahi mea a ʻaʻole loli kāu uku.
Nīnau pinepine ka DWP iā ʻoe e uku iā lākou ma o kāu uku kākoʻo kālā. Hiki iā ʻoe ke kelepona i ka DWP Debt Management Center inā makemake ʻoe e uku i kahi ala ʻē aʻe, no ka laʻana ma ka uku pololei ʻana ma o kāu uku.
Hiki i ka DWP ke ʻauʻa i ka £29,60 inā manaʻo ʻoe ua uku ʻia ʻoe no ka mea ua hāʻawi ʻoe i ka ʻike pololei ʻole, i kapa ʻia ʻo 'fraud'. Inā ua kākau lākou e haʻi iā ʻoe no ka hoʻopunipuni ke uku nui ʻana, ʻaʻole lākou e ʻae pinepine e hōʻemi i kāu uku pule.
ʻO ka maʻamau, pono ʻoe e uku i ka hapakolu o kāu pōmaikaʻi pule i ka DWP. Inā ʻaʻole lawa kēia kālā no ka uku ʻana i nā mea pono e like me ka meaʻai a me ka wela, e kelepona i ka DWP Debt Management Contact Center. E ʻauʻa liʻiliʻi i kēlā me kēia pule.
Inā hana ʻoe no kahi ʻoihana me nā limahana he 10 a ʻoi aʻe paha, hiki i ka DWP ke ʻauʻa i ke kālā mai kāu uku no ka uku nui ʻana, me ka noi ʻole ʻana i kāu ʻae. Na kāu hui e uku i ka DWP a e unuhi i kēlā huina mai kāu uku pule a i ʻole mahina.
Pehea e hoʻokomo pololei ai i loko o ka waihona kālā a kekahi
Nā kumu waihona kālā ʻApelila 6, 2022 |5 min heluhelu Hoʻomoe pololei i loko o kahi waihona mālama kālā ma waho o ka ʻike, i kāu waihona ʻApelila 6, 2022 |5 min heluhelu Hoʻopaʻa pololei: He ala kūpono e loaʻa ai ka uku. Ma kahi o ka loaʻa ʻana a me ka waiho ʻana i kahi kikoʻī i kēlā me kēia manawa uku (a i ʻole nā kiʻi ʻē aʻe, e like me Social Security checks), hoʻoili ʻokoʻa ka waihona pololei i kāu uku i kāu waihona waihona. No laila hiki iā ʻoe ke hoʻolilo i ka manawa liʻiliʻi e kau inoa i nā loiloi a ʻoi aku ka manawa kiʻekiʻe-lima (no kāu manawa hou).
Akā, kānalua paha kāu. Pono ʻoe e kuhikuhi i ka uku uku i loko o kahi waihona hōkeo a mālama kālā paha? Hiki ke waiho ʻia ka uku ma kahi waihona mālama kālā? Ke piʻi mau nei nā kānaka? E nānā i nā SFAQ (Nīnau Semi-Frequently Asked) ma lalo nei e aʻo hou aku. Hiki ke waiho ʻia ka uku i loko o kahi waihona kālā?
Hiki i nā waihona mālama kālā ke loaʻa nā palena kūʻai a ʻoi aku ka nui o ka uku paneʻe ma mua o ka nānā ʻana i nā moʻokāki, no laila e hoʻohana nā kānaka ia mau mea e mālama ai. hoʻohana pinepine ʻia no nā lilo o kēlā me kēia lā.2
Laʻana Waihona pololei
He lawelawe hoʻohālikelike kūʻokoʻa mākou, kākoʻo hoʻolaha. ʻO kā mākou pahuhopu ke kōkua iā ʻoe e hoʻoholo i nā hoʻoholo kālā ma o ka hāʻawi ʻana i nā mea hana pili a me nā helu helu kālā, ka hoʻopuka ʻana i nā ʻike kumu a me ka pahuhopu, a hiki iā ʻoe ke alakaʻi i ka noiʻi a hoʻohālikelike i ka ʻike no ka manuahi, no laila hiki iā ʻoe ke hoʻoholo kālā me ka hilinaʻi.
ʻO nā hāʻawi i hōʻike ʻia ma kēia pūnaewele mai nā hui e uku mai iā mākou. Hiki i kēia uku ke hoʻololi i ke ʻano a me kahi e ʻike ʻia ai nā huahana ma kēia pūnaewele, me ka laʻana, ke ʻano o ke ʻano e ʻike ʻia ai i loko o nā papa inoa. Akā ʻaʻole pili kēia uku i ka ʻike a mākou e paʻi ai, a me nā loiloi āu e ʻike ai ma kēia pūnaewele. ʻAʻole mākou e hoʻokomo i ka honua o nā hui a i ʻole nā haʻawina kālā i loaʻa iā ʻoe.
He lawelawe hoʻohālikelike kūʻokoʻa mākou i kākoʻo ʻia e hoʻolaha. ʻO kā mākou pahuhopu ke kōkua iā ʻoe e hoʻoholo i nā hoʻoholo kālā ma o ka hāʻawi ʻana i nā mea hana pili a me nā helu helu kālā, ka hoʻopuka ʻana i nā ʻike kumu a me ka pahuhopu, a hiki iā ʻoe ke alakaʻi i ka noiʻi a hoʻohālikelike i ka ʻike no ka manuahi, no laila hiki iā ʻoe ke hoʻoholo kālā me ka hilinaʻi.
