ʻO ka Sims Freeplay- Floor Clause Walkthrough [Kalikimaka 2021
ʻO ka paukū papahele ka koi maʻamau i ka poʻe hāʻawi kālā, no ka mea, e hōʻoiaʻiʻo kēia pauku ʻaʻole e hāʻule ka uku panee āu e uku ai ma lalo o kekahi pae, ʻo ia hoʻi, ma ka hapanui o nā hihia, aia ma kahi o 3 - 5,5%. I ka noʻonoʻo ʻana ua hāʻule ka uku paneʻe mai ka makahiki 2011 a ʻoi aku ka EURIBOR ma lalo o ka zero, ʻo ia hoʻi, e uku ana ʻoe i kahi pānaʻi kiʻekiʻe loa e hoʻohālikelike ʻia i nā kumukūʻai mākeke o kēia manawa.
No ka laʻana, ua ʻaelike kekahi o kā mākou mea kūʻai aku i kahi moraki o 220.000 euros ma 2007 me kahi papa papahele o 3,5%, akā me ka palena ma luna o ka EURIBOR o 1,25. Ua uku ʻo ia i 3,5% i ka wā e uku ai ʻo ia i 1,25% no nā makahiki 6 i hala.
Ua helu mākou ua hoʻonui ʻia ka mea kūʻai aku he 23.000 euros, akā i ka hopena ua hoʻopau ʻo ia ma mua o 27.000 euros, hāʻawi ʻia ka manawa i lawe ʻia no ka mea nāna e hāʻawi aku i kahi hoʻoholo ma waho o ka hoʻokolokolo a me ka 4% uku hoʻopaʻi i ka panakō. pono e uku.
I kēia manawa ua ʻae ka mea hāʻawi e hoʻopau i ka paukū 'uku kūʻai ʻole', ua helu ʻia nā uku moraki hou o kēia mea kūʻai ma ka uku panee pololei o 1,25% ma kahi o 3,5%, ʻo ia hoʻi e hoʻomau ʻoe e mālama i nā tausani o ka makahiki no ka. ke koena o ka manawa o ka moraki au i kakau inoa ai.
Pehea ka hana ʻana o nā moraki hiki ke hoʻololi ʻia - Ua wehewehe ʻia nā hōʻaiʻē ARM
Ma ka hapanui o nā moraki Paniolo, ua helu ʻia ka uku panee e uku ʻia ma ke kuhikuhi ʻana i ka EURIBOR a i ʻole ka IRPH. Ina e pii keia uku panee, e pii no hoi ka ukupanee ma ka moraki, pela no hoi, ina e emi mai, e emi ana ka uku panee. Ua ʻike ʻia hoʻi kēia ma ke ʻano he "moraki variable rate", no ka mea, ʻokoʻa ka ukupanee e uku ʻia ma ka moraki me ka EURIBOR a i ʻole ka IRPH.
Eia naʻe, ʻo ka hoʻokomo ʻia ʻana o ka Floor Clause i loko o ka ʻaelike moraki, ʻaʻole e pōmaikaʻi piha ka poʻe paʻa moraki i ka hāʻule ʻana o ka uku paneʻe, no ka mea e loaʻa ana ka uku haʻahaʻa, a i ʻole ka papahele, o ka ukupanee e uku ʻia ma ka moraki. ʻO ke kiʻekiʻe o ka pauku liʻiliʻi e hilinaʻi ʻia ma ka panakō nāna e hāʻawi i ka moraki a me ka lā i ʻaelike ʻia ai, akā he mea maʻamau no nā uku liʻiliʻi ma waena o 3,00 a me 4,00%.
ʻO ia ke ʻano inā loaʻa iā ʻoe kahi moraki helu ʻokoʻa me EURIBOR a me kahi papahele i hoʻonohonoho ʻia ma 4%, i ka wā e hāʻule ai ka EURIBOR ma lalo o 4%, hoʻopau ʻoe i ka uku ʻana i ka 4% ukupanee ma kāu moraki. No ka maikaʻi ʻole o ka EURIBOR i kēia manawa, ma ka -0,15%, ke uku nui nei ʻoe i kāu moraki no ka ʻokoʻa ma waena o ka helu haʻahaʻa a me ka EURIBOR o kēia manawa. I ka hala ʻana o ka manawa, hiki ke hōʻike i kēia mau tausani o nā euro hou i ka uku ukupanee.
13th | hiʻona piha | Netflix
Inā makemake ʻoe e koi i kāu "floor clause", hiki iā FreeClaim ke kōkua iā ʻoe. Hiki i kā mākou mau loio ke kōkua i ka hoʻopau ʻana i nā paukū pua i hoʻokomo ʻia i loko o nā ʻaelike moraki a i ʻole nā ʻaelike hōʻaiʻē. E manaʻo ʻia ʻo ia mau ʻōlelo he mea ʻole a pono ka panakō e hoʻihoʻi i nā kālā kūpono ʻole i hōʻiliʻili ʻia ma ke noi ʻana i ia paukū.
ʻO nā mea i kapa ʻia ʻo "floor clauses" e pale i ka uku paneʻe mai ka hāʻule ʻana ma lalo o ka palena haʻahaʻa, ʻoiai inā ʻo ka Euribor (a i ʻole ka papa kuhikuhi panakō) ma lalo. I kēia manawa, haʻahaʻa loa ka Euribor, no laila inā loaʻa kēia ʻano o nā ʻōlelo hōʻino i kāu moraki, ʻaʻole paha ʻoe e pōmaikaʻi mai ka hāʻule ʻana o ka papa kuhikuhi.
No ka ʻike ʻana inā loaʻa i kāu ʻaelike moraki kahi papa papahele, pono ʻoe e nānā i ka palapala ākea o kāu moraki. Inā ʻōlelo ʻo ia i kēlā me kēia hihia hiki ke emi ka uku panee ma mua o ka pākēneka paʻa, ʻo ia ka paukū papahele.
Eia hou, hiki iā ʻoe ke hoʻomaka i kahi koi ma ka paukū papahele inā ʻaʻole like ka uku panee e ʻike ʻia ma kāu ʻōlelo panakō hope me ka Euribor (a i ʻole ka uku o kāu panakō) a me ka helu ʻokoʻa āu i ʻaelike ai me ka panakō.
ʻO nā huaʻōlelo maikaʻi loa o ka helu 5 ma The Umbrella Academy | Netflix
Ma Carlos Haering Abogados hiki iā mākou ke nānā inā loaʻa i kāu moraki kahi paukū papahele. E aʻo mākou i kāu hihia, e hoʻoholo i kona hiki ʻana a kōkua iā ʻoe e hoʻihoʻi i nā kālā āpau āu i uku nui ai.
Ua lilo ka papahele o nā moraki i pilikia no ka nui o nā mea kūʻai aku, ka mea i ʻike ʻaʻole hiki iā lākou ke pōmaikaʻi mai ka hāʻule ʻana o ka EURIBOR i hana ʻia i nā makahiki i hala iho nei, i hiki i kona haʻahaʻa mōʻaukala ma muli o ka pilikia hoʻokele waiwai.
I ka wā e kau inoa ai i kahi moraki, pono ʻoe e ʻike a loaʻa i nā ʻike āpau e pili ana i nā pauku a me nā "paʻi liʻiliʻi". Hoʻokumu ka paukū papahele i ka uku pānaʻi liʻiliʻi no nā ʻāpana āpau o kāu hōʻaiʻē moraki, me ka nānā ʻole i nā kumukūʻai o ka mākeke o kēia manawa. No laila, inā loaʻa ka huina o ka EURIBOR me kāna uku paneʻe i kēia manawa i ka uku haʻahaʻa ma mua o ka mea i hoʻokumu ʻia ma ka Floor Clause, ʻaʻole hiki iā ʻoe ke uku i ka uku haʻahaʻa a e uku ʻia, akā, ka uku o ka Floor Clause. .
Nui nā poʻe kūʻai i kau inoa i kahi moraki me ka ʻike ʻole ʻia i ke ola ʻana o kahi Floor Clause a me kona hopena, a ʻo ia ʻano hana e manaʻo ʻia he hōʻino a ʻaʻole maopopo loa e kā lākou panakō. No laila, hiki ke maʻalahi i nā koi kānāwai, me ke kūlana kiʻekiʻe o ka holomua.
