ʻO nā mea hōʻaiʻē moraki maikaʻi loa kokoke iaʻu
E hoʻomanaʻo he ʻokoʻa nā uku no kēlā me kēia mea ʻaiʻē. No laila pono ʻoe e hoʻohālikelike i nā mea hāʻawi kālā ʻē aʻe e ʻike i kāu hana maikaʻi loa. ʻO ka uku moraki maikaʻi loa mai kekahi o nā hui ma kēia papa inoa.
E hoʻomanaʻo e ʻokoʻa nā uku mai ka mea hōʻaiʻē a i ka mea hōʻaiʻē a hiki mai paha kāu uku haʻahaʻa mai kahi mea hāʻawi kālā ma kēia papa inoa. Pono nā mea hōʻaiʻē e hoʻohālikelike i nā makana mai ʻekolu a ʻelima mau mea hāʻawi kālā e ʻike i kā lākou uku moraki maikaʻi loa.
Eia nō naʻe, hiki ke lilo i nā kumukūʻai moraki i mea alakaʻi e kōkua iā ʻoe e ʻimi i nā panakō me nā uku moraki haʻahaʻa haʻahaʻa. He wahi hoʻomaka maikaʻi nā papa inoa ma lalo inā ʻoe e ʻimi nei i ka uku panee maikaʻi loa no kāu hōʻaiʻē home hou.
ʻO ka mea hāʻawi moraki ma waena o 30 mau makahiki moraki (2021)FREEDOM MORTGAGE CORPORATION2,66%BANK OF AMERICA2,80%VETERANS UNITED HOME LOANS*2,86%BETTER MORTGAGE CORPORATION2. 86%PENNYMAC2.87%AMERISAVE MORTGAGE CORPORATION2.90%NAVY FEDERAL CREDIT UNION*2.93%HOME POINT FINANCIAL CORPORATION2.94%LOANDEPOT.COM2.99%CALIBER HOME LOANS, INC.2 .99%ROCARANED ROT3.00%ROCKET3.01. INC.3.01%CITIZENS BANK3.02%CHASE BANK3.06%NEWREZ LLC3.08%PNC BANK3.08%LAKEVIEW LOAN SERVICING, LLC3.08%NEW AMERICAN FUNDING3.09%GUILD MORTGAGE COMPANY3.10%COCARMPANY3.12%COCARMPANY MOLAKI NUI, LLC3.13%MR. COOPER3.14%WELLS FARGO3.16%CROSSCOUNTRY MORTGAGE, INC.3.18%FAIRWAY INDEPENDENT MORTGAGE CORPORATION3.19%FLAGSTAR BANK, FSB3.26%VANDERBILT MORTGAGE AND FINANCE, INC.3.28%US%T3.59.
ʻO nā mea hōʻaiʻē moraki maikaʻi loa no ka hoʻihoʻi kālā
ʻO nā hui moraki ʻo Coventry, Principality a me Yorkshire kekahi o nā mea hōʻaiʻē moraki maikaʻi loa i kā mākou kūlana kūʻokoʻa. E kaomi i lalo e hoʻohālikelike i nā mea hōʻaiʻē moraki UK a ʻike i ke kumu. I ka hoʻohālikelike ʻana i nā moraki, ʻaʻole wale nā uku a me nā uku pānaʻi āu e noʻonoʻo ai, no ka mea, he mea nui ka maikaʻi o ka lawelawe mea kūʻai aku.
Aia ka hui ma nā papa ʻekolu kiʻekiʻe o nā papa moraki o Fairer Finance mai ka wā i hana ʻia ai lākou i ka makahiki 2014 a loaʻa iā ia ka helu ʻike kiʻekiʻe loa ma ka ʻoihana. 'O ia ho'i, 'o ia ka mea maopopo loa me kona po'e kū'ai e pili ana i nā koina a pau e pili ana i ka 'aelike 'ana i kā lākou moraki.
ʻO kēia hui hale kūkulu ʻo Cardiff kahi ʻāpana o ka pūnaewele Welsh, akā ʻaʻole pono ʻoe e noho i Wales no ka pōmaikaʻi mai kāna lawelawe mea kūʻai maikaʻi loa. E like me Coventry, loaʻa iā ia kahi moʻolelo hoʻopiʻi maikaʻi loa.
Hiki i kekahi luna ke ʻōlelo aku i ka mea hāʻawi kālā e ʻae i kāu noi. Hiki ke pipiʻi nā noi i hōʻole ʻia inā ua uku mua ʻoe i nā uku a hiki ke pilikia ʻoe i ka lilo ʻana o ka waiwai āu e makemake ai e kūʻai.
ʻO nā ʻano moraki maikaʻi loa
ʻO ka nui a i ʻole nā haʻawina āpau ma kēia pūnaewele mai nā hui i uku ʻia ai nā Insiders (no ka papa inoa piha, ʻike maanei). Hiki i nā manaʻo hoʻolaha ke hoʻololi i ke ʻano a me kahi e ʻike ʻia ai nā huahana ma kēia pūnaewele (me ka laʻana, ke ʻano o ka ʻike ʻia ʻana), akā ʻaʻole pili i nā hoʻoholo hoʻoponopono, e like me nā huahana a mākou e kākau ai a pehea mākou e loiloi ai. Ke noiʻi nei ʻo Personal Finance Insider i kahi ākea ākea i ka wā e hana ai i nā ʻōlelo paipai; akā naʻe, ʻaʻole mākou e hōʻoiaʻiʻo i kēlā ʻike e hōʻike ana i nā huahana āpau a i ʻole nā haʻawina i loaʻa ma ka mākeke.
Kākau ʻo Personal Finance Insider e pili ana i nā huahana, nā hoʻolālā, a me nā ʻōlelo aʻoaʻo e kōkua iā ʻoe e hana i nā hoʻoholo akamai me kāu kālā. Hiki iā mākou ke loaʻa i kahi komisina liʻiliʻi mai kā mākou mau hoa, e like me American Express, akā kūʻokoʻa mau kā mākou hōʻike a me kā mākou ʻōlelo paipai. Pili nā huaʻōlelo i nā hāʻawi i hōʻike ʻia ma kēia ʻaoʻao. E heluhelu i kā mākou alakaʻi hoʻoponopono.
* ʻO nā helu ʻaiʻē liʻiliʻi no ka hoʻokō ʻana i nā hōʻaiʻē, a i ʻole nā hōʻaiʻē Navy Federal a me Veterans United VA. Inā kūpono ʻoe i kahi ʻano hōʻaiʻē ʻē aʻe, hiki paha iā ʻoe ke loaʻa i kahi hōʻaiʻē me ka helu haʻahaʻa. nā ʻano moraki like ʻole a ua loaʻa iā ia kahi A+ mai ka Better Business Bureau, me ka ʻokoʻa o Navy Federal Credit Union, Chase, a me Guild Mortgage. He helu NR ka Navy Federal. Loaʻa iā Chase kahi B- a ʻo Guild Mortgage he helu A- mai ka BBB. ʻOi aku ka nui o kā mākou mau koho kiʻekiʻe i ka ʻoluʻolu o ka mea kūʻai aku a ʻae i nā ʻano hōʻaiʻē ʻē aʻe inā ʻaʻohe āu.
ʻO nā mea hōʻaiʻē moraki maikaʻi loa no ka hōʻaiʻē maikaʻi ʻole
ʻAʻole like nā moraki a pau. Ma muli o ka mea hāʻawi, ʻoi aku ka nui o nā uku a ʻoi aku ka lōʻihi o nā manawa pani. Ke nānā aku nei kekahi poʻe hāʻawi kālā i kahi kaʻina hana mua a ʻae ʻia, aʻo nā mea ʻē aʻe e hāʻawi i nā uku no ka pūʻali koa a i ʻole nā mea kūʻai aku.
Ua nānā mākou i ʻehā mau ʻāpana nui: hiki i ka mea hōʻaiʻē ke loaʻa i kahi hōʻaiʻē, hiki ke loaʻa, nā koho hōʻaiʻē, a me ka wikiwiki o ke kālā. ʻO kā mākou pahuhopu e maʻalahi iā ʻoe e hoʻohālikelike i nā makana ma ka haʻi ʻana iā ʻoe e pili ana i nā mea hāʻawi kālā i ʻoi aku ka maikaʻi ma kēia mau wahi.
Ua loiloi mākou ma mua o 50 mau mea hōʻaiʻē moraki e hana ana ma ka pūnaewele a me ke kanaka ma waena o ʻAmelika Hui Pū ʻIa. ʻO nā mea hōʻaiʻē a mākou e loiloi nei e hōʻike ana i kekahi o nā mea hōʻaiʻē moraki nui loa ma ka nui, me nā panakō, nā uniona hōʻaiʻē, a me nā mea hōʻaiʻē pūnaewele. ʻAʻole ʻae ʻia nā mea hōʻaiʻē i hōʻike ʻole i kā lākou uku uku ma ka pūnaewele.
ʻO kā mākou manaʻo e pili ana i ka hiki ke loaʻa, ka hiki, a me nā hiʻohiʻona koʻikoʻi e pili ana i ke kaʻina kūʻai hale (e like me ka manawa mua o ka ʻae ʻia a me ka manawa pani) ʻo ia ka mea a mākou e manaʻoʻiʻo nei e hōʻike ana i nā mea koʻikoʻi o nā mea kūʻai aku i kēia lā ke hoʻohālikelike ʻia nā mea hōʻaiʻē moraki.
