Ingabe izikhulu zibanikeza imali yokuthenga indlu?

Ama-Mortgage Brokers Othisha

Ngathintana ne-Clifton Private Finance ukuze ingisize ngithole imali ebolekiwe njengomuntu ovela kwamanye amazwe osebenza eMpumalanga Ekude. Ngokuvamile, kulezi zinhlobo zamacala, ngeke ngikhathazeke ngabalamuli futhi ngizozama ukuthola isivumelwano ngokuqondile namabhange, kodwa manje ngithanda umqondo womlamuli futhi ngeke ngingabaze ukusebenzisa i-Clifton Private Finance futhi. Kube nenani lezinto ezazinzima, njengokuthi umuntu wangaphandle, iholidi Lentela Yemibhalo, isamba esikhulu semali ayefuna ukuyiboleka, kanye nokuthi wayefuna kuvalwe yonke ngaphambi kokuba kwenziwe. izenzo zomthetho. Sekungicacele manje ukuthi ubudlelwano abadayisi abakwazile ukubuqinisa emabhange abo busho ukuthi bayakwazi ukudonsa kanzima benze izinto zenzeke thina bantu abajwayelekile esingakwazi. Ngezansi, afanele wonke amasenti, akhipha ingcindezi enkulu enqubweni yemalimboleko, futhi abonakala ekunikeza ukufinyelela kumadili ongeke uwathole ku-inthanethi. Ngiyabonga George noJan ngomsebenzi wenu wonke.

ULuther wayemkhulu. Kucace kakhulu eselulekweni sakhe nasezincazelweni zemikhiqizo futhi wakwazi ukuhambisa izinto ngokushesha lapho sihlangabezana nobunzima nama-ejenti wezindlu. Ngingamncoma nakanjani uLuther kubo bonke abangani, umndeni kanye nozakwethu. ULuther wayekujabulela ukubhekana nakho futhi wasusa ukucindezeleka okuningi ngenxa yokuthengiselana kwami ​​okwakunzima. Ngingabheka uLuther njengempahla yangempela yeClifton Private Finance Ltd.

csi mortgage

Izikhulu zivame ukubukwa kahle ngabahlinzeki bempahla yezindlu futhi zingagcina zikutholele imali enhle. Sesikushilo lokho, izimo zakho ngazinye zizoba nomthelela ekunikezeni kokugcina, isibonelo isikweletu esibi noma idiphozi encane. Abanye ababolekisi banikela ngeminikelo ethile yemali mboleko yezikhulu, ngamanani enzalo esethulo, ukubuyiselwa kwemali kanye nezinye izinzuzo ezingafinyelelwa yizikhulu kuphela. Xhumana nomunye wabeluleki bethu abanolwazi nge-mortgage ukuze uthole ulwazi olwengeziwe.

Njengesisebenzi sikahulumeni, ababolekisi bangase bakuvumele ukuthi uthathe imali ebolekiwe yendlu ebolekiwe engaphezu kwevamile izikhathi ezingu-4,5 zomholo wakho. Umsebenzi wakho ungabuye ubhekwe kahle uma kucutshungulwa imali engenayo, usayizi wediphozithi nezinga lenzalo uma kuqhathaniswa nabanye abafake izicelo.

Imisebenzi ekuphathweni komphakathi

I-Council of Ministers inqume izolo ukwakhiwa kwe-Mutual Savings Fund Yezisebenzi Zomphakathi kusukela ngo-March 2020, lapho uHulumeni ezonikela ngezigidi ezingu-100 zamadola njengemali yokuqala yesikhwama, phakathi kwezinye iziphakamiso zokuthuthukisa inhlalakahle yabasebenzi bakho. Lesi sikhwama sizoxhaswa ngezimali ngokubanjwa kuka-2,5% wesamba seholo lesikhulu ngasinye.

UMkhandlu Wongqongqoshe uphinde wanquma ukwakha izitolo zamasosha ukuze amalunga ombutho wezokuvikela ahlomula esiKhwameni sakwa-GEMS akwazi ukuthola imikhiqizo eyisisekelo exhasiwe. Ngokuphambene neminye imibiko, lokhu akusho ukuthi i-GEMS izoxhasa ngezimali izitolo, nakuba zombili lezi zixhumene njengoba zifuna ekugcineni zithuthukise futhi zivikele bonke abasebenzi bakahulumeni ezinseleleni zamanje zesikhashana.

Imithombo kaMgcinimafa itshele iFinX ukuthi nakuba uhlelo lukaHulumeni lwempesheni oseluvele lukhona luzohamba ibanga elide ekuhlinzekeni ukuphepha kwezimali kubasebenzi bakahulumeni lapho sebethatha umhlalaphansi, aluhlangabezani nezidingo eziphuthumayo zabasebenzi bakahulumeni, abadinga ukufinyelela ngokushesha. -imikhiqizo yezezimali yesikhathi eside.

ngingathenga indlu ngama-27k

Lezi zimali ezibolekiwe, ezihlinzekwa ngozakwethu ababolekisayo, zenzelwe labo abathenga izindlu okokuqala ngqa, abathenga izindlu okwesibili nalabo abashintshayo komunye umbolekisi, okungase kukhulule ukulingana ekhaya lakho.

Namuhla siqoqe okhiye bendlu yethu yokuqala. Saze sahlangana neFinance Solutions besicabanga ukuthi lolu suku ngeke lufike. Ithimba lika-Ken Murray lisisizile kuzo zonke izigaba zenqubo. Bahlale besazisa kuzo zonke izigaba futhi basilungiselela ukuthi senze imali yethu ihehe emabhange. Sayithola leyo mali esasiyifuna ngisho nangemva kokuba leli bhange lisinikeze imali ephansi yokuboleka imali ezinyangeni ezimbalwa ngaphambili. Angikwazi ukubonga njengoba sithole indlu ebesiyifuna hhayi le esesicishe sazinza kuyo. Ngingakhuthaza noma ngubani osemakethe ukuthi okungenani ahlangane naye ukuze axoxe ngalokho angakwenza.