i-mortgage calculator
Isiqu sakho sinokukunceda uphucule amanqaku akho etyala kwiinyanga nje ezimbalwa ngeentlawulo ezisezantsi njenge $25 ngenyanga. Ekupheleni kwekota, imali oyigcinileyo iya kunikwa njengemali-mboleko, kunye nenzala. Kodwa okona kubaluleke kakhulu, uya kuba nenqaku letyala eliphuculweyo eliya kukunceda xa ufaka isicelo semali-mboleko kwixesha elizayo.
Inqaku loMhleli – unokuthembela kwimfezeko yengcebiso yethu yezemali elungeleleneyo nezimeleyo. Nangona kunjalo, sinokufumana imbuyekezo kubanikezeli bezinye iimveliso ezikhankanywe kweli nqaku. Izimvo zezo zombhali kuphela. Lo mxholo awunikwanga, awukajongwanga, uvunyiwe, okanye ugunyaziswe nguye nawuphi na umthengisi, ngaphandle kokuba kuchazwe ngenye indlela.
Ukuba ukhe walelwa imali-mboleko, uyayazi indlela ekukhathaza ngayo oko. Ewe, ungayiphonononga ingxelo yakho yetyala kwaye uphikise naziphi na iimpazamo, kodwa ezinye iingcebiso azilula kangako. Ukuhlawula onke amatyala ngexesha nyanga zonke, ngaphandle kokusilela, kuya kukunceda ubone inkqubela ngokuthe ngcembe. Kodwa kuthekani ukuba ungxamile?
Kulapho umboleko wokwakha ngetyala unokungena ngokufanelekileyo. I-self ikuvumela ukuba uhlawule imali encinci ngenyanga nganye ngonyaka kwimali mboleko. Inyanga nganye, iintlawulo zakho zangexesha zixelwa kuzo zontathu ii-credit bureaus ukuze unyuse amanqaku akho. Ekupheleni konyaka, uya kufumana imali, ngaphantsi kwentlawulo yemali, njengemali-mboleko ehlawulwe ngokupheleleyo.
Kuya kufuneka uqeshwe ixesha elingakanani ukuze ufumane imali-mboleko?
Xa ukhangela imali-mboleko okanye ucinga ngokuhlawula ukuthenga okukhulu ngezavenge, njengemoto, ifenitshala okanye izixhobo zombane, abantu abaninzi badla ngokugxila kumlinganiselo wenzala. Bafuna ukuqiniseka ukuba bafumana imali eninzi yaye abahlawuli ngaphezu koko kuyimfuneko.
Kodwa kukho okuninzi kwimali-mboleko kunezinga lenzala. Enyanisweni, izinga lenzala lelinye lamacandelo aphembelela isixa semali oya kuyihlawula kwimali-mboleko. Kukho abarhwebi abaninzi abathembisa izivumelwano zemali ezinkulu. Abanye banikezela ngamazinga enzala asezantsi, thenga ngoku / uhlawule iinketho kamva, okanye ukukwazi ukuhlawula isethi entsha yokutya "ngeepeni nje ngosuku." Kodwa ezi zinikezelo zifuna uqwalaselo olongezelelweyo. Ke ngoko, ngaphambi kokuba uthathwe sisithembiso senzala ephantsi, kukho izinto ezimbalwa ekufuneka uzikhumbule.
Into yokuqala ekufuneka ithathelwe ingqalelo lixesha lemboleko, oko kukuthi, ixesha layo. Olunye unikezelo lwexabiso eliphantsi lusekwe kwimigaqo yembuyekezo emide. Kwaye njengoko inzala itsalwa kulo lonke ixesha lemali-mboleko, nokuba unenzala ephantsi, ungagqibela uhlawula inzala eninzi kuba uhlawula ixesha elide.
Santander mortgage calculator
Ukuba ujonge iindlela zokwenza ikhredithi yakho kwaye awukwazi ukufumana imali mboleko yemveli, i-credit-building loan inokuba yinto onokukhetha kuyo. Kodwa khumbula ukuba kuya kufuneka ujongane nomrhumo ongabuyiswayo wolawulo, kwaye uya kuqhubeka uhlawula inzala nokuba awukwazi ukufikelela kwiimali zemboleko yakho de icinywe iakhawunti yakho.
Inqaku loHlelo: I-Credit Karma ifumana imbuyekezo kubathengisi beqela lesithathu, kodwa oko akuchaphazeli uluvo lwabahleli bethu. Abathengisi bethu abaphononongi, bavume okanye baxhase umxholo wethu wokuhlela.
Ngaba ungafumana imali-mboleko esekwe kwingeniso yexesha elizayo?
Ukuzikhuthaza kunokukuvumela ukuba ufikelele kwikhaya olifunayo ngexabiso eliphantsi kakhulu kunye noyilo, izixhobo kunye nesakhiwo esihambelana neemfuno zakho kunye nohlahlo lwabiwo-mali kwaye ube yiprojekthi eyimpumelelo kunye nokwaneliseka okukhulu komntu.
Ukuziphakamisa kuyindlela enomdla yokufumana indlu yamaphupha ethu abantu abambalwa abacinga ngayo. Eli nqaku lishwankathela amanyathelo aphambili okuba umntu ozikhuthazayo eSpain ukuze ukwazi ukuvavanya olu khetho lunomtsalane kakhulu. Unokuba ngumntu oziphakamisayo okanye umphuhlisi ngamnye kwaye ulawule inkqubo yolwakhiwo lwendlu yakho kunye nomakhi wezakhiwo kunye nomakhi okhethwe nguwe, kuhlahlo lwabiwo-mali oluqina kunokuthenga ikhaya elinye kwinkampani yophuhlisi. Ikwayindlela engenye yabantu abafuna ukwakha indlu ezinzileyo kunye ne-eco-friendly enokuthi ingafumaneki kwimarike.
Ngamanye amaxesha kufuneka udilize isakhiwo esikhoyo ukuze wakhe kamva. Imeko nganye icacisiwe, kodwa kuzo zonke unokwenza njengomakhi ozenzekelayo. Zikwayimeko eqhelekileyo, umzekelo: ilifa lomhlaba elingazange lakhiwe kwaye apho intsapho ingazi ukuba inokwakhiwa.
