Uluhlu lokutshekisha uxwebhu lwe-Mortgage pdf
Ngawaphi amaxwebhu owadingayo ukuze wenze isicelo semali-mboleko? Jan 06, 2022 Ngoko ulifumene ikhaya olithandayo kwaye ukulungele ukuqalisa inkqubo yokubambisa. Yintoni elandelayo? Ewe, enye yezinto zokuqala ababolekisi abaza kukubuza yona luluhlu lwamaxwebhu, ke ukuba la maphepha acwangciswe kwangaphambili kubalulekile. La maxwebhu enzelwe ukunika ulwazi malunga nokuzinza kwakho kwezemali kunye nezinye izinto eziphambili zokunceda ababolekisi babone ukuba ufanelekile na ukuba uboleke imali. Ukwenza izinto zibe lula, nasi isishwankathelo sayo yonke into oyifunayo ukuze uyilungiselele inkqubo yesicelo:
Le leta inikezelwa ngumqeshi wakho kwaye ichaza isihloko somsebenzi, ubude bengqesho kunye nesixa somvuzo. Inika ababolekisi imbono engcono yemeko yakho yezemali, uzinzo lomsebenzi kunye nokuba uya kukwazi ukuhlawula imali yakho mboleko.
I-T4 iqinisekisa ingeniso yengqesho, efana nomvuzo okanye umvuzo weyure, kwaye inikwa abantu ngabanye ukuba bafake imbuyekezo yabo yerhafu. I-T4 yakho ikwachaza umyinge womvuzo ofunyenwe kwisithuba sonyaka omnye, kunye nayo nayiphi na imali exhuzulwayo. Ababoleki kufuneka babonelele ngee-T4s kwiminyaka emibini yokugqibela kunye nesicelo sabo
Inkqubo yokubolekwa kwezindlu
kwaye njengoko kubonwa kuyimfuneko yiClover Mortgage Inc., ukusetyenzwa kwesicelo sakho semali mboleko kunye nesibongozo ngeyona ndlela ingcono. Oku kuquka, kodwa akuphelelanga apho, ukwabelana ngolwazi lwakho lobuqu nabasebenzi baseClover Mortgage Inc., iikontraka eziphantsi, kunye namaqela angaphandle amanyeneyo ngenjongo yokusetyenzwa kwesicelo sakho semali mboleko kunye nesicelo.
Umgaqo-nkqubo waBucala, nanjengoko kubonwa kuyimfuneko yiClover Mortgage Inc. ukuze kuqhutyekwe nesicelo sakho semali mboleko kunye nesibongozo ngeyona ndlela ingcono. Oku kuquka, kodwa akuphelelanga apho, ukwabelana ngolwazi lwakho lobuqu nabasebenzi baseClover Mortgage Inc., iikontraka eziphantsi, kunye namaqela angaphandle amanyeneyo ngenjongo yokuqhuba isicelo sakho semali mboleko kunye nesicelo.
Amaxwebhu afunekayo ekuvunyweni kwangaphambili kwe-mortgage
Ukuba ucinga ngokuthenga ikhaya, ukufaka isicelo semali mboleko kunokubonakala kungumsebenzi onzima. Kuya kufuneka unikezele ngolwazi oluninzi kwaye ugcwalise iifom ezininzi, kodwa ukulungiswa kuya kunceda inkqubo ukuba ihambe kakuhle ngokusemandleni.
Ukujonga ukufikeleleka yinkqubo eneenkcukacha ezininzi. Ababolekisi bathathela ingqalelo zonke iindleko zendlu yakho kunye neendleko, kunye nalo naliphi na ityala elinjengemali mboleko kunye namakhadi okuthenga ngetyala, ukuqinisekisa ukuba unokwaneleyo okushiyekileyo ukuze uhlawule iintlawulo zakho zenyanga.
Ukongeza, baya kwenza itshekhi yekhredithi kunye ne-arhente yereferensi yekhredithi emva kokuba ufake isicelo esisemthethweni sokujonga imbali yakho yemali kunye nokuvavanya umngcipheko onokuthi ubandakanyeke ekubolekeni kwakho.
Phambi kokuba wenze isicelo semali mboleko, qhagamshelana nee-arhente ezintathu eziphambili zezalathiso zetyala kwaye ujonge iingxelo zakho zamatyala. Qinisekisa ukuba akukho lwazi lungalunganga ngawe. Ungakwenza oku kwi-intanethi, nokuba kungenkonzo yorhumo oluhlawulelwayo okanye enye yeenkonzo zasimahla ze-intanethi ezikhoyo ngoku.
Ezinye ii-arhente zihlawulisa umrhumo ngeengcebiso, ukufumana ikhomishini kumbolekisi, okanye indibaniselwano yazo zombini. Baya kukwazisa ngeentlawulo zabo kunye nohlobo lwenkonzo abanokukunika yona kwintlanganiso yakho yokuqala. Abacebisi bangaphakathi kwiibhanki kunye neenkampani zokuboleka imali azidli ngokuhlawulisa ngeengcebiso zabo.
iimfuno zokubambisa
Inqaku loHlelo: I-Credit Karma ifumana imbuyekezo kubathengisi beqela lesithathu, kodwa oku akuzichaphazeli iimbono zabahleli bethu. Abathengisi bethu abaphononongi, bavume okanye baxhase umxholo wethu wokuhlela. Ichanekile ngokolwazi nenkolelo yethu xa ipapashwa.
Sicinga ukuba kubalulekile ukuba uqonde indlela esenza ngayo imali. Enyanisweni, ilula kakhulu. Izibonelelo zeemveliso zemali ozibonayo kwiqonga lethu zivela kwiinkampani ezisihlawulayo. Imali esiyifumanayo isinceda ukuba sikwazi ukufikelela kumanqaku etyala kunye neengxelo simahla kwaye isinceda senze ezinye izixhobo zethu zemfundo ezintle kunye nemathiriyeli.
Imbuyekezo inokuphembelela ukuba zivela phi kwaye njani iimveliso kwiqonga lethu (kwaye ngoluphi ulandelelwano). Kodwa ngenxa yokuba senza imali ngokubanzi xa ufumana isithembiso osithandayo kwaye usithenge, sizama ukukubonisa izinikezelo esicinga ukuba zikulungele wena. Yiyo loo nto sinikezela ngeempawu ezinje ngokuvunywa kunye noqikelelo lokonga.
Ababolekisi baya kucela amaxwebhu esicelo sakho sokubambisa esibonisa izinto ezifana nokuba yimalini na oyenzayo kunye nento oyityalayo. Iifomu ezichanekileyo ozifunayo kwimali mboleko yezindlu zixhomekeke kwimeko yakho. Umzekelo, umntu ozisebenzelayo kuya kufuneka afake iifomu ezahlukeneyo kunomntu osebenzela inkampani.
