I-Nas Daily iphendula ngokugxekwa eSingapore
Uthe utshintsho oluthetha ukuba abo baxhamla kwisicwangciso senkunzi ekwabelwanayo akufuneki babuyisele inkunzi ukuba bahlala endlwini yenzelwe ukufumana imvume yesicwangciso yiBhanki Ephakathi.
Nangona kunjalo, amaxwebhu angaphakathi abonise ukuba amagosa eSebe leZindlu alumkise ukuba inkqubo yezindlu ekwabelwana ngayo iya kukhokelela "ekunyuseni kwamaxabiso ezindlu" kwaye iya kuba "yinkuthazo" kubaphuhlisi kwaye "kungekhona abathengi", kubika iSunday Business Post.
IBhanki Ephakathi, iZiko loPhando lwezoQoqosho kunye neNtlalo, amagosa oMphathiswa wezeMali kunye namaLungu aphikisayo abonise ukwesaba okufanayo malunga nokunyuka kwamaxabiso ezindlu.
Sicela umngeni kubantwana ukuba bahlale bethe cwaka | Ungakhe ulinge
Yintoni isivumelwano sezoqoqosho? Yintoni endinelungelo kuyo kwisigqibo soqhawulo-mtshato? Ingaba intlawulo yoqhawulo-mtshato yezemali ihlala ixesha elingakanani? Ndisilungiselela njani isivumelwano sezoqoqosho? Ingaba inkundla ithatha isigqibo malunga nokuba yintoni intlawulo yoqhawulo-mtshato enobulungisa?
Imithetho yoqhawulo-mtshato eNgilani naseWales yatshintsha kakhulu ngo-Epreli ka-2022 ngokwaziswa koqhawulo-mtshato olungenatyala. Ngoku izibini zinokutsho ngokulula ukuba umtshato uqhawukile, endaweni yokuba kubekho umntu omnye obekek’ ityala.
Ukuba uneeakhawunti zebhanki ezidityanisiweyo, iimali-mboleko okanye amakhadi okuthenga ngetyala, qhagamshelana nebhanki yakho okanye umbutho wokwakha ngokukhawuleza nje ukuba uyazi ukuba uyahlukana. Qinisekisa ukuba nawuphi na umvuzo okanye izibonelelo ziya kwiakhawunti entsha, eyahlukileyo.
Yintoni isivumelwano sezoqoqosho? Yintoni endinelungelo kuyo kwisigqibo soqhawulo-mtshato? Ingaba intlawulo yoqhawulo-mtshato yezemali ihlala ixesha elingakanani? Ndisilungiselela njani isivumelwano sezoqoqosho? Ingaba inkundla ithatha isigqibo malunga nokuba yintoni intlawulo yoqhawulo-mtshato enobulungisa?
Ihenyukazi loMculo: Udliwanondlebe noFreddie Mercury (1984)
INdlu yoWiso-mthetho yeSizwe idlulise umthetho odinga ukuba iibhanki zihlanganyele enye yomthwalo weendleko ezikhulayo ze-Swiss franc-denominated loans, intshukumo yeebhanki ithi ayikho mthethweni kwaye iya kuvavanywa ngokukhawuleza kwiNkundla yoMgaqo-siseko.
Umthetho, ovunyiweyo ngoLwesithathu kwivoti yeqela elinqabileyo, unciphisa inxalenye yokunyuka kwezinga lokutshintshiselana kwe-franc-euro enokudluliselwa kubaboleki kwaye ichaphazela zonke izivumelwano zemboleko ezisayinwe phakathi ko-2004 kunye nokuphela kwe-2010, kuquka. iimali-mboleko eziye zahlawulwa ngokupheleleyo. Ikwabandakanya izohlwayo kwiibhanki ezingathobeliyo.
Ababoleki-mali, abathe ukuza kuthi ga ngoku kunyanzeleke ukuba bamangalele iibhanki ngabanye ngabanye enkundleni - ngempumelelo exubeneyo - bawamkele umthetho njengesisombululo ekudala silindelwe. Umbutho wakhe uthe kukuqaphela kwePalamente indlela le ngxaki icwangciswe ngayo.
UStanislava Zadravec Caprirolo, umlawuli wombutho, wabiza isenzo "sisithuko kubo bonke abo bathi ngaphambili bagqibe kwelokuba baboleke ngemali yendawo okanye ngee-euro, nokuba kubiza kakhulu kubo."
Izisombululo zeNCERT iKlasi yesi-5 yeMathematika Isahluko se-13 Iindlela zokuphindaphinda
U-Miranda Marquit uyingcali yemali ebhale amawaka amanqaku kwizemali ukususela kwi-2006. Ufake isandla kwi-Balance, Forbes, Marketwatch, kunye ne-NPR, kwaye ufumene i-Plutus Award ngomsebenzi wakhe njengomnikelo ozimeleyo. UMiranda unesidanga senkosi kubuntatheli kwiYunivesithi yaseSyracuse kunye neMBA kwiYunivesithi yase-Utah.
Mhlawumbi ukhe weva nge-reverse mortgage. Ingcamango ilula: Endaweni yokuthatha imali-mboleko yendlu kwaye wenze intlawulo kumbolekisi, umbolekisi wenza intlawulo kuwe. Ezi ntlawulo zisenokuba sisixa-mali okanye intlawulo yenyanga. Kuzo zombini ezi meko, ukubuyiswa kwemali-mboleko akufuneki de ubhubhe okanye uphume ekhaya.
Nangona i-mortgage ebuyayo ibonakala ngathi yimali yasimahla, eneneni yimali mboleko. Inzala, iifizi zenkonzo kunye ne-inshurensi ye-mortgage ibalwa kwaye yongezwa kwibhalansi yemali-mboleko. Ngokuhamba kwexesha, ezi ndleko zinokunyuka kakhulu.
Nangona kuvakala ngathi yinto entle kuwe, inyani yeyokuba i-reverse mortgages iyaphikisana. Imali-mboleko yokubuyisela umva ibonwa ngabanye njengesisombululo esinengqiqo kwabo badla umhlala-phantsi abafuna imali eyongezelelweyo, ebavumela ukuba basebenzise eyona asethi yabo ibalulekileyo.
