Ziyibuyisela nini irhafu yendlu yendlu?

I-Escrow Refund Check Emva koThengiso

Ke ngoko, imbuyekezo ye-escrow ingaba yinto ekhangayo. Nangona ukubuyiselwa kwe-escrow kunqabile, ezi ntengiselwano zamkelekile. Makhe sijonge ngakumbi ukuba yintoni kanye kanye imbuyekezo ye-escrow. Kwakhona, unokulindela nini ukuyifumana.

Kubalulekile ukuba uqaphele ukuba awuyi kukwazi ukufumana imbuyekezo kwi-akhawunti ye-escrow ngaphandle kokuba ibhalansi eseleyo ubuncinane i-$ 50. Ukuba i-akhawunti ye-escrow ine-excess engaphantsi kwe-50 yeedola ngexesha lokuhlalutya kwe-akhawunti ye-escrow yonyaka, ngoko umnikezeli wenkonzo yemali-mboleko unokhetho lokubuyisela imali engaphezulu. Kodwa umntu obolekisa ngemali unokukhetha ukusebenzisa imali engaphezulu kwintlawulo ye-akhawunti ye-escrow yonyaka ozayo.

Njengomninimzi, kukho iindlela ezimbini zokusebenzisa i-akhawunti ye-escrow kwi-real estate. Okokuqala, i-akhawunti ye-escrow ingasetyenziselwa ukubamba idiphozithi yakho yokhuseleko kwinkqubo yokuvala. Kule meko, wenza idiphozithi ebalulekileyo ukubonisa ukuba unzulu kangakanani malunga nepropati. Isetyenziswa kwintlawulo yakho ephantsi okanye ezinye iindleko zokuvala ukuba intengiselwano igqityiwe. Umntu wesithathu ubambe idiphozithi kwi-akhawunti ethile ye-escrow.

Ifomu yerhafu yepropati yembuyekezo yerhafu yengeniso

Nangona abarhafi abaninzi beza kube bezifumene iimbuyekezo zabo ekupheleni kuka-Epreli, ngoku silindele ukuba uninzi lwembuyekezo lukhutshwe ngoMeyi. Siyabuqonda ubunzima oku kulibaziseka ekuqhubeni imbuyekezo kusenokuba kubangele abarhafi abaninzi kwaye siyawubulela umonde wakho oqhubekayo.

Nangona abarhafi abaninzi beza kube bezifumene iimbuyekezo zabo ekupheleni kuka-Epreli, ngoku silindele ukuba uninzi lwembuyekezo lukhutshwe ngoMeyi. Siyabuqonda ubunzima oku kulibaziseka ekuqhubeni imbuyekezo kusenokuba kubangele abarhafi abaninzi kwaye siyawubulela umonde wakho oqhubekayo.

Ukufumana imbuyekezo ethatha ixesha elide ukuqhubekeka ngenxa yolwazi olulahlekileyo okanye olungachanekanga, ukuqinisekiswa kwesazisi, okanye ezinye izizathu, abameli beefowuni abakwazi ukunika ulwazi olongezelelweyo de ubuncinane beentsuku ezingama-60 emva kokufumana ingxelo yakho.

Ukukhusela imbuyekezo yakho, sisebenzisa imithombo emininzi yedatha kunye nesakhono ukubona ubuqhophololo. Amaxesha ongezelelweyo okusebenza athintela ubusela besazisi. Sinokuqhagamshelana nawe ngolwazi oluthe kratya phambi kokuba sikhuphe imbuyiselo yakho; imilinganiselo yethu eyongeziweyo yokhuseleko kubusela besazisi ifuna uqinisekiso olongezelelweyo lomthengi ukuze ukhuseleke. Unokusebenzisa inkqubo yokuqinisekisa umsebenzi ukuqinisekisa ukuba ngubani na umsebenzi weSebe onxibelelana nawe.

Ndingenza ntoni ngetshekhi yam yokubuya kwe-escrow?

Ngaphambi kokuba i-IRS ibambe imbuyekezo yerhafu yengeniso okanye ikhredithi, bekufanele ukuba usifumene isaziso kumbolekisi ofake ityala enkundleni. Esi saziso senziwe ngendlela yekopi yomphenduli "Isicelo kunye noMyalelo wokuGcoba (iMbuyiselo yeRhafu yeNgeniso / iTyala)". Jonga ifom yomzekelo.

Xa uRhulumente efumana umyalelo wokulungisa, utshekishwa ngokuchasene nolwazi olukwimbuyekezo yerhafu yengeniso kwaye imbuyekezo iyabanjwa ukuze kubekho imbuyekezo. UNondyebo uthumela umhlawuli werhafu isaziso sembuyekezo elindelekileyo. Uhlobo lwesaziso esifunyenweyo kunye nexesha elithathwayo ukukhupha nayiphi na imbuyekezo eshiyekileyo (eshiyekileyo) ixhomekeke kubume bembuyekezo, indlela yokufayilisha (imbuyekezo ye-elektroniki okanye ngeposi), naluphi na uhlaziyo olwenzeka kwinkqubo eqhelekileyo yesibhengezo kunye nolwelo xwebhu. amaxesha okuphendula kunye nezenzo ezifunwa ngumthetho.

Ukuze uNondyebo akukhulule ikhonkco kwimbuyekezo yakho yerhafu, kufuneka sifumane elinye lala maxwebhu alandelayo aqinisekisiweyo yinkundla phambi kokuba sikhuphe intlawulo kummangali/umbolekisi okanye igqwetha labo. Ungawafumana la maxwebhu kumntu otyalwayo, igqwetha lomntu otyalwayo, okanye enkundleni.

I-Escrow Refund Check Ilahleko

Ukuba ufake irhafu yomvuzo wakho kwaye ulindele ukufumana imbuyekezo, ungalandelela ubume bembuyekezo yakho.Yiba nenombolo yakho yoKhuseleko lweNtlalo, isimo sokufayilisha, kunye nesixa esichanekileyo sedola yembuyekezo yakho ekhoyo. Uyijonga njani imeko yembuyekezo yakhoSebenzisa isixhobo seMbuyekezo yam okanye i-IRS2Go app mobile ukujonga imbuyiselo yakho kwi-intanethi. Le yeyona ndlela ikhawulezayo nelula yokulandelela imbuyiselo yakho. Iinkqubo zihlaziywa kanye rhoqo kwiiyure ezingama-24. Ungafowunela i-IRS ukujonga ubume bembuyekezo yakho. Nangona kunjalo, inkxaso ye-IRS yefowuni ephilayo inqunyelwe kakhulu ngeli xesha. Amaxesha okulinda ukuthetha nommeli anokuba made. Kodwa unokukuphepha ukulinda ngokusebenzisa inkqubo yefowuni ezenzekelayo. Landela imiyalelo ekumyalezo xa ufowuna Uyilindele nini imbuyekezo yakho Imbuyekezo idla ngokukhutshwa kwiintsuku ezingama-21 zokufayilisha ngekhompyutha okanye iintsuku ezingama-42 zokubuyiswa kwephepha. Ukuba lixesha elide, fumanisa ukuba kutheni imbuyekezo yakho inokulibaziseka okanye ingabi yimali ubuyilindele.Ungasijonga njani isimo sovuselelo lwe-coronavirus yakho Ukuba uzama ukufumana ubume bentlawulo yakho ye-coronavirus, yiya ku- I-IRS Fumana iphepha lam leNtlawulo. Ungafumanisa ukuba intlawulo yakho ikhutshiwe, kwaye ukuba iza ngediphozithi ngqo okanye ngetshekhi ngeposi. Funda ngakumbi malunga neentlawulo zovuselelo, kubandakanywa nokuba ukulungele na ukwenza enye kwaye yintoni, ukuba kukho nantoni na, ekufuneka uyenzile ukuze ufumane eyakho.