Ukusukela nini xa ndifumana imbuyiselo yemali mboleko?

Ukungena kwimali-mboleko yebhanki ngokwezibalo

Nawuphi na umntu owenza imali-mboleko yokuthenga indlu enxulumene norhulumente womanyano kufuneka achaze kumntu ngamnye ofaka isicelo semali-mboleko, ngexesha lokufaka isicelo, ukuba inkonzo mboleko inokwabelwa, ithengiswe okanye idluliselwe kuye nawuphi na omnye umntu nangaliphi na ixesha. ibalasele.

Ngaphandle kokuba kubonelelwe kwimihlathana (B) kunye no-(C), isaziso esifunekayo phantsi komhlathana (1) siya kunikwa umboleki ubuncinane iintsuku ezili-15 phambi komhla wokuqaliswa kokudluliselwa kwenkonzo yemali mboleko (ngokubhekiselele kuye eso saziso. yenziwe).

(B) Ngaphandle kweeNkqubo ezithile Isaziso esifunekayo phantsi kwecandelwana (1) siyakunikwa umboleki kungadlulanga iintsuku ezingama-30 emva komhla wokuqalisa konikezelo, intengiso, okanye ukudluliselwa kwenkonzo yemali-mboleko yokubambisa (ngokubhekiselele apho olo nikezelo lunikezelwayo. kwenziwa isaziso) kuyo nayiphi na imeko apho ukwabiwa, ukuthengiswa okanye ukudluliselwa kolawulo lwemali mboleko yendlu mboleko kwandulelwa ngu--

ukuqaliswa kwenkqubo yiFederal Deposit Insurance Corporation okanye iResolution Trust Corporation yogcino okanye ulwamkelo lomsebenzi (okanye iqumrhu eliphethwe okanye elilawulwa ngumsebenzi lowo).

Ukubolekwa kweMboleko eMiselweyo – EMI eMiselweyo | Hindi

Ubusazi ukuba kukho umahluko phakathi kombolekisi wakho kunye nomphathi wakho? Umbolekisi yinkampani oyiboleka imali, idla ngokuba yibhanki, imanyano yamatyala, okanye inkampani yokubambisa. Xa ufumana imali mboleko yendlu, usayina isivumelwano kwaye uvume ukuhlawula umbolekisi.

Umlawuli yinkampani ephethe ulawulo lwemihla ngemihla lweakhawunti yakho. Ngamanye amaxesha umbolekisi ukwangumthengisi. Kodwa amaxesha amaninzi, umbolekisi ulungiselela enye inkampani ukuba ibe ngumlawuli. Kubalulekile ukwazi i-servicer yakho yokubambisa kuba yinkampani leyo

Ngokubanzi, umlawuli kufuneka afake intlawulo kwi-akhawunti yakho ngosuku oyifumana ngalo. Ngaloo ndlela, awuyi kuhlawula imali eyongezelelweyo, kwaye intlawulo ayiyi kubonakala emva kwexesha kumbolekisi. Iintlawulo zasemva kwexesha zivela kwingxelo yakho yetyala kwaye zinokuchaphazela amandla akho okufumana ikhredithi kwixesha elizayo. Iintlawulo ezininzi kakhulu emva kwexesha zingakhokelela ekusileleni nasekuthinjweni.

Phonononga zonke iileta, ii-imeyile, kunye neengxelo xa uzifumana kwinkonzo yakho yokubambisa. Qinisekisa ukuba iirekhodi zakho zihambelana nezakho. Uninzi lwabalawuli (ngaphandle kwabancinci) bayafuneka ukuba bakunike incwadana yekhuphoni (kaninzi ngonyaka) okanye isitatimenti kumjikelo wokuhlawula (kaninzi ngenyanga). Abanikezeli benkonzo kufuneka bathumele iziteyitimenti ngamaxesha athile kubo bonke ababoleki abanemilinganiselo eguquguqukayo yokubambisa, nokuba bakhetha ukubathumelela iincwadi zekhuphoni.

Coca idatha yentengiselwano yebhanki kwi-Excel ukwakha itafile yepivot

Iimali-mboleko kunye neekhredithi ziindlela ezahlukeneyo zokuxhasa ngemali. Zombini iimveliso zebhanki ezibonelela ngenkunzi kumboleki, kodwa ziyahluka kwinkcazo yazo kunye neenjongo. Ngoxa imali-mboleko ibonelela ngayo yonke imali ecelwe ngaxeshanye ngexesha ikhutshwa ngayo, kwimeko yetyala, ibhanki ibonelela umxhasi isixa semali, anokusebenzisa ngokweemfuno zakhe, esebenzisa yonke imali ayibolekiweyo. , inxalenye yayo okanye akukho nanye.

Imali-mboleko yimveliso yemali evumela umsebenzisi ukuba afikelele kwisixa-mali esimiselweyo ekuqaleni komsebenzi, kunye nomqathango wokuba le mali, kunye nenzala ekuvunyelwene ngayo, ibuyiselwe kwixesha elithile. Imali-mboleko ihlawulwa ngezavenge ngamaxesha athile. Iimpawu eziphambili zemboleko-mali zezi:

Ityala luhlobo lwenkxaso-mali olubhetyebhetye ngakumbi olukuvumela ukuba ufikelele kwisixa semali ebolekiweyo, ngokweemfuno zakho ngamaxesha onke. Ikhredithi ibeka umda wemali ephezulu, apho umxhasi angasebenzisa inxalenye okanye ngokupheleleyo. Umxhasi unokusebenzisa yonke imali ebolekiweyo, inxalenye yayo okanye akukho nanye. Siphonononga ezona mpawu ziphambili zetyala eziyahlulayo kwimali-mboleko:

Inkqubo yokungena enye yeentlawulo kunye neerisithi kwi-BUSY (isiHindi)

Unokufumana iikopi okanye iikopi eziqinisekisiweyo zamaxwebhu ngokundwendwela uFikelelo loLuntu okanye uzicele ngeposi. Izicelo ze-imeyile zifuna inombolo yesazisi semephu yerhafu yepropathi efunyenwe kwityala lerhafu yepropathi, (bandakanya ifotokopi kunye nesicelo sakho) okanye ungaqhagamshelana neofisi yovavanyi wesixeko apho ipropati ikhoyo ukuze ufumane inombolo yesazisi semephu yerhafu yepropathi. Kwakhona, ukuba i-Liber kunye neenombolo zephepha lezenzo kunye neemali mboleko ziyaziwa, qiniseka ukuba uzibandakanya kwisicelo sakho. Izicelo zolunye uhlobo lwamaxwebhu kufuneka zibandakanye ulwazi oluninzi kangangoko kunokwenzeka ukuchonga uxwebhu, njengenombolo yesalathiso, igama lenkampani, igama lequmrhu, umhla wokufayilisha, umhla wokubhalisa, njl. Qaphela: Qiniseka ukuba ubandakanya iSuffolk County yobhaliso kunye nephepha lokuvuma kuluhlu lwephepha loxwebhu.

Ukuba inani elichanekileyo lamaphepha oxwebhu lwe-deed alaziwa kwaye ikopi eqinisekisiweyo iceliwe, faka isheke esingadluli (jonga isheke isampula engezantsi) nge-$ 10.00 kwikopi nganye eqinisekisiweyo eceliwe. Isixa esipheleleyo siya kugqitywa kwitshekhi yakho kwaye irisithi iya kubuyiselwa kuwe kunye neodolo yakho.