Ukuthengiswa kwezindlu nezindlu eSpain ngo-2021
Ukususela kwi-2013, iNkundla yezoBulungisa ye-European Union yakhupha isigwebo sokubuyisela ukuhlukana kwamagatya omgangatho kubathengi, kwaye kamva, kwi-2016, ububanzi bexeshana lwandiswa kude kube yi-2009.
Kweli nqaku sicacisa ukuba ungayifumana njani imbuyekezo yeendleko zakho zokubambisa kunye namaxwebhu ekufuneka uwanike. Okokugqibela, ireferensi iya kwenziwa kwisixa esichanekileyo seendleko ezinokuthi zenziwe ibango, ezingezizo ezo zifunyenwe ngokuthe ngqo kwintlawulo yemali-mboleko.
Xa ufaka ibango lokubuyiswa kweendleko ze-mortgage, kukho iinkqubo ezimbini zokusebenzisa: iindlela zolamlo ezisekwe yimibutho yezemali ngokusebenzisa iindlela ezingaphandle kwe-extrajudicial ngendlela yebango ebhankini (incwadi ecela ukubuyiswa kweemali kwaye ihanjiswe kwisebe lebhanki) kunye nendlela yokugweba.
Njengomgaqo jikelele, kucetyiswa ukuba kuqalwe ngolamlo kuba iqumrhu linyanzelekile ukuba liphendule phakathi kweentsuku ezingama-60. Ukuba akukho mpendulo ivumayo, ungaya enkundleni, eneendlela ezininzi ezinokuqwalaselwa.
Indawo yokubala irhafu yendawo eSpain
Xa uthenga okanye uthengisa ipropathi eSpain, iimali ezinkulu, mhlawumbi esinye sezona zigqibo zikhulu zemali ebomini bakho. Iindleko eziphezulu zentengiselwano, ezifana neerhafu kunye neentlawulo, zenza kubaluleke ngakumbi ukwenza isigqibo esifanelekileyo. Kwaye xa unepropathi eSpain, ujongene nothotho lwemingeni eyongezelelweyo ekufuneka ilawulwe kunye neendleko ekufuneka zilawulwe. Ngelishwa, imakethi yezindlu zaseSpain i-opaque kwaye igcwele imigibe, kunye nokuduma kakubi. Ukuthenga nokuthengisa ipropathi eSpain ayisosigqibo ekufuneka sithathwe lula, kwaye kunokuba lula kakhulu ukuthenga kunokuthengisa ukuba awulumkanga. Kule marike kubalulekile ukuba wenze uphando lwakho, kwaye ungathembi kuphela abantu abazama ukukuthengisa into ethile - masithi basenokungabi namdla wakho entliziyweni. ISpanish Property Insight kuphela komthombo ozimeleyo wolwazi kunye nohlalutyo lwentengiso yepropathi yaseSpain. Ungaze ucinge ngokuthenga okanye ukuthengisa ipropathi eSpain ngaphandle kokubhalisa kwiSpanish Property Insight.
Ikhatyhuleyitha yokubambisa iSabadell
I-Solvia, iphiko le-real estate ye-Banco Sabadell, liqikelele ukuba ixabiso eliqhelekileyo lezindlu zaseSpain liya kunyuka nge-7,3% ukuya kwi-2020, ngelixa i-Bankinter inikeze izibikezelo ezikhawulezayo zokunyuka kwe-4-5% kwi-2018.
Uqoqosho lwaseSpain lukhula ngokukhawuleza kwi-Eurozone, ebuyisela ukuzithemba kwimarike yezindlu. Sibone inzala ekhulayo kubatyali-mali bezindlu nezindlu, ngoku ababona ipropathi yaseSpain njengebonelela ngesakhono esibalaseleyo sokuzuza imali eyinkunzi kunye nembuyekezo ngerenti yexesha elifutshane kunye nexesha elide. ”
Ezi zonke ziimpawu zokuba imakethi yezindlu zaseSpain iya isiba lithemba elishushu kwabo baza kuba ngabanikazi bezindlu kunye nabathengisi abanethemba ngokufanayo, ke hlala ubukele yonke into yeendaba zeOverseas ukuze ufumane uhlaziyo olungakumbi.
UDouglas ngumbhali wepropathi. Amanqaku akhe amva nje malunga nayo yonke into yaphesheya kwezilwandle ibe: Kuya kwenzeka ntoni kumaxabiso ezindlu eFrance? kwaye uthenge indlu eSicily nge-euro nje enye. Isimbo sakhe siyanyanzela kwaye siyabandakanya.
La Caixa yokubambisa imali yokubala
E-MADRID, E-SPAIN – OKTOBHA 12: (INQAKU LOMHLELI: Lo mfanekiso uqulathe imizobo) U-Eugenio de Mora … [+] wenza ngexesha 'loMhla weSizwe waseSpain' umlo wenkunzi kwibala le-Monumental de Las Ventas nge-12 ka-Okthobha 2019 eMadrid, eSpain. (Ifoto ngu-Europa Press Entertainment/Europa Press ngeGetty Images)
Umlinganiselo wonyaka wokuzinyaswa kweenkunzi zenkomo wehla ngakumbi nyaka ngamnye, ngakumbi kulutsha lwaseSpeyin. Ngo-2018 inani leenkunzi zenkomo ezibanjelwe elizweni lehle laya kutsho phantsi kwe-1.521.
Ngokweenkcukacha zikarhulumente, yi-8% kuphela yabemi ababeye kumboniso wokulwa neenkomo kunyaka ophelileyo. Kule pesenti, i-5,9% ibizimase umlo weenkunzi, ngelixa abanye bezimase eminye imisitho efana nokubaleka okudumileyo kweenkunzi.
EPAMPLONA, ESEPAIN-JULY 13: Abantu abaninzi babonwa bebaleka kugqatso lwesixhenxe lweenkunzi ze… [+] San Fermín nge-13 kaJulayi 2019 ePamplona, eSpain. (Ifoto nguDavid Domench/Europa Press ngeGetty Images)
Uphando olufanayo lukazwelonke lubonisa ukuba i-65% yabantu baseSpain banomdla ophakathi kwe-0 kunye ne-2 kwi-10 yokulwa neenkomo. Eli nani linyuke laya kutsho kuma-72,1% kubantu abaphakathi kweminyaka eli-15 ne-19 ubudala kunye nama-76,4% kwabo baphakathi kweminyaka engama-20 nama-24 ubudala.
