I-Mortgage eSpain yokuthenga ipropathi-Isikhokelo esiKhawulezayo!
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Ngaba amagatya omgangatho aya kurhoxiswa ekuthotyweni kwe-mortgage? kwi-intanethi
Ngokwamalungiselelo eRoyal Decree-Law 1/2017 kumanyathelo okhuseleko lwabathengi angxamisekileyo ngokwemigaqo yamagatya omgangatho, iBanco Santander idale iFloor Clauses Claims Unit ukuze ijongane namabango abathengi abanokuthi bawenze kumda wokusetyenziswa kweRoyal Decree exeliweyo. -Umthetho.
Xa sele ifunyenwe kwiCandelo lamaBango, iya kufundwa kwaye isigqibo siya kwenziwa malunga nokuba semthethweni okanye ukungamkeleki kwayo.Ukuba akukho semthethweni, umenzi webango uya kwaziswa ngezizathu zokukhanyela, ukuphelisa inkqubo.
Apho kufanelekileyo, umenzi webango uya kwaziswa, ebonisa isixa-mali sembuyekezo, acazululwe kwaye abonise imali ehambelana nenzala. Ummangali kufuneka anxibelelane, phakathi kwexesha elide le-15 leentsuku, isivumelwano sakhe okanye, apho kufanelekileyo, izichaso zabo kwisixa-mali.
Ukuba bayavuma, lowo ufaka ibango kufuneka aye kwisebe labo lakwaBanco Santander okanye nakweliphi na elinye isebe leBhanki, azazise, achaze isivumelwano sakhe esibhaliweyo nesindululo esenziwe yiBhanki, atyikitye apha ngezantsi.
Ngaba amagatya omgangatho aya kurhoxiswa ekuthotyweni kwe-mortgage? 2022
Unesithembiso esivela kumbolekisi wakho; ngokuqinisekileyo kufuneka ndikwazi ukuvala ngeveki, akunjalo? Akunjalo. Xa kufikwa ekuvaleni imali-mboleko, zininzi iindawo ezinokukuthintela ukuba uvale ngexesha. Enye indawo eyinkxalabo, kunye nehlala ilibazisa ukuvala, imalunga neemfuno ze-inshurensi yombolekisi. Ukunciphisa ukungafani okanye iingxaki ezikhokelela ekuvaleni, kunye nokuqinisekisa ukuba ukuvala kwenzeka ngokukhawuleza, kubalulekile ukuqonda ukulindela komboleki kunye neemfuno ze-inshurensi kwasekuqaleni; ngokukodwa, njengoko kusekiwe kwileta yokuzinikela kombolekisi.
Ngaba amagatya omgangatho aya kurhoxiswa ekuthotyweni kwe-mortgage? okwangoku
ESESITHATHU: Ukuba ityala libanjwe ngomhla nexesha elichaziweyo, kunye nesiphumo esibhalwe kwirekhodi, kwaye emva kokuba ubungqina obucetywayo nokwamkelwa buphunyeziwe, bashiywe etafileni ukuba bakhuphe esi sigqibo.
OKOKUQALA: Uhlalutyo lwezityholo kunye nobungqina, ngakumbi amaxwebhu akwirekhodi kunye nemibuzo yengqina kwisenzo setyala, kunye nesivumelwano esiboniswe ngamaqela kwingxoxo yangaphambili, senza isigwebo esaneleyo kwiNkundla. malunga nezi zinto zilandelayo:
3) Ukuba kwisiqendu sesithoba sekhontrakthi amaqela ayavuma ukuba, nangayiphi na imeko, ukusebenza kokugqibela kuya kuxhomekeka kwiQumrhu lezeMali elinika i-mortgage loan, ngokuhambelana nemimiselo yangoku, egunyazisa ukuthotywa kwayo. Ukuba iimeko ezifunwa liQumrhu lezeMali azifikelelwanga, kubandakanywa unikezelo lweziqinisekiso ezongezelelweyo okanye iziqinisekiso ezongezelelweyo iQumrhu lezeMali libona kufanelekile, lo mva unokukhetha ukuphelisa ubudlelwane bomthengi kunye ne-arhente yezindlu okanye ukuqhubela phambili ukurhoxisa imali mboleko kunye nokumisela. imali-mboleko entsha, ezi ndleko zithwalwa ngumthengi.
