Mortgage Calculator yeanopfuura makumi mashanu neshanu
Ruzivo rwunopihwa pawebhusaiti ino haruna ruzivo rwese rwaunoda kuti usarudze imba yemba. Iva nechokwadi chekuverenga wakaparadzana Key Chokwadi mufananidzo usati waita sarudzo yako. Iyo FCA haidzore mamwe maitiro ekutenga-to-kurega zvikwereti.
Kana uine chichemo kana kupokana nesu, une kodzero yekuisa chikumbiro. Tine nzira yekunyunyuta yaunogona kukumbira. Kana uchida kunyunyuta, tapota taura nesu nekunyora, nefoni kana ne email. Unogona kuva nechokwadi chekuti tinobata zvichemo zvakakomba. Kuti uzvidzivirire, kana usingakwanise kugadzirisa chichemo chako nesu, unogona kunge uine kodzero yekuchiendesa kuFinancial Ombudsman Service (FOS).
Bespoke Mortgage & Finance Center Ltd mumiriri akasarudzwa weSesame Ltd, inotenderwa uye inodzorwa neFinancial Conduct Authority. FCA Kunyora Nhamba Mafoni anogona kurekodhwa kudzidziswa uye kutariswa.
Ko ane makore 60 okuberekwa angawana here 30-year remort?
Kunyangwe iwe uri kutsvaga rubatsiro rwekubhadhara imba yeVictorian yezviroto zvako, kuisa mari pakukosha kwemba yawagara kwemakore, kana kutora mukana wemitengo yemuberero ichiri kuderera, unogona kushamisika kuti vakwereti vemondgage vanokoshesa vakwereti vakura.
– Kusava nezvikwereti kunogona kuva dambudziko. VaGreg McBride, muongorori mukuru wezvemari kuBankrate, vanoti dambudziko risingatarisirwe rinogona kunge riri rekuti hauna chibodzwa chechikwereti kana usina chikwereti chazvino. “Kare, vaitsvaga kuenda pamudyandigere vasina chikwereti. Unogona kuva nenhoroondo huru yechikwereti, asi kana wabuda mumutambo wechikwereti — makadhi ekubhengi haaverenge, uye wakabhadhara chikwereti chemotokari, wabhadhara chikwereti—hapana chiitiko chichangobva kuitika chinokupa. score. Ndicho chimwe chezvikonzero zvekushandisa kadhi rechikwereti kunyangwe ukaribhadhara zvizere mwedzi wega wega, kungove nemitsara inoshanda yechikwereti inoratidza nhoroondo yechikwereti. Chibodzwa chakanaka chechikwereti chinogona kureva kuti iwe unowana mvumo yemhando iri nani yechikwereti.
- Mari yemudyandigere ichiri mari. Mortgage applications dzinowanzotanga nemibvunzo yemari yekunyora kuti mari ichaitwa sei pamwedzi. Muchinzvimbo chemubhadharo wemushandirwi uye W-2, vakasiya basa vanogona kupa Social Security kana tsamba yemubhadharo wepenjeni. Nzvimbo dzekuwana mari, kusiyana nekiredhiti yako, hazvikanganise kuverenga kwechikwereti chaunogona kutakura, sekureva kwaBill Banfield, Mutevedzeri Mukuru weCapital Markets pa Quicken Loans: "Hatina nhungamiro dzakasiyana zvichienderana nebasa. kana basa. Fannie Mae naFreddie Mac, avo vanonyanya kuisa zviyero zvemusika wechipiri wekutengesa, zvinowanzoda kuti mari yeimba yemwedzi uye chikwereti (kusanganisira mutero weimba uye inishuwarenzi yemuridzi wemba) isapfuure makumi mashanu muzana emari inowanikwa pamwedzi.
Ndingawana here 30-year mortgage pazera re55?
Vachembera vanotenga dzimba kekutanga vanoita kunge vari kukura muhuwandu muAustralia neNew Zealand, sezvo musanganiswa wekukwira kwerendi uye mubereko wakaderera zvichiita kuti kutenga imba kuve chinhu chinokwezva. Asi zera rakakosha sei apo vanokweretesa vanosarudza kugona kwako kukwereta? Verenga kuti uzive.
Vechidiki vanotenga imba yavo yekutanga havasirivo chete vane dambudziko rekuwana midziyo. Vatengi vedzimba vakawanda vekutanga vari pakati pemakore makumi matatu kusvika makumi mashanu vari kupinda mujaho. Uye, kunyangwe pasina chiyero chezera repamusoro kana tasvika kune zvikwereti zvembatya, chokwadi ndechekuti kuwana mvumo yechikwereti chemba kunonyanya kuoma iwe mukuru waunowana.
Kunyange zvazvo vanokweretesa vangasasarura zvichienderana nezera, vanosungirwa kuti vaone kuti zvinogaroitwa zvekukweretesa zvazadzikiswa, zvisinei nezera. Ehe, kuva nemari yakadzikama kwakakosha kuti ukwanise kubhadhara mari yako nenguva, izvo zvinogona kunetsa vanokweretesa kana uri kufunga zvekuenda pamudyandigere mumakore mashoma.
Ndingawana here imba yemba pazera re55?
Kana iwe wapfuura makumi mashanu, unogona kufunga kuti mikana yako yekuwana imba yemba idiki, asi kune zviuru zvezvigadzirwa zvemombi muUK zvakavhurirwa vanokwereta vanopfuura makumi mashanu. Kana kuti pamwe hausati wambotenga imba uye uri mumwe wevazhinji 50+ vatengi-nguva yekutanga... Kuwana 50+ mortgage kwakajairika kupfuura zvaunofunga, asi usati wasaina kondirakiti unogona Kuderedza mari yako yeramangwana. , yera zvaungasarudza, tsvaga dhiri inodhura zvakanyanya, uye ita kuti dhiri yako iongororwe nenyanzvi yaunovimba.Neizvi mupfungwa, gwaro iri rakagadzirwa kuti ripe kujeka uye rinosanganisira ruzivo rwaunoda kuti uite sarudzo uchiziva nezvekutora imba yemba. kune vanhu vanopfuura makore makumi mashanu.
Kunyangwe iwe uchida yakajairika amortization mortgage, mubereko-chete dhiri, kana kuti uchida kuwana equity mumba mako, panogona kuve nemhinduro yekukubatsira iwe kuwana mari yaunoda. uye mari inogoneka. Kuti mari unoifarira sei zviri kwauri.
