Zvine pundutso here kupinda mumoti nerendi?

Renda kamuri mumba mako Netherlands

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kutsikisa zvekutanga uye zvemukati zvine chinangwa, uye nekukubvumidza kuti utsvage uye uenzanise ruzivo mahara, kuti ugone kuita sarudzo dzemari uine chivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

rental mortgage

Imwe yesarudzo yakakosha iyo chero munhu angaite muhupenyu hwake kutenga imba. Vamwe vanotenga imba vangashamisika kana chisarudzo chavo chekutenga imba chiri chisarudzo chakanaka kwavari, sezvo munhuwo zvake achichinja pfungwa dzake pamusoro pechisarudzo chake makore mashanu kusvika kumanomwe oga oga. Tichipihwa ruzivo urwu, vanhu vazhinji vanoshamisika kana kutenga imba iriyo yakanakira sarudzo kwavari. Zvisinei, kutenga imba kune zvakawanda zvakanakira. Asi panewo zvazvakaipira, zvinoreva kuti kuroja kungave iri sarudzo yakanakira ivo. Nzira yakanakisa yekuziva kana kutenga kana kurenda ndiyo yakanyanya kunaka mamiriro; munhu wacho anofanira kuongorora mamiriro ake ezvinhu kuti aite chisarudzo chakanaka.

Mutengi ndiye ane mhosva yezvinopfuura muripo wemortgage chete. Kune zvakare mitero, inishuwarenzi, kugadzirisa uye kugadzirisa kunetseka nezvazvo. Iwe zvakare unofanirwa kufunga nezve mubhadharo wenharaunda yevaridzi.

Musika uye mitengo yemba inochinja-chinja. Iko kudzokororwa kana kuderera kwekukosha kweimba kunoenderana nenguva iyo yakatengwa, ingave panguva yebhoom kana dambudziko. Iyo midziyo inogona kusakoshesa pamutengo unotarisirwa nemuridzi, ichikusiya usina purofiti paunoronga kuitengesa.

Rental kana kutenga Calculator Netherlands

Bhokisi 1/2 uye Bhokisi 3 nokuda kwemari yembavha Varidzi vedzimba vane mari yembavha vanotereswa mubhokisi 1, nepo real estate investments inotarwa mubhokisi 3. MuNetherlands hapana mutero wemari inowanikwa. Nokudaro, mari yekurenda haibhadharwi kana chivako chiri mubhokisi 3. Kana iwe ukatenga chivako seBV chaiyo, mamiriro ezvinhu anoshanduka: somuenzaniso, mutero wemari inowanikwa, sezvo inova chikamu chekubatsira kweBV.

Nzira yekudzorera sei imba yekugara kune kutenga-to-let mortgage? Ngatiti iwe wakatora imba yekugara nguva yadarika. Iye zvino ari kuronga kubuda muNetherlands uye anoda kurenda nzvimbo yake. Mukweretesi wako iye zvino haape zvigadzirwa zvekudyara, saka unofanirwa kuchinja mukweretesi wako wemba.Cherechedza: Havasi vese vanokweretesa vemba vanopa chigadzirwa chekudyara muNetherlands. Vashoma vanokweretesa, vakaita seNIBC, Nationale Nederlanden kana Dynamic Chikwereti, vanopa kutenga-kurega-marenji. Kuti uwane mamwe mashoko, tapota taura nesu.

Semuenzaniso, huwandu hwemari yako yembande i400.000 euros. Iyo yakatemerwa mubereko wemakore gumi ndeye 1,70%. Unotyora chibvumirano nebhanga riripo mushure memakore manomwe. Uchiri nemakore matatu ekubhadhara. Chirango chako chichava chiverengero chemubereko wemakore matatu uchibvisa muripo wazvino uno.

Unotenderwa kuroja imba yako here?

Kurenda imba yako inogona kunge iri sarudzo chaiyo kana iwe uchida kutenga imwe. Sarudzo yekurenda imba yako yekutanga inogona kugadzira imwe mari inoyerera bhajeti yako yanga yakamirira. Saka kana iwe uchinetseka kuti woirenda sei imba yako nekutenga imwe, wauya kunzvimbo chaiyo.

"Kuva muridzi wemba kunogona kutyisa kana usati wambozviita," anodaro Phil Peterson, maneja broker weRE/MAX muSchaumburg, Illinois. “Chokwadi, kurojesa imba yako kune zvakwakanakira nezvazvakaipira. Ndakasangana nazvo. Asi panguva iyoyo, ndakanga ndisingazivi nezvezvinhu zvose izvi.

Pane mashoma sarudzo dzekuwana mubhadharo wepasi paimba yechipiri. Chekutanga pane zvese, unogona kugara uchishandisa mari yacho kutenga imba yechipiri. Asi kana iwe usina kubhadhara mubhangi, hazvirevi kuti haugone kutenga imba yechipiri.

Imwe sarudzo ndeye refinance yemari kana imba equity loan kana HELOC pamusha wako wazvino kuti uvhare mubhadharo wepasi pamusha wako mutsva. Iyi inogona kuve sarudzo yakanaka, asi ramba uchifunga kuti izvi zvinoderedza kuenzana kwako mumba mako. Zvakare, kana imba yako yazvino ichiri kubhadharwa, uchafanirwa kubhadhara yechipiri pamwedzi kubhadhara kwembandi.