Nemubhadharo wakagadziriswa, unopedzisira wabhadhara mari shoma?

Adjustable rate mortgage mu deutsch

Kuva nemba ndicho chiroto chevanhu vakawanda. Asi ngationei kuti kutenga imba hakudhure. Zvinoda mari yakawanda iyo vazhinji vedu hatizombokwanisi kupa. Ndicho chikonzero mari yemortgage inoshandiswa. Mortgages inobvumira vatengi kutenga nzvimbo uye kuibhadhara nekufamba kwenguva. Nekudaro, iyo mortgage yekubhadhara system hachisi chinhu chinonzwisiswa nevanhu vazhinji.

Chikwereti chechikwereti chinoderedzwa, zvinoreva kuti chinopararira pamusoro penguva yakafanotemerwa kuburikidza nekubhadharwa kwemondi. Kana nguva iyoyo yapera - semuenzaniso, mushure memakore makumi matatu ekubhadhara mari - chikwereti chabhadharwa uye imba ndeyako. Kubhadhara kwega kwega kwaunoita kunomiririra musanganiswa wekufarira uye principal amortization. Chiyero chemubereko kune chikuru chinoshanduka muhupenyu hwese remba. Chaungasaziva ndechekuti mari yako yakawanda inobhadhara chikamu chepamusoro chekufarira mumatanho ekutanga echikwereti. Ndiwo mashandiro azvinoita zvese.

Mortgage interest ndiyo yaunobhadhara pachikwereti chako chemondi. Inobva pamari yemubereko yakabvumiranwa panguva yekusaina kondirakiti. Kubereko kunowanikwa, zvichireva kuti mari yechikwereti inobva pane mukuru pamwe nemhindu yakawedzerwa. Mareti anogona kugadziriswa, ayo anoramba akatsiga kwehupenyu hwemortgage yako, kana kuchinjika, iyo inogadzirisa pamusoro penguva dzakati wandei zvichienderana nekushanduka kwemitengo yemusika.

Zvakanakira nezvazvakaipira zvekusiyana-siyana mazinga emortgages

Neiyi sarudzo yekudzorera chikwereti chemudzidzi, iwe unogona kubhadhara yakawanda kune yakazara mutengo wechikwereti chako chemudzidzi, sezvo mubereko usina kubhadhara uchizowedzerwa kumari yako yepamusoro pakupera kwenguva yako yenyasha.

Bhadhara chimbadzo chako mwedzi wega wega uri kuchikoro uye munguva yenyasha. Chikwereti chako chechikwereti chemudzidzi chinenge chave chikamu chimwe muzana chakaderera pane neyakadzoserwa yekubhadhara sarudzo. Vadzidzi vegore rekutanga vanogona kuchengetedza 1% 23 pamutengo wakazara wechikwereti chavo nekusarudza sarudzo yekudzorera mubereko pane iyo yekudzoserwa yekudzorera sarudzo.

mhindu chete mortgage

Sezvo mubereko wakafanana, unogara uchiziva pauchabhadhara chikwereti chako Zviri nyore kunzwisisa pane kushanduka kwemari yembanje Uchava nechokwadi chekuziva mashandisirwo emari yekubhadhara imba yako Yekutanga mubereko kazhinji yakaderera pane A. mubhadharo wakaderera unogona kukubatsira kuwana chikwereti chikuru Kana muyero mukuru ukadzikira uye mubereko wako ukadzikira, mari yako yakawanda inoenda kumukuru wechikoro Unogona kushandura kune imwe mari yembavha chero nguva.

Mubairo wekutanga unowanzo kukwira pane wemari yemortgage yakasiyana. Mari yemubereko inoramba yakagadziriswa mukati menguva yese yemondi. Kana iwe ukatyora chikwereti chechikwereti chero chikonzero, zvirango zvingangove zvakakwirira pane neinosiyana chiyero chemondi.

Fixed rate mortgage muenzaniso

Paunotenga imba, unogona chete kubhadhara chikamu chemutengo wekutenga. Mari yaunobhadhara imari yekubhadhara. Kuti ubhadhare mari yese yekutenga imba, ungangoda rubatsiro rwemukweretesi. Chikwereti chaunowana kubva kune mukweretesi kuti ubatsire kubhadhara imba yako imondi.

Paunenge uchitenga remba, wako mukweretesi kana wemortgage broker anokupa sarudzo. Ita shuwa kuti unonzwisisa sarudzo uye maficha. Izvi zvichakubatsira iwe kusarudza imba yemba inonyatsoenderana nezvido zvako.

Nguva yemortgage ndiyo nguva yekontrakiti yemortgage. Inosanganisira zvese izvo kontrakiti yembatya inotangwa, kusanganisira mubereko. Mitemo inogona kubva kumwedzi mishoma kusvika kumakore mashanu kana kupfuura.

Mortgage vanokweretesa vanoshandisa zvinhu kuona huwandu hwekubhadhara kwako nguva dzose. Paunenge uchibhadhara chikwereti, mari yako inoenda kune mubereko uye mukuru. Mukuru wechikoro imari yawakakweretesa kuti ubhadhare mari yekutenga imba. Mbereko ndiyo mari yaunobhadhara mukweretesi pachikwereti. Kana iwe ukabvuma sarudzo yemortgage inishuwarenzi, mukweretesi anowedzera mari yeinishuwarenzi kune yako yekubhadhara imba.