Yakawanda sei mari yemortgage?

70s mibairo

Avhareji yemitengo yemortgage yakakwira nezuro. Uye havasati vambotama mukati mevhiki; vakakwira zvavo. Ehe, misoro yese yekudonha kwemisika uye njodzi iri kuuya haina kubata varume ava mumazuva manomwe apfuura.

Nezuro, misika yemasheya yakatanga kukwira. Zvadaro, panguva yekudya kwemasikati, vakadonha. Pakupedzisira, zuva rorereka, vakatanga kukwira zvakare. Kana paine kusagadzikana kwakanyanya muzuva rimwe chete, kufanotaura mafambiro emusika kwevhiki kunopenga. Saka ndichataura chokwadi uye ndinobvuma kuti handina ruzivo rwekuti mari yembavha ichave papi mumazuva manomwe.

Usavharirwa kunze pazuva iro mitengo yemortgage inoratidzika kunge iri kuderera. Mazano angu (pazasi) anoitirwa kupa mazano enguva refu pamusoro pegwara revarume ivavo. Naizvozvo, ivo havashanduke zuva nezuva kuratidza manzwiro ekufamba-famba mumisika isina kusimba.

Nemisika isina chokwadi, iwe chete ndiwe unogona kusarudza nguva yekukiya mureti yako yembangi. Ini handifanire kushamisika zvachose kana vakakwira kumusoro kana kudzika vhiki rinotevera. Nokudaro, handisi pachinzvimbo chekukutungamirirai.

Mortgage chikwereti

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Vatori venhau vedu vemortgage uye vapepeti vanotarisa pane izvo vatengi vane hanya nazvo zvakanyanya - ichangoburwa mari dzemubereko, vakanyanya kukweretesa, kufambisa nzira yekutenga imba, kudzorerazve imba yako yemba uye nezvimwe zvakawanda - kuti iwe unogona kunzwa uine chivimbo pakuita sarudzo semutengi uye muridzi we. musha.

Mortgage Calculator

Nyanzvi dzedu dzanga dzichikubatsira iwe kugona mari yako kweanopfuura makumi mana emakore. Isu tinoramba tichiedza kupa vatengi zano rehunyanzvi uye maturusi anodiwa kuti vabudirire murwendo rwemari rwehupenyu.

Vashambadziri vedu havatitsivire wongororo yakanaka kana kurudziro. Saiti yedu ine yakawandisa yemahara zvinyorwa uye ruzivo pane akasiyana siyana emasevhisi emari, kubva kumongi kuenda kubhangi kuenda kuinishuwarenzi, asi isu hatisanganisire chigadzirwa chese pamusika. Zvakare, isu tichiyedza kuita kuti zvinyorwa zvedu zvive zvemazuva ano sezvinobvira, ndapota bvunza kune vamwe vatengesi kuti uwane ruzivo rwazvino.

Kana iwe uchitsvaga chikwereti chinodarika $548.250, vanokweretesa mune dzimwe nzvimbo vanogona kukupa mazwi akasiyana pane akanyorwa patafura iri pamusoro. Iwe unofanirwa kusimbisa mamiriro neanokweretesa pamari yakumbirwa yechikwereti.

Mitero neinishuwarenzi zvisingabatanidzwi pamatemu echikwereti: Matemo echikwereti (mienzaniso yeAPR nemibhadharo) aratidzwa pamusoro apa haasanganisi nhamba dzemitero kana mari yeinishuwarenzi. Mari yako yekubhadhara pamwedzi ichakwira kana mitero nemaprimiyamu einishuwarenzi akabatanidzwa.

30 gore yakatarwa chiyero chemortgage freddie mac

Pakusarudza chikwereti chemari, usangotarisa pamari yemwedzi wega wega. Zvakakosha kuti unzwisise kuti mari yako yemubereko irikukubhadhara marii, pavanogona kukwira, uye kuti mubhadharo wako uchavei mushure meizvozvo.

Kana nguva iyi yapera, ichaenda kune yakajairwa chiyero chekuchinja (SVR), kunze kwekunge yadzoserwa. Muyero wakasiyana-siyana ungangove wakakwira zvakanyanya kupfuura mwero wakatarwa, unogona kuwedzera zvakawanda kumari yako yemwedzi wega wega.

Zvikwereti zvizhinji zvava "portable", zvichireva kuti vanogona kutamirwa kune imwe nzvimbo. Zvakadaro, danho iri rinoonekwa sechikumbiro chitsva chemukwereti, saka iwe unozofanirwa kusangana neanokweretesa asingakwanisi cheki uye mamwe maitiro kuti atenderwe kune iyo imba.

"Porting" imwe mortgage anogona kazhinji kureva chete kuchengeta huripo chiyero pamusoro ano yakatarwa kana dhisikaundi dhiri, saka unofanira kusarudza imwe dhiri chero okuwedzera inofamba zvikwereti, uye dhiri itsva ichi kashoma kuti aenderane.rudungwe riripo chibvumirano.

Kana iwe uchiziva kuti ungango famba mukati menguva yekubhadhara kwekutanga kwechero dhiri nyowani, ungangoda kufunga nezvezvinopihwa nemari yakaderera kana isina yekukurumidza kubhadhara, izvo zvinokupa iwe rusununguko rwekutenga pakati pevanokweretesa kana nguva yasvika. kufamba