kubhadhara chikwereti
Tsvaga kuti yakawanda sei yaungakwanise kubhadhara imba neyedu yemortgage affordability calculator. Tora fungidziro yemutengo wemba uye kubhadhara kwembande pamwedzi zvichienderana nemari yaunowana, chikwereti chemwedzi wega wega, kubhadhara pasi uye nzvimbo.
Kana ukawana mari yeimba yako, uchabhadhara mari inodarika yawakwereta, sezvo mari yaunodzorera ichitemwa nezvinhu zvakati kuti, semubereko uye huwandu hwechikwereti. Aya ndiwo mamwe emazwi aunofanira kunzwisisa. Mutengo Wemhindu Mapoinzi Ekutanga Mari Yechikwereti Nguva Yechikwereti Rangarira kuti mibairo inongova chikamu chenyaya. Mutengo wemortgage unoratidzwa muyero yemubereko, mapoinzi ekuderedzwa, makomisheni uye mitengo yekuvhura. Mutengo uyu unozivikanwa seAnnual Percentage Rate (APR), uyo unowanzo kwira kudarika mubereko. Iyo APR inokubvumira kuti uenzanise zvikwereti zvemari imwe chete mumadhora uchifunga nezvemutengo wavo wepagore. Muripo wemwedzi wega wega wemortgage muripo wemwedzi wega wega unowanzo uine zvikamu zvina: Zvichienderana nenzvimbo yenzvimbo yako, rudzi rwemudziyo uye huwandu hwechikwereti, unogona kuwana imwe mari yemwedzi kana yegore senge inishuwarenzi yemba, inishuwarenzi yemafashamu kana miripo yemubatanidzwa wevaridzi vedzimba. . Vhidhiyo - Izvo Zvikamu Zvekubhadhara Mortgage Tarisa vhidhiyo iyi kuti unzwisise izvo zvinogadzira yakajairwa kubhadhara imba - mukuru, mubereko, mutero, uye inishuwarenzi - uye maitiro avanogona kuchinja muhupenyu hwechikwereti. Tarisa mibairo iripo.
Mortgage Affordability Calculator
Mortgage chikwereti chinochengetedzwa nemidziyo, kazhinji real estate. Vanokweretesa vanoitsanangura semari inokweretwa kubhadhara real estate. Muchidimbu, mukweretesi anobatsira mutengi kubhadhara mutengesi wemba, uye mutengi anobvuma kubhadhara mari yaakakwereta kwenguva yakareba, makore gumi nemashanu kana makumi matatu kuUS. Mwedzi wega wega, anoita muripo kubva kumutengi kuenda kune mukweretesi. Chikamu chekubhadhara kwemwedzi kunonzi mukuru, iyo ndiyo mari yepakutanga yakakweretwa. Chimwe chikamu imari, inova mari inobhadharwa kune mukweretesi pakushandisa mari. Panogona kunge paine escrow account yekuvhara mutengo wemutero wemidziyo uye inishuwarenzi. Mutengi haagone kutorwa semuridzi akazara wenzvimbo yakabatiswa kusvika mubhadharo wepamwedzi wekupedzisira waitwa. MuUnited States, mari yakawanda yechikwereti chemondgage ndeye yakajairwa makore makumi matatu-yakagadziriswa-remo remba, inomiririra pakati pe15% ne30% yezvese zvikwereti. Mortgages ndiyo nzira iyo vanhu vazhinji vanogona kuve nemba muAmerica.
Mari dzemwedzi nemwedzi dzinowanzoita huwandu hwemari yemari ine chekuita nemuridzi wemba, asi kune mamwe madhiri akakosha ekufunga. Mari idzi dzakakamurwa kuita mapoka maviri: inodzokororwa uye isingadzokeri.
Mortgage interest rates
Iyo APR (Yegore Percentage Rate) inokubatsira iwe kuenzanisa akasiyana emortgage inopa. Huwandu hweAPR hwakarurama kune imwe decimal, asi hapana decimal inoratidzwa kana kukosha kuri nhamba yakazara. Semuenzaniso, 3,0% icharatidzwa se3%.
Tora 5-nyeredzi yakayerwa chivakwa uye yemukati yekuvhara kubva kuDefaqto nekupindura mishoma mibvunzo iri nyore. Inishuwarenzi yedu yepamba inokupa dzakasiyana siyana dzekuvharira sarudzo, uye neyedu-inohwina mubairo sevhisi yevatengi, unoziva kuti uri mumaoko akanaka.
Unogona kufunga kutenga inishuwarenzi yehupenyu kana hupenyu uye inshuwarisi yehurwere hwakakomba pamwe chete nechikwereti chako. Aya mabheji akagadzirirwa kupa imwe dziviriro yemari kubva kune isingatarisirwe. Vadikanwi vako vaizogamuchira mari yekubhadhara muchiitiko chekufa kwako uye, zvichienderana nekuvhara kwako, vanogona kugamuchira mari yekubhadhara kana iwe ukaonekwa kuti une chirwere chakakomba, chinogona kubatsira kubhadhara chikwereti chako.
kumba mortgage Calculator
Zvakawanda kana zvese zvinopihwa pane ino saiti zvinobva kumakambani anoripwa maInsider (kune runyorwa ruzere, ona pano). Mafungiro ekushambadzira anogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pasaiti ino (kusanganisira, semuenzaniso, marongero azvinobuda), asi hazvikanganise sarudzo dzekunyora, senge kuti ndezvipi zvigadzirwa zvatinonyora nezvazvo uye maitiro atinozviongorora. Yemunhu Yemari Insider inotsvagisa dzakasiyana siyana dzekupa paunenge uchiita kurudziro; zvisinei, isu hativimbisi kuti ruzivo rwakadaro runomiririra zvigadzirwa zvese kana zvinopihwa zviripo pamusika.
Yemunhu Yemari Insider inonyora nezve zvigadzirwa, mazano, uye matipi ekukubatsira kuita sarudzo dzakangwara nemari yako. Tinogona kugashira komisheni diki kubva kune vatinoshanda navo, seAmerican Express, asi mishumo yedu uye kurudziro zvinogara zvakazvimiririra uye zvine chinangwa. Matemu anoshanda kune zvinopihwa zvinoonekwa papeji ino. Verenga nhungamiro yedu yekunyora.
13% (maererano neNational Association of Realtors) kuona avhareji saizi yechikwereti. Freddie Mac data yakashandiswawo kutsvaga mareti emuhomwe epakati pemakore makumi matatu nemakore gumi nemashanu ekugadzirisa zvikwereti mukota yekutanga ya30: 15% uye 2022%, zvichiteerana.
