Shoko rekuti mortgage rinobva kupi?

Meaning yenguo yakafa

Chinyorwa ichi chinoda mamwe mashoko kuti chionekwe. Ndokumbirawo mubatsire kuvandudza chinyorwa ichi nekuwedzera zvinyorwa kubva kunzvimbo dzakavimbika. Zvinhu zvisina kugadzirwa zvinogona kupikiswa uye kubviswa. Tsvaga Kwazvakabva: "Chikwereti Chemba" - Nhau - Mapepanhau - Mabhuku - Nyanzvi - JSTOR (Kubvumbi 2020) (Dzidza kuti uye rinhi kubvisa chinyorwa ichi patemplate)

Vakwereta vemortgage vanogona kunge vari vanhu vari kuisa imba yavo mudzimba kana vanogona kunge vari makambani anokweretesa zvivakwa zvekutengesa (semuenzaniso, nzvimbo dzebhizinesi ravo, nzvimbo dzekugara dzakarendwa kuvaroja, kana mari yekudyara). Mukweretesi anowanzo inzvimbo yezvemari, senge bhangi, mubatanidzwa wechikwereti kana kambani yekukwereta, zvichienderana nenyika iri kutaurwa, uye zvibvumirano zvechikwereti zvinogona kuitwa zvakananga kana zvisina kunanga kuburikidza nevarevereri. Hunhu hwezvikwereti zvembatya, sehuwandu hwechikwereti, kukura kwechikwereti, mubereko wemari, nzira yekubhadhara chikwereti uye mamwe maitiro, anogona kusiyana zvakanyanya. Kodzero dzemukweretesi kumudziyo wakachengetedzwa dzinoisa pamberi pevamwe vakweretesi vemukwereti, zvinoreva kuti kana mukwereti akabhuroka kana kutadza kuita mari, vamwe vakweretesi vanongowana muripo wezvikwereti zvavanenge vakwereta nekutengesa midziyo. inobhadharwa zvizere kutanga.

Home mortgage meaning

Kwakabva izwi rekuti "mortgage" rinobva pamazwi echiFrench "mort" (rufu) uye "gage" (pledge), uye akauya kuMiddle English kuburikidza neMiddle and Old French. Izwi rekuti mortgage rakauya kuMiddle English kuburikidza neMiddle and Old French. Kwenguva zhinji yeMiddle English nguva, chiFrench chaive mutauro wevakuru vepamusoro, vazhinji vavo vaitaura Chirungu zvishoma kana kusatombotaura. Zvaive nechekuita nemubvunzo wekuti mukwereti aizobhadhara here chikwereti.

Shoko rekuti mortgage rinorevei?

Kazhinji, chinhu chekutanga chinouya mupfungwa patinonzwa izwi rekuti "mortgage" ndiyo nzira yekutenga imba. Sezvazvakajairwa sekunzwa nezve mamortgages nemamortgage interest rates, iro izwi pacharo rine nhoroondo inonakidza iyo inototi bvuu. Budisa duramazwi rako rakavimbika reMerriam-Webster uye ngatinyure mukureva kwechokwadi kweshoko rekuti "mortgage."

Sevanhu vekuAmerica, isu tingasaziva kuti mangani emashoko edu emazuva ese anobva kuFrench. Chokwadi unoziva mitsara yakakurumbira yakagamuchirwa senge "bon appetit", "a la carte" uye "je ne sais quoi", asi mitauro yedu inopindirana kupfuura zvaunofunga. Mushure mezvose, isu tese tine midzi yechiLatin: French ndeimwe yemitauro mishanu yeRomance yakabva muchiLatin. Kutaura idi, kwakanga kusati kuri kutozosvikira muzana ramakore rechi XNUMX apo mutauro wechiFrench wakatsauraniswa zviri nyore nechiLatini ndokurangarirwa somutauro wawo umene.

Kunyange zvazvo pakutanga yaifungidzirwa kuva chizvarwa chemutauro wechiGermany, Chirungu chinonyanya kuda kuva Romance-Germanic hybrid, maererano nemitauro yakawanda. Kunyangwe isu tichiwanzo kushandisa mitsara yechiFrench nechiLatin muacademia, Chirungu chichiri kufurirwa nemitauro iyi nenzira dzehunyanzvi, semataurirwo nemanzwi.

chivimbiso cherufu

Mortgage chikwereti chinochengetedzwa nepfuma yainoshandiswa kutenga. Izvi ndizvo zvinokubvumira kuti ugare muimba yakatengwa nechikwereti, kunyange iwe usati wabhadhara chikwereti. Asi, sezvo imba yacho iri chibvumirano, imba yacho inogona kuvharwa kana iwe usingasangane nechibvumirano chekubhadhara mari.

Vamwe vanoti izvi imhaka yokuti zvibatiso zvipikirwa zvinongogara zvichiguma norudzi rworufu: chibvumirano chiri pakati pemukwereti nomukweretesi chinofa apo chikwereti chabhadharwa chose, kana kuti muridzi womukwereti anofa kana akakundikana.

Kushandisa chikwereti kutenga imba hazvirevi kuti mari haidiwi: kana munhu agadzirira kutenga imba kana chivako, anofanira kubhadhara imwe mari mberi, iyo inozivikanwa sekubhadhara mari. Zvichienderana nemari yeimba, kubhadhara kwekutanga kunogona kuva zvishoma se5%. Imwe mari inokweretwa sechikwereti kubva kune mukweretesi (kazhinji masangano emari akadai sebhangi). Mutengi achadzorera mari yakakweretwa pamwe nemubereko uye mubhadharo pane imwe nguva yakabvumiranwa. Kazhinji, nguva yekubhadhara iyi inosvika makore makumi maviri nemashanu.