Remortgage yekutenga yekuroja
Kuwana mukuru wechikwereti chako kuri nyore. Nekureruka kwemortgage refinance, unogona kuva pedyo nekutenga imba yechipiri. Kushandisa iyo equity kubva kune imwe nzvimbo yekudyara kutenga imba inoshandawo nenzira yakafanana. Iko kuenzana mumba mako kana pfuma yekudyara inogona kushandiswa sedhipoziti pane yechipiri pfuma, nepo pfuma yako yazvino inova chibvumirano chechikwereti chitsva. Kushandisa equity kunobvumidza iwe kutenga yechipiri chivakwa pasina kudiwa kwedhipoziti yemari.
Kana kukosha kweimba yako kuchiwedzera, kuenzana kunoitawo. Kukosha kwemba kunogona kuwedzera nekuda kwekukura kukuru kana kubhadhara mari yemba. Iwe unogona zvakare kuwedzera kukosha kweimba yako nekugadzirisa (kunyangwe iwe uchizofanira kuisa mumitengo yezvinhu uye basa kuita kudaro).
Iwe unongobhadhara mubereko pane zvaunoshandisa. Iwe unogona kukumbira kusunungurwa kukuru, asi kana iwe usati wagadzirira kushandisa mari ikozvino, iva nechokwadi chokuti une subsetting subaccount kuitira kuti usabhadhara chikwereti pakuwedzera kwechikwereti kusvikira washandisa mari.
Kana ukatora chitsama, unobhadhara chikwereti pamari yacho yose. Nemutsara wechikwereti, iwe unongobhadhara mubereko pamari yakashandiswa, asi unogona kuedzwa kuti uwane mari iyi kune humbozha husingakoshi.
Ndingatora chikwereti pamba pangu here kuti nditenge imwe nzvimbo?
Kazhinji, mibairo pazvivakwa zvekudyara ndeye 0,5% kusvika 0,75% yakakwirira kupfuura mitengo yemusika. Muchinoitika cheimba yechipiri kana kuti musha wezororo, iwo anongova bedzi pamusoro pemwero wemhindu ungashanda kumusha mukuru.
Ehe, mitengo yemongi yezvivakwa zvekudyara uye dzimba dzechipiri dzinoramba dzichitsamira pazvinhu zvakafanana nerekutanga remba remba. Yako inosiyana zvichienderana nemusika, mari yaunowana, chikwereti chako chibodzwa, kwaunogara, uye zvimwe zvinhu.
Vanokweretesa vanotarisira imba yezororo kana yechipiri imba kuti ishandiswe newe, mhuri yako, uye shamwari dzako kweinenge chikamu chegore. Nekudaro, iwe unowanzo kutenderwa kuwana mari yekurenda kubva pamba paunenge usiri kuishandisa. Mazano emari yekurenda anosiyana nemukweretesi.
Kutenga imba yechipiri kana imba yezororo kunoda yakakwira kiredhiti mamakisi, kazhinji mu640 kana yepamusoro renji. Vanokweretesa vachange vachitsvagawo chikwereti chidiki uye kukwanisa kutenga, zvichireva kuti chikwereti chakaomarara-kune-mari. Matura akanaka (yekuwedzera mari mushure mekuvhara) anobatsirawo zvakanyanya.
Mortgage mitengo yakakwira zvakanyanya kune zvekudyara zvivakwa. Kazhinji mubereko uchave 0,5% kusvika 0,75% yakakwirira kune imwe nzvimbo yekudyara pane zvazvingave kana iwe uri kutenga imba imwechete seyako pekugara.
Tenga imwe pfuma kuti ugare
Pane zvikonzero zvakawanda nei ungangoda kuwana mari yakawanda. Zvichida uri kufunga kudzokera kuchikoro, kana kuti unoda kubatanidza zviyero zvekadhi rechikwereti. Kana kuti pamwe unoda kugadzirisa imba?
Kunyangwe Rocket Mortgage® isingatangi yechipiri mbavha, isu tichatsanangura zvaunoda kuziva nezve yechipiri mbanje uye mashandiro adzinoita. Isu tichakufambisa iwe mune dzimwe nzira dzekupa mari, senge chikwereti chako pachako kana mari yekubvisa mari, zvinogona kunge zviri nani sarudzo kwauri.
Mune mamwe mazwi, mukweretesi wako ane kodzero yekutonga imba yako kana ukatadza kubhadhara chikwereti. Kana chikwereti chechipiri chikabvumirwa, chibvumirano chinotangwa pachikamu cheimba yakabhadharwa.
Kusiyana nedzimwe mhando dzezvikwereti, senge mota kana zvikwereti zvevadzidzi, unogona kushandisa mari kubva kune yako yechipiri mortgage kune chero chinhu. Chechipiri zvikwereti zvinopawo mibairo yakaderera pane makadhi echikwereti. Musiyano uyu unovaita sarudzo inoyevedza yekubhadhara chikwereti chekadhi rechikwereti.
Mortgage Calculator yekutenga imba yechipiri
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
