kunyora pachitsiva
Kuvharirwa kwenzvimbo idzo apo mumwe munhu anenge atadza kupedza kubhadhara uye mukweretesi achitora nzvimbo kuti atore mari inenge isati yabhadharwa. Semuenzaniso, munhu akatenga imba nekutora chikwereti kubhangi kana kambani yekubhadhara chikwereti. Vakabhadhara chibatiso kwenguva yakati, zvisinei, imwe nguva mari yacho isati yapera, havasisina mari yokubhadhara tsamba yacho. Mukweretesi ndipo paachafanirwa kuvharira pfuma yako kuti adzore mari yaasina kubhadharwa.
Nekudivi rayo, kutoreswa kwemutero wemidziyo, uko kunozivikanwa zvakare nekuti Tax Lien Foreclosure, ndipo apo hurumende inotorera munhu midziyo kana atadza kubhadhara mitero yemidziyo. Kana munhu wacho akasabhadhara mutero wemidziyo kwenguva yakati (iyo nguva shoma yekusabhadhara mutero wemidziyo makore matatu muMichigan), hurumende inotora midziyo yavo yobva yatengesa kuti idzore huwandu hwemitero yavasina. pay. yakabhadharwa (zvisinei nezvimwe zvikwereti kana zvikwereti zvinopokana nepfuma).
Meaning of foreclosure
Kwete. Zvivakwa zvakawanda zveREO zvinokodzera kupihwa mari. Unogona kupa yako REO kutenga mari kuburikidza neWells Fargo kana mukweretesi wesarudzo yako. Kuongororwa kwedzimba pane zvakavharwa zvivakwa zvinogona kudikanwa kune mamwe marudzi emari;
Tinoda kuti unzwe wakasununguka uye uine chivimbo mune yako sarudzo yekuita chinopihwa pane REO pfuma. Naizvozvo, isu hatizoongorora chero zvinopihwa zvakaitwa mukati memazuva manomwe ekutanga ekunyorwa. Izvi zvinokutendera iwe nguva yekupedzisa yako yakakwana kushingaira usati waisa bhidhi.
Usati watanga kutsvaga imba, zvinobatsira kuve neruzivo rwemari ingangove yechikwereti, kubhadhara pamwedzi, uye mubereko. Paunoshanda neWells Fargo Home Mortgage, pane matatu emahara matsamba sarudzo anokupa ruzivo urwu uye ita kuti vatengesi nevanoziva zvivakwa vazive kuti uri mutengi akakomba. Chipangamazano wako wemortgage achakubatsira kusarudza kuti ndeipi tsamba yakanakira mamiriro ako.
Uri kuvhara pakutenga chivakwa kana kutarisira kupa chinopihwa, uye iwe unoda kuve wakamira zvakanaka. Wakagadzirirawo kuzadza chikumbiro uye kutipa zvinyorwa zvemari, zvakaita seW-2s, mabhadharo, uye mitero inodzorwa.
Foreclosure とは
Kana zvasvika pakutenga chivakwa chakafambwa muFlorida, zvinobatsira kuziva nhanho dzekuita kwekuvhara. Nepo iwe uchigona kutenga chivakwa chero nguva panguva yekuvharwa, iwe unofanirwa kuziva kubva pakutanga kuti maitiro akasiyana zvakanyanya uye kazhinji anodya nguva yakawanda pane kutenga chivakwa kubva kumuridzi asiri kusangana nematambudziko emari.
Kana muridzi wacho asina kubhadhara chikwereti chavo kwemwedzi inoverengeka, bhangi kana kambani yekubhadhara chikwereti ine kodzero yekukurumidzira chikwereti uye kumanikidzira kutengeswa kweimba kugutsa chikwereti. Nekuti mukweretesi anoda kudzoreredza kurasikirwa kwayo, dzimba idzi dzinowanzouya pamusika nemutengo wakaderera pane zvivakwa zvakatenderedza. Izvi ndizvo zvinoita kuti chivakwa ichi chitaridzike kune vanoisa mari uye vangangove varidzi vedzimba.
MuFlorida, nzira yekuvhara iri kuburikidza nekutonga, zvinoreva kuti mukweretesi anofanira kumhan'ara mudare rehurumende. Zvichienderana nehukuru hwedare, zvinogona kutora mazuva ari pakati pe180 ne200 kumanikidza kuvharirwa kusingapikiswe, uye zvinogona kutora nguva yakareba kana chiito chichipikisa mukwereti. Sezvakaita chero mhosva, kune mafomu ematare, subpoenas, kutongwa kwekutanga, uye zvimwe zvinhu zvinogona kudzikamisa maitiro. Kana, panguva ino, anokwereta mafaira ekubhuroka, anogona zvakare kurebesa maitiro. Nekudaro, kana mutongo wepfupi wapinda, zuva rekutengesa rekuvhara rinowanzo kurongwa mukati memazuva makumi matatu kusvika makumi matanhatu. Iri zuva rekutengesa ndipo panoitika auction yeruzhinji yemidziyo.
Multiple list service
Iva nechokwadi: Kana usingakwanisi kuchengeta imba yako, itengese. Isa imba yako mumaoko eanovimbika real estate agent anoziva "short sales" kana uine chikwereti chinopfuura kukosha kweimba yako. Kutengesa kupfupi kunoda mvumo yemukwereti wako. Gara uchikumbira kuregererwa kwekushomeka kubva kune mukweretesi. Dzivisa dzikinuro scams: Usape mari kune mumwe munhu anoti anogona kudzivirira kuvharirwa kana kukubatsira kuwana chikwereti chekugadzirisa. Usasaina mapepa ausingazive kana kusaina gwaro kune mumwe munhu anoti achakubatsira.
Zuva 2-36: Mari yekubhadhara chikwereti inokonzerwa nezuva 1. Kana chikwereti chisina kubhadharwa pazuva 1, inoonekwa sechitsotsi pazuva 2. Kana kubhadhara kwanonoka, mari yekubhadhara inobhadharwa kune imwe neimwe yakarasika. Varidzi vedzimba vakatadza vanofanirwa kufonerwa vachirarama nemukweretesi/sevhisi kuti avazivise nezvesarudzo dzekuderedza kurasikirwa.
Mahombe mashanu masevhisi: Bank of America, Chase, CitiMortgage, GMAC/Ally, uye Wells Fargo. Ava vatariri vashanu vachasarudza mumiriri (femu yezvemitemo) kuti afambise nhaurirano uye kupinda musangano nevaridzi.