Kumba kwemba - deutsch
Izwi rekuti "mortgage" rinoreva chikwereti chinoshandiswa kutenga kana kuchengetedza imba, ivhu, kana mamwe marudzi ezvivakwa. Mukwereti anobvuma kubhadhara mukweretesi nekufamba kwenguva, kazhinji munhevedzano yemubhadharo wenguva dzose wakakamurwa kuva mukuru uye mubereko. Iyo midziyo inoshanda sechibatiso kuchengetedza chikwereti.
Mukwereti anofanira kunyorera remba kuburikidza nemukweretesi waanofarira uye ave nechokwadi chekuti anosangana nezvido zvakati wandei, senge kiredhiti kiredhiti kiredhiti uye kubhadhara pasi. Mortgage applications dzinopinda nenzira yakaoma yekunyora pasi isati yasvika padanho rekuvhara. Mhando dzemamortgage anosiyana zvichienderana nezvinodiwa nemukwereti, senge zvikwereti zvemazuva ese uye zvikwereti zvakatarwa.
Vanhu uye mabhizinesi vanoshandisa zvikwereti kutenga zvivakwa pasina kubhadhara mutengo wakakwana wekutenga kumberi. Mukwereti anodzorera chikwereti pamwe nemubereko kwenhamba yemakore akatarwa kutozosvikira ave muridzi wemudziyo wacho pasina mubhadharo uye usina mubairo. Mortgage dzinozivikanwawo sezvisungo zvinopesana nemidziyo kana zvikwereti papfuma. Kana mukwereti akatadza kubhadhara chikwereti, mukweretesi anogona kufanotaura nezveimba yacho.
Mortgage Calculator
Chimwe chezvakanakira kutenga imba ndechekuti iwe unokwanisa kuvaka kuenzana mairi uye kushandisa iyo yakaenzana kubhadhara kicheni hombe remodell, kubvisa yakakwira-inodhura kadhi rechikwereti chikwereti, kana kubatsira kubhadhara vana vako koreji tuition.
Net kukosha mutsauko uripo pakati pezvaunokwereta pamari yako yemba uye kukosha kwazvino kwemba yako. Kana uine chikwereti che $150.000 pachikwereti chako chemba uye imba yako inokosha $200.000, une $50.000 yehutano mumba mako.
Tomboti unotenga imba ne$200.000. Unogona kubhadhara 10% yemutengo wekutenga imba, iyo ingave $20.000. Mukweretesi wako anozokupa $180.000 yechikwereti chemba.
Chete muongorori wezvivakwa anogona kupa ongororo yepamutemo yeukoshi hwemusika wemba yako. Nekudaro, iwe unogona kufungidzira kukosha kweimba yako nekutarisa kuenzanirana kwekutengesa kwemba munzvimbo yako kana nekutarisa online real estate sales iyo inopa yavo pachavo kukosha kweimba fungidziro.
Kuwana kuti yakawanda sei yaunokwanisa kuisa pasi idanho rakakura mukunzwisisa kuti uchavaka sei kukosha mumba mako. Kufanopihwa mvumo yekutenga imba usati waita chinongedzo kuchakubatsira kuti unzwisise kuti yakawanda sei yemari yako yaungada kushandisa pakubhadhara pasi.
Meaning of the mortgage
Chikwereti chechikwereti chikwereti chakachengetedzwa chinokubvumira kuti uwane mari nekuisa pfuma chaiyo, yakadai seimba kana bhizinesi, sechibatiso chemukweretesi. Mukweretesi anochengeta midziyo kusvikira wabhadhara chikwereti.
Unogona kuwana chikwereti chemba kana chikwereti chebhizinesi kungotenga imba kana bhizinesi, zvichiteerana. Kusiyana neizvi, chikwereti chinopesana nechivako hachina zvirambidzo zvekupedzisira-kushandisa. Ishandise kupa mari yedzidzo yemwana wako kunze kwenyika, muchato, kugadzirisa imba, kurapwa, nezvimwe. Unogona kutora mukana wechikwereti chinokurumidza cheBajaj Finserv uye uve nemari muakaundi yako mukati memazuva matatu* emvumo.
Zvinorevei kukwereta imba mune monopoly?
Home equity kukosha kwemba yako kubvisa mari yaunokwereta paimba yako yemba kana yechikwereti chemba. Paunotanga kutenga imba, kukosha kweimba yako kwakafanana nekubhadhara. Kana iwe ukatenga imba ye $ 250.000 nekubhadhara pasi kwe $ 25.000, unotanga ne $ 25.000 yekuenzana kweimba. Mushure mekutenga imba, kukosha kweiyo mambure akoshi kunogona kuchinja uye kunotarisirwa kuwedzera.
Mumakore ekutanga emuridzi wemba, mari zhinji yemwedzi uno inoenda pakubhadhara mubereko pane kubhadhara mukuru wechikoro. Izvi zvinoreva kuti mari yemortgage ingangoita mupiro wakaderera kune kukosha kwemba. Iwe unogona kukwanisa kuvaka mambure akakosha nekukurumidza nekubhadhara kupfuura iwe waunokwereta mwedzi wega wega, kuita imwe yekuwedzera yekubhadhara imba gore rega rega, kana kutamira kune biweekly mortgage payments. Kuita mari yekuwedzera kunokubatsirawo kuchengetedza pamubereko nekuti uri kubhadhara chikwereti chako nekukurumidza.
Semuenzaniso, kana iwe wakatenga imba yako makore mashanu apfuura ne $250.000 uye ikozvino kukosha kwemusika weimba yako i $300.000, iyo yakawedzerwa $50.000 inova chikamu chemambure ako anokosha. Izvi zvakanaka nekuti kukwira kwemitengo yemba kunogona kukubatsira kuvaka kukosha.
