Mazita maviri pachikwereti, rimwe riri pazita
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Zita rekutanga mumusoro weimba rine basa here?
Makumi matatu apfuura, vanopfuura 80% yevatengi vemba vakaroora. Muna 2016, 66% chete ndivo vakaroora. Kunyange zvazvo vakaroorana vachiramba vari ruzhinji rwevanotenga dzimba, chikamu chevakadzi vasina varume vari kutenga dzimba chakakwira zvakanyanya kubva pakati pemakore ekuma 80. Maererano neongororo yenyika, muna 2016 vakadzi vasina varume vakatora 17% yevose vanotenga dzimba, zvichienzaniswa ne8%. yevasina kuroora kana kuroorwa uye 7% yevarume vasina kuroora. Pasinei nemamiriro ehukama hwenyu, tinogona kukubatsira kuti kutenga imba uye kutsvaga chibatiso kusanetsa.Ungave uri kutenga imba uri wega kana nemumwe munhu, zvinobatsira kuita basa rako rechikoro, ziva zvauri kupinda mazviri. uye kutsvaga chikwereti chemari. Verenga kuti uzive: Maitiro ekutenga imba yemba uri wega
Iri zita rezita ndiro rinonyanya kusarudzwa pakati pevakaroorana, asi haufanirwe kunge uine hukama nekushandisa kuchengetedzwa pamwe chete nekodzero yekupona. Muridzi wemudziyo wakakamurwa zvakaenzana pakati pevaridzi pamwe chete. Kana mumwe wevaridzi vafa, chikamu chavo chepfuma chinongoenda kune mumwe muridzi.
Pane munhu anogona kutengesa imba kana zita rake riri padeed?
Kunyangwe iwe uchida kuchengetedza wawakaroora kubva muchikwereti nekuda kwechimwe chikonzero kana iwe uchida kutenga imba yako wega, pane chakanakira kuve muridzi wemba wega. Zvichienderana nemamiriro ako ezvinhu, kuva newawakaroorana naye mumwe chete pachikwereti chingava sarudzo yakanakisisa.
Zita reimba igwaro rinoratidza kuti ndiani muridzi wemba ari pamutemo. Inogonawo kukanganisa chimiro chemortgage. Zvakanakisa kutaura negweta uye mortgage broker kuti unzwisise sarudzo dzekuti ndiani anofanirwa kunyorwa pazita uye remba.
Unogona kufunga kusiya zita remumwe wako pazita kana: - Ukachengeta mari yako yakaparadzana uye uchida kuramba uchidaro - Unoda kuchengetedza zvinhu zvako kubva kune wawakaroorana naye ane chikwereti chakashata - Unoda kutonga kwakazara nezvekutamiswa kwepfuma mu ramangwana (somuenzaniso, kana uine vana kubva kune wawakaroorana naye)
Chibvumirano chekurega chinokutendera iwe kuendesa muridzi wezvivakwa kubva kune mumwe munhu kuenda kune mumwe. Kana ukafunga kusiya zita remurume/mukadzi wako pazita racho, unogona kugara uchishandisa gwaro rekusiya basa kuendesa muridzi wakazara weimba kwavari.
Vakaroorana vose vanofanira kuoneka pagwaro rouridzi here?
Mune zvimwe zviitiko, kana mumwe munhu akabvisa waaimbogara naye kubva pazita, ivo vari kuwedzera mumwe wavo mutsva kune zita ravo. Kana zviri izvo, tarisa peji redu rekutenga kubva kune ex partner.
Kana uine chikwereti cheimba, unofanira kuzivisa mukweretesi wako usati wapa chivako kumudiwa wako. Mukweretesi wako achakuudza kuti ndeapi magwaro aunoda kuendesa kuti upedze maitiro.
Kana mumwe wako asati atova pachikwereti, unofanira kutanga wawedzera zita remudiwa wako pachikwereti. Kana zita remudiwa wako ratova pahome loan kana kuti muine chikwereti chemba chakabatana, munokwanisa kusvetuka danho iri.
Kuti utange kuita refinancing, unofanirwa kutanga wazadza fomu rekubvisa remukweretesi uye wobva wagona kuchinja vanokweretesa. Iwe unogona zvakare kunyorera chikwereti chemubatanidzwa nemukweretesi mumwechete chero ivo vachida kukupa iwe zvirinani.
Kuti kuregererwa kuve kwechokwadi, unofanirwa kusangana nemamiriro ezvinhu anogona kuchinja kubva kune imwe nyika kuenda kune imwe. Ndosaka zviri nani kugara uchitarisa nemukweretesi wako usati wawedzera zita remumwe munhu kune yako zita renzvimbo.
