Foreclosure
Kana uine dambudziko rekubhadhara imba yako, ita nekukurumidza. Bata yako yemortgage servicer kuti uone kana paine sarudzo dzekudzivirira kuvharwa. Iwe unofanirwa zvakare kubata HUD-yakatenderwa chipangamazano wedzimba mahara, rubatsiro rwenyanzvi mukudzivirira kuvharirwa. Vazhinji vashandi vemortgage vanopa zvirongwa zvekubatsira vanhu kudzivirira kuvharirwa. Zvirongwa izvi zvinonzi "loss mitigation" zvirongwa. Iyo yekurasikirwa yekudzikisa nzira inogona kuve yakaoma. A HUD-akatenderwa chipangamazano wedzimba anogona kukutungamira mukuita. Unogona kufonera CFPB pa (855) 411-CFPB (2372) kuti ubatanidzwe neHUD-yakatenderwa chipangamazano wedzimba munharaunda yako, kana iwe unogona kutsvaga online kune imwe iri pedyo newe.
Nzira yekubuda nayo muchikwereti pasina kukanganisa chikwereti chako
Foreclosure ndiyo nzira inobvumira mukweretesi kuti atorezve mari yaakakwereta pachikwereti chakashata nekutengesa kana kutora pfuma. Kunyangwe iyo nzira yekuvhara ichisiyana nenyika, pane zvitanhatu zvakajairika zvikamu mukuenderera mberi kwekuvhara.
Default inoitika kana mukwereti akatadza kubhadhara kanenge kamwe chikamu chemondi, kunyangwe tsananguro yehunyanzvi inogona kusiyana nemukweretesi. Mushure mekutadza kubhadhara kwekutanga, mukweretesi anomubata netsamba kana nerunhare.
Kazhinji, kubhadhara kwemba kunofanirwa kutanga kwemwedzi wega wega, uye vazhinji vanokweretesa vanopa nguva yenyasha kusvika musi wa15 wemwedzi. Kubva panguva iyoyo, mukweretesi anogona kubhadharisa komisheni yekunonoka kubhadhara uye kutumira chiziviso chekutadza.
Mushure memwedzi wechipiri wekusabhadhara, mukweretesi angangotevera parunhare. Nekudaro, panguva ino, mukweretesi anogona kunge achiri kuda kushanda nemukwereti kuita hurongwa hwekubata-bata, izvo zvinogona kusanganisira kubhadhara kamwe chete kudzivirira kusara kumashure.
Mushure mekunge mukwereti aenda mwedzi mitatu asina kubhadhara, mukweretesi anowanzo tumira tsamba yekukumbira (kana kuti chiziviso chekukurumidza) ichitaura mari yakasarirwa uye kuti mukwereti ane mazuva makumi matatu ekubata chikwereti.
kuvharirwa norsk
kuburitsa: Iyi positi ine affiliate links, zvinoreva kuti tinogashira komisheni kana ukadzvanya pane chinongedzo uye wotenga chimwe chinhu chatakakurudzira. Ndokumbira utarise mutemo wedu wekuburitsa kuti uwane rumwe ruzivo.
Wakambofunga kutenga imba yakavharirwa - dhaimondi mune rough nemutengo waunokwanisa kutenga? Sezvaungafungidzira, zvakakosha kuti uzive zvauri kutsvaga uye kuti unotenga sei imba yakavharwa.Ngatitarisei zvakanyanya kuti zvinorevei kana imba yakatorwa. Isu tichanyurawo mune zvakanakira, zvakaipa, uye matanho ekutenga kuvharirwa.
Yese chibvumirano chemondgage chine chinongedzo pane yako pfuma. Chikwereti chinobvumira mukweretesi wako kuti atore kutonga kwemba yako kana ukarega kubhadhara mari yemba. Kufanovharwa kazhinji kunokonzeresa kuti muridzi wemba asakwanisa kuchengeta imba yavo.
Foreclosure ndiyo nzira iyo mukweretesi anodzosa imba kana muridzi asingakwanisi kubhadhara mari yemba. Iine matanho akati wandei, ayo akakosha kuti mutengi anzwisise kana achifunga kuvharirwa.
Nzira yekubuda nayo muchikwereti nemunhu
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kutsikisa zvekutanga uye zvemukati zvine chinangwa, uye nekukubvumidza kuti utsvage uye uenzanise ruzivo mahara, kuti ugone kuita sarudzo dzemari uine chivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
