Mutongo weSupreme Court une chekuita nezvikwereti zvipi?

Collins v. yellen

Collins v. Mnuchin (nemumwe wake anonzi Mnuchin v. Collins) ndizvo zvinhu zvinorotwa nemagweta. Izvi zvinosanganisira nhevedzano yenyaya, yakaomesesa seti yekutengeserana inogona kunge yakachengetedza hupfumi kubva kune yechipiri Great Depression, uye inokatyamadza huwandu hwemari: Vamhan'ari vanopokana kuti hurumende yemubatanidzwa inofanirwa kukanda mari inosvika mabhiriyoni zana nemakumi maviri nemana.

Kutanga muna 2008, hurumende yemubatanidzwa yakatora matanho anoshamisa ekutsigira Fannie Mae naFreddie Mac, makambani maviri akazvimiririra ayo, akasanganiswa, akasungirirwa kuhafu yezvikwereti zvese zveUS. Dai hurumende yemubatanidzwa isina kushandisa mazana emabhiriyoni emadhora kutsigira Fannie naFreddie, makambani ese ari maviri angadai akadonha, uye kuparara ikoko kungadai kwakapararira muupfumi hwenyika yose uye kungadai kwakakonzera kuora mwoyo kwepasi rose.

Zvisinei, ruyamuro rwavanotsvaka rwakakura zvikuru. Havana kungopokana chete kuti hurumende inofanira kusiya mari inokwana kuti iwane mari kubazi rose reHomeland Security kwemakore anodarika maviri. VaCollins vamhan'ari vanotiwo zvese zvakaitwa neFederal Housing Finance Agency (FHFA), muna 2008 kuti zvigadzirise dambudziko rekuvharirwa iro rakakonzera kudzikira kwenhoroondo, zvakaitwa hazvina maturo.

Zuva remutongo weDare Repamusorosoro paFannie Mae

Mune mbiri dzesarudzo dzakapihwa muna Kukadzi 17, 2020, Dare Repamusorosoro reIndiana rakapa mutongo wakarerekera kune vanokweretesa nekuvapa gwara pamusoro pemutemo wezvipimo zvinoshanda kumukweretesi kutsvaga mari yenoti yakaipa uye yakaipa yembavha.

Muna Blair v. EMC Mortgage, LLC, Dare Repamusorosoro reIndiana rakapa mutongo wakabvumirana kuti kuvharirwa kwemukweretesi pamari yemendenenzi isina kubhadharwa yakanga yakafanira apo mukweretesi akamhan’arira nyaya yacho mukati memakore matanhatu ekukura kwetsamba.

Dare rakaona kuti "[a] chibvumirano chenguva yakatarwa, sechikwereti kana chepromissory note, ndiyo iyo mukwereti anobvuma kubhadhara mubhadharo kune mukweretesi pamazuva akatarwa." MuBlair, vanokwereta vanofanotaura panoti uye nechikwereti pamapasuru maviri ezvivakwa; tsamba yevimbiso yaifanira kubhadharwa muzvikamu zvemwedzi nomwedzi kwemakore 15, kutanga muna February 1993. Tsamba yevimbiso yakapa muridzi mukana wokuti chikwereti chikurumidzise pashure pokunge atadza uye achida kubhadharwa nokukurumidza kwemari yakazara yaakanga akwereta. Vakwereti vakaita mubhadharo wekupedzisira pachinyorwa muna June 1995; tsamba yacho yakazopihwa EMC Mortgage, LLC ("EMC"). Kunyange zvazvo tsamba yacho yaifanira kutanga musi waNdira 1, 2008, EMC haina kumhan’arira vakwereta kuti vadzore tsamba yacho uye vatore kusvika Chikunguru 3, 2012 (kureva, mukati memakore mana ekukura).

Gse Supreme Court Case

Pane zvakawanda zvekutsanangura pamusoro pekuti IRPH yakakanganisa sei mibereko yeavo vese vakaita chibvumirano cherudzi urwu rwechikwereti. Kuti uzive zvakadzama nezvenyaya yega yega, zviri nani kutaura negweta rinonyanya kugadzira zvigadzirwa zvebhangi.

Dare Repamusorosoro rinofanirwa kutonga mumwedzi iri kuuya uye rogumisa kuti kune tarisiro yekuti vachatevera mutsara wakafanana nekusashanda kwechikamu chepasi nemutongo waMay 9, 2013.

Vabati vezvikwereti izvi vanogona kutarisirawo mukana wekusabhadhara chero mubereko panguva yekondirakiti remba kana Dare Repamusorosoro rakatonga richitsigira. Vese vanenge vabatwa vanofanirwa kugadzirira kuenderera mberi nematare edzimhosva kumabhanga avo.

Zvichangoburwa FAQ's Kurume, 1st 2022Kunyorera rubatsiro rwekushaya basaKukadzi, 15th 2022UK chitupa chekugaraNdira, 23rd 2022Kunyorera rubatsiro rwekushaya basa asi uchida kuzvishandira> Ona ese FAQ's

yellen supreme court

Mutongo weDare Repamusorosoro weFederal Housing Finance Agency (FHFA) ungangounza shanduko huru kuindasitiri yezvivakwa yekuUS, iyo iri kukurudzirwa nemabhiriyoni emadhora muzvikwereti. Iyo FHFA, sangano rine zita risingazivikanwe kune vakawanda vatengi, rakagadzirwa panguva yedambudziko remari kuti ritarise hofori dzemondi Fannie Mae (FNMA) naFreddie Mac (FMCC), iyo inodzosera hafu yemadhora gumi nerimwe emusika wemortgage. Dare Repamusorosoro rakavhura musuwo wekuchinja kukuru kusangano parakatonga muna Chikumi 11 kuti chimiro cheFHFA chaive chisingaenderane nebumbiro remutemo nekuda kwekusazvidavirira kuMutungamiriri weUnited States.

Sarudzo iyi inogona kushandura zvakanyanya mafambiro emangwana esangano. Mutongo uyu waive kukundwa kukuru kwevanoisa mari, vakarasikirwa nekodzero yavo yemadhora mazana maviri nemana emadhora. Dare rakarasawo zvakataurwa nevaridzi vega vega Fannie naFreddie avo vaida kuti makambani maviri aya apihwe makambani mushure mekunge hurumende yatora masimba emakambani maviri aya munguva yedambudziko remari ra124.000-2007. Pane kudaro, danho iri raive kukunda kukuru kweMutungamiri Joe Biden, kunyangwe iye nehutungamiriri hwake vanga vasiri mapato ekutanga panyaya iyi. Biden akakurumidza kubvisa iyezvino FHFA director ndokugadza wake acting director. Panzvimbo pekuzvimiririra, Biden anotarisirwa kutarisisa iyo agency pakubatsira kugadzirisa hukuru hwenyika hunodiwa nedzimba.