calculator yowonjezera ya ngongole
ndi monga awona a Clover Mortgage Inc. kuti agwiritse ntchito kubwereketsa kwanu ndi pempho lanu m'njira yabwino kwambiri. Izi zikuphatikiza, koma sizili malire, kugawana zambiri zanu ndi ogwira ntchito ku Clover Mortgage Inc., ma contract ang'onoang'ono, ndi mabungwe ena othandizana nawo ndi cholinga chokonza zomwe mukufuna kubwereketsa ndikufunsira.
Mfundo Zazinsinsi, komanso monga momwe Clover Mortgage Inc. ikufunira kuti mugwiritse ntchito kubwereketsa kwanu ndi pempho lanu m'njira yabwino kwambiri. Izi zikuphatikiza, koma sizili malire, kugawana zambiri zanu ndi ogwira ntchito ku Clover Mortgage Inc., ma contract ang'onoang'ono, ndi mabungwe ena othandizana nawo ndi cholinga chokonza zomwe mukufuna kubwereketsa ndikufunsira.
Tsiku lotha ntchito yobwereketsa nyumba
Ndife ntchito yofananira yodziyimira payokha, yothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.
Zopereka zomwe zikuwonekera patsambali ndi zochokera kumakampani omwe amatilipira. Kulipiridwaku kungakhudze momwe zinthu zimawonekera patsamba lino, kuphatikiza, mwachitsanzo, momwe zingawonekere m'magulu amndandanda. Koma kubweza kumeneku sikukhudza zambiri zomwe timafalitsa, kapena ndemanga zomwe mumawona patsamba lino. Sitikuphatikiza dziko lonse lamakampani kapena zopereka zandalama zomwe zingapezeke kwa inu.
Ndife odziyimira pawokha, ntchito zofananira zothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.
Ngongole yanyumba imatha nthawi isanamalizidwe
Funsani wobwereketsa wanu kuti akuwonjezereni kubwereketsa nyumba posachedwa. Mungafunike kuwadziwitsa kwa milungu ingapo ngati mukufuna kuonjezedwa, ndiye muyenera kulumikizana nawo mwachangu momwe mungathere.
Kusuntha sikophweka nthawi zonse, ndipo wobwereketsa ngongole ayenera kumvetsetsa izi. Popeza Coronavirus yayimitsa mabizinesi ambiri ogulitsa nyumba, wobwereketsa wanu sangadabwe ngati pachedwa kutsiriza kugula kwanu.
Koma ndikofunikira kuti mudziwitse wobwereketsa wanu zambiri, chifukwa kuchepetsedwa kwaposachedwa kwa Stamp Duty Land Tax kukutanthauza kuti pali ogula ambiri omwe akufuna kuchoka mitengo ya Stamp Duty isanakwerenso pambuyo pake. pa Marichi 31, 2021. akhoza kukhala otanganidwa kwambiri ndi nyengo yamakono.
Ngati mukuda nkhawa ndi kuchedwa kwa nyumba yanu yatsopano, maloya athu obwereketsa angakukhazikitseni mtima. Gulu lathu lazamalamulo ndi othandizira katundu ndi akatswiri oyendetsa ntchito yogulitsa mwachangu ndipo, ngati pangakhale kuchedwa kulikonse, titha kukulangizani za njira yabwino yopitira patsogolo.
Barclays Mortgage
Ngati mukulephera kubweza ngongole yanu, wobwereketsa adzafuna kuti mulipire. Ngati simutero, wobwereketsayo adzachitapo kanthu. Izi zimatchedwa kuchitapo kanthu kuti mukhale nazo ndipo zingapangitse kuti mutaya nyumba yanu.
Ngati muthamangitsidwa, mutha kuwuzanso wobwereketsa kuti ndinu munthu wowopsa. Ngati avomereza kuti apitirize kuthamangitsidwa, muyenera kudziwitsa khoti ndi bailiffs nthawi yomweyo: mauthenga awo adzakhala pa chidziwitso cha kuchotsedwa. Apanganso nthawi ina kuti akuthamangitseni: akuyenera kukudziwitsaninso masiku 7.
Munganene kuti wobwereketsa wanu wachita zinthu mopanda chilungamo kapena mopanda nzeru, kapena sanatsatire ndondomeko yoyenera. Izi zingathandize kuti khothi lichedwetsedwe kapena kukakamiza woweruza kuti apereke chigamulo choyimitsa katundu wanu m'malo mokambirana ndi wobwereketsa wanu zomwe zingakupangitseni kuthamangitsidwa m'nyumba mwanu.
Wobwereketsa wobwereketsa sakuyenera kukuchitirani milandu osatsata Ma Code Mortgage Codes of Conduct (MCOB) okhazikitsidwa ndi Financial Conduct Authority (FCA). Malamulowa amati wobwereketsa nyumba ayenera kukuchitirani chilungamo ndikukupatsani mwayi wokwanira wobweza ngongole, ngati mungathe. Muyenera kuganizira zopempha zilizonse zomveka zomwe mungafune kuti musinthe nthawi kapena njira yolipira. Wobwereketsa nyumbayo akuyenera kuchitapo kanthu ngati njira yomaliza ngati zoyesayesa zina zobweza ngongole sizinaphule kanthu.
