Kodi kuonjezera nyumba yanyumba ndi gawo lazandalama?

Remortgage Calculator for Extension

Fact My Moves Fact Checking Standards Gulu la Compare My Moves limatsatira malangizo okhwima kuti atsimikizire kuti chilichonse chili cholondola, chodalirika, komanso chimatsatira mulingo wapamwamba kwambiri. Nkhani iliyonse imawunikidwa ndi mamembala a gulu lathu la olemba isanasindikizidwe kuti ilimbikitse zolondola komanso zabwino kwambiri:

Mukapatsidwa ngongole yobwereketsa, mumapatsidwa nthawi yochepa yomwe zoperekazo ndizovomerezeka kuti mumalize kugula malowo. Nthawi zambiri pamakhala miyezi 3-6 kuchokera pomwe ngongole yabwereketsa, kutengera wobwereketsa. Ngati mukuda nkhawa kuti kugula nyumba sikumalizidwa pa nthawi yake, muyenera kulumikizana ndi wobwereketsa kuti mupemphe kuwonjezera nthawi. Kupeza malo obwereketsa ndi gawo lofunika kwambiri pogula malo. Ndi mtengo wapakatikati wa nyumba ku UK pakali pano pa £238.885, kubwereketsa ndi njira yokhayo yomwe anthu ambiri angakwanitse kugula nyumba, makamaka potengera mtengo wonse wogulira nyumba. Tikupatsirani zonse zomwe muyenera kudziwa zokhudza nthawi yomwe mukubwereketsa komanso zomwe mungachite ngati ngongole yanu yanyumba ithe.

Second load mortgage

Mutha kugwiritsa ntchito kusaka kuti mupeze zida zingapo zazachuma ku UK, kuchokera ku mayankho mpaka ku utsogoleri wamaganizidwe ndi mabulogu, kapena kupeza zomwe zili pamitu yosiyanasiyana, kuyambira misika yayikulu mpaka yolipira ndi zatsopano.

Obwereketsa amazindikira kuti anthu ambiri omwe akufuna kusamukira m'nyumba zawo zatsopano akukumana ndi nkhawa komanso kusatsimikizika chifukwa cha zovuta za coronavirus. Njira zapano zolumikizirana ndi anthu zikutanthauza kuti mayendedwe ambiri akuyenera kuchedwetsedwa.

Zikuwonekeratu kuti sikoyenera kuti anthu omwe amadzitchinjiriza kapena odzipatula asamuke. Chifukwa chake, pomwe maunyolo ali ndi anthu ochokera m'magulu awa, obwereketsa, ogulitsa nyumba, ndi akatswiri ena amagwirira ntchito limodzi kuti mayendedwe amakasitomalawa achedwe.

Pamene anthu asinthana kale mapangano ogulira nyumba ndikukhazikitsa masiku oti amalize, izi zitha kukhala zodetsa nkhawa kwambiri. Pofuna kuthandizira makasitomalawa panthawiyi, onse obwereketsa ngongole akugwira ntchito kuti apeze njira zololeza makasitomala omwe asinthana makontrakiti kuti awonjezere ndalama zawo za ngongole kwa miyezi itatu kuti athe kusuntha nthawi ina.

Kodi ndiyenera kudziwitsa wondibwereketsa za kuwonjezera?

Funsani wobwereketsa wanu wobwereketsa kuti akuwonjezereni kubweza kwanu kwanyumba posachedwa. Mungafunike kuwadziwitsa kwa milungu ingapo ngati mukufuna kuwonjezera nthawi, ndiye muyenera kulumikizana nawo mwachangu momwe mungathere.

Kusuntha sikophweka nthawi zonse, ndipo wobwereketsa ngongole ayenera kumvetsetsa izi. Popeza Coronavirus yayimitsa mabizinesi ambiri ogulitsa nyumba, wobwereketsa wanu sangadabwe ngati pachedwa kutsiriza kugula kwanu.

Koma ndikofunikira kuti mudziwitse wobwereketsa wanu zambiri, chifukwa kuchepetsedwa kwaposachedwa kwa Stamp Duty Land Tax kukutanthauza kuti pali ogula ambiri omwe akufuna kuchoka mitengo ya Stamp Duty isanakwerenso pambuyo pake. pa Marichi 31, 2021. akhoza kukhala otanganidwa kwambiri ndi nyengo yamakono.

Ngati mukuda nkhawa ndi kuchedwa kwa nyumba yanu yatsopano, maloya athu obwereketsa angakukhazikitseni mtima. Gulu lathu lazamalamulo ndi othandizira katundu ndi akatswiri oyendetsa ntchito yogulitsa mwachangu ndipo, ngati pangakhale kuchedwa kulikonse, titha kukulangizani za njira yabwino yopitira patsogolo.

calculator yowonjezera ya ngongole

Pali zosankha zingapo pankhani yopezera ndalama zokonzanso nyumba ndipo zomwe zili zabwino kwa inu zimatengera momwe zinthu ziliri. Tiyeni tiwone njira zisanu zopezera ndalama zomwe mukufuna.

Inde, nthawi zambiri zimakhala zotheka kubwereka ndalama zowonjezera nyumba kuti muwonjezere ndalama. Ndi za kupempha ndalama zochulukira kwa wobwereketsa wanu wanyumba kuti alipirire ntchito yokonzanso, kufalitsa magawowo kwa nthawi yayitali. Komabe, iyi si njira yokhayo ndipo mwina singakhale yoyenera kwa inu. Werengani kuti mudziwe zambiri za njira zosiyanasiyana zopezera ndalama kuti mukulitse.

Kubwereketsa ndi kusamutsa ngongole yanu kuchokera kwa wothandizira wina kupita kwa wina. Amakonda kukweza ndalama, kudzipereka ku dongosolo lobweza lalitali mukasintha kubwereketsa nyumba yatsopano. Ubwino umodzi wobwereketsa ndi mwayi wopeza ndalama mwachangu.

Kumbukirani kuti ngongoleyo ndi ngongole yaikulu yomwe nyumbayo imagwiritsidwa ntchito ngati chikole. Chifukwa chake, kuwonjezera kuchuluka kwa ngongoleyo kungakhale kowopsa, chifukwa ngati simungakwanitse kulipira, mumayika pachiwopsezo kuti woperekayo atengenso nyumba yanu. Pachifukwa ichi, ndikofunika kuti muwonetsetse kuti mukudziwa ndalama zonse zowonjezera musanatenge sitepe. Kuti mudziwe zambiri komanso upangiri, pitani patsamba lathu la upangiri wanyumba ndi ndalama.