moraki etymology
ʻO ka pane wikiwiki ʻo ia, hiki iā ʻoe ke uhaki i kāu ʻaelike hōʻaiʻē moraki ma mua o ka pau ʻana o kona manawa, akā ʻaʻole maikaʻi i nā manawa a pau ke hana pēlā. I ka manawa like, ʻoiai e hoʻomau mau ana nā kumukūʻai moraki paʻa ma kahi o nā haʻahaʻa o ka mōʻaukala, ʻike paha ka nui o nā mea hale i kēia manawa he mea hana pono e hiki ke kōkua i ka hoʻihoʻi ʻana i ke kālā i loko o kā lākou ʻeke. ʻO ka ʻike pehea a me ka wā e wāwahi ai i kahi moraki paʻa no laila he ʻike koʻikoʻi e hoʻomanaʻo.
ʻOiaʻiʻo, inā loaʻa iā ʻoe kahi moraki i kēia manawa, e uku paha ʻoe ma mua o kou pono, a ʻo ka hoʻoholo ʻana inā hiki iā ʻoe ke uhaki i kahi moraki paʻa, he nīnau nui ia e nīnau iā ʻoe iho. A inā ʻoe e uhaki i kahi moraki paʻa, hiki iā ʻoe ke mālama i nā tausani o nā euros i nā uku moraki i kēlā me kēia makahiki, ʻaʻole e haʻi i ke ola o ka hōʻaiʻē. No ka aʻo hou e pili ana inā hiki iā ʻoe ke pōmaikaʻi (a me ka nui o ke kālā āu e hoʻihoʻi ai i loko o kāu ʻeke) ma ka hoʻonohonoho hou ʻana a i ʻole ke kālā hou ʻana i kāu aie moraki, e heluhelu wale ma. He mea nui e hoʻomaopopo ʻoiai he nui ka poʻe hāʻawi kālā i uku mua ʻia, ʻaʻole ʻo Rocket Mortgage®.
moraki norsk
He loea ʻo Kimberly Amadeo i ka ʻoihana waiwai a me ka hoʻopukapuka kālā ma ʻAmelika Hui Pū ʻIa a me ka honua, me ka ʻoi aku o 20 mau makahiki o ka ʻike i ka loiloi waiwai a me ka hoʻolālā ʻoihana. ʻO ia ka pelekikena o ka pūnaewele waiwai ʻo World Money Watch. Ma ke ʻano he mea kākau no The Balance, hāʻawi ʻo Kimberly i ka ʻike i ke kūlana o ka hoʻokele waiwai i kēia lā, a me nā hanana i hala i loaʻa ka hopena mau loa.
Lea Uradu, JD he puka puka no ke Kulanui o Maryland School of Law, Registered Tax Preparer in the State of Maryland, State Certified Notary Public, Certified VITA Tax Preparer, Komo i ka Annual Filing Season Program o ka IRS, ka mea kākau ʻauhau a me ka mea hoʻokumu. o na Oihana Hooholo Auhau. Ua hana pū ʻo Lea me nā haneli o ka poʻe malihini a me nā mea kūʻai ʻauhau federal.
ʻO ka moraki uku paʻa he hōʻaiʻē home kahi e loli ʻole ai ka uku paneʻe no ke ola o ka hōʻaiʻē. ʻOi aku ka uku panee ma luna o ka uku hoʻopaʻa kālā i ka wā i lawe ʻia ai ka hōʻaiʻē. ʻAʻole ia e hoʻololi inā ʻaʻole e loli ka waihona kālā.
ʻO ka moraki i hoʻopaʻa ʻia he moraki e hoʻololi ʻole ai ka uku panee i ka wā e ola ana ka hōʻaiʻē. ʻOi aku ka kiʻekiʻe o ka uku paneʻe ma mua o ko ka Treasury bonds i ka manawa o ka ʻaelike ʻana i ka hōʻaiʻē. ʻAʻole ia e hoʻololi inā ʻaʻole e loli ka waihona kālā.
Moraki helu loli
ʻO ka loaʻa ʻana o kahi moraki kahi hana koʻikoʻi i ke kūʻai ʻana i kou home mua, a he nui nā kumu e koho ai i ka mea kūpono loa. ʻOiai ʻo ka nui o nā koho kālā i loaʻa i ka poʻe kūʻai hale manawa mua he mea paʻakikī, ʻo ka hoʻolilo ʻana i ka manawa e noiʻi ana i nā kumu o ka hoʻolimalima home hiki ke mālama iā ʻoe i ka nui o ka manawa a me ke kālā.
ʻO ka ʻike i ka mākeke aia ka waiwai a me ka ʻike inā hāʻawi ia i nā mea hoʻoikaika i nā mea hāʻawi kālā hiki ke lawe mai i nā pono kālā hou iā ʻoe. Eia kekahi, ma ka nānā pono ʻana i kāu kālā, hiki iā ʻoe ke hōʻoia i ka loaʻa ʻana o ka moraki i kūpono i kāu mau pono. Hōʻike kēia ʻatikala i kekahi o nā kikoʻī koʻikoʻi e pono ai nā mea kūʻai hale mua e hana i kā lākou kūʻai nui.
No ka ʻae ʻia ʻana ma ke ʻano he mea kūʻai hale manawa mua, pono ʻoe e hoʻokō i ka wehewehe ʻana o kahi mea kūʻai hale manawa mua, ʻoi aku ka laulā ma mua o kou manaʻo. ʻO ka mea kūʻai hale manawa mua ʻo ia ka mea nona ka hale noho mua no ʻekolu mau makahiki, he kanaka hoʻokahi nona ka home me kāna kāne, he kanaka nona ka hale noho ʻaʻole i hoʻopaʻa mau ʻia i kahi kumu a i ʻole kahi kanaka i loaʻa. nona wale ka hale i kū ʻole i nā code kūkulu hale.
helu moraki
Ke kūʻai aku i hale, ʻoi aku ka nui o nā mea e noʻonoʻo ai ma mua o ka nui o nā lumi, ka nui o ka pā a me ka wahi. Pono ʻoe e noʻonoʻo pehea ʻoe e uku ai no ka hale. No nā mea kūʻai he nui, ʻo ia ka mea e noi ana i kahi moraki.
ʻAʻole like nā moraki a pau. Hāʻawi kekahi i ka uku paneʻe paʻa, e mau ana i ke ola o ka hōʻaiʻē. Loaʻa i nā mea ʻē aʻe nā kumukūʻai hiki ke hoʻololi ʻia ma muli o kahi kalena. Pono e uku ʻia kekahi mau moraki i loko o 15 mau makahiki, a hāʻawi kekahi iā ʻoe i 30 mau makahiki e uku ai.
ʻO kahi moraki 30-makahiki ka mea kaulana loa i waena o nā mea kūʻai hale. E aʻo hou aʻe e pili ana i ke ʻano o ka lawe ʻana i kahi hōʻaiʻē home 30-makahiki, pehea ke ʻano o ka moraki paʻa 30-makahiki, a inā ʻo kēia hōʻaiʻē ke koho kūpono iā ʻoe.
ʻO ka moraki 30 makahiki he moraki me ka manawa hoʻihoʻi o 30 makahiki a me ka uku panee e mau ana i ke ola o ka hōʻaiʻē. Ke hoʻoholo ʻoe e noi i kahi hōʻaiʻē moraki 30 makahiki me ka uku paneʻe paʻa, ʻo ka ʻāpana āu e uku ai i kēlā me kēia mahina e like ia a hiki i kou hoʻopau ʻana i ka hōʻaiʻē.
