Duración media de la hipoteca uk
Ke kūʻai a hoʻihoʻi hou i kahi home, ʻo kekahi o nā hoʻoholo koʻikoʻi mua āu e hana ai inā makemake ʻoe i kahi moraki 15 a 30 mau makahiki. ʻOiai ʻo nā koho ʻelua e hāʻawi i ka uku mahina paʻa i ka manawa o nā makahiki he nui, ʻoi aku ka ʻokoʻa ma waena o nā mea ʻelua ma mua o ka manawa e uku ai i kou home.
Akā ʻo wai ka mea kūpono loa iā ʻoe? E nānā kākou i nā pono a me nā pōʻino o ka lōʻihi o ka moraki i hiki iā ʻoe ke hoʻoholo i ke koho kūpono i kāu kālā a me nā pahuhopu kālā holoʻokoʻa.
ʻO ka ʻokoʻa nui ma waena o kahi moraki 15-makahiki a me kahi moraki 30-makahiki ka lōʻihi o kēlā me kēia. Hāʻawi ka moraki 15 makahiki iā ʻoe i 15 mau makahiki e uku ai i ka huina piha āu i ʻaiʻē ai e kūʻai i kou home, aʻo kahi moraki 30 makahiki e hāʻawi ʻelua ʻelua ka lōʻihi e uku ai i ka huina like.
ʻO nā moraki 15-makahiki a me 30-makahiki ma ke ʻano he mau hōʻaiʻē paʻa, ʻo ia hoʻi, ua hoʻonohonoho ʻia kahi uku paneʻe ma ka hoʻomaka, i ka wā e lawe ai ʻoe i ka moraki, a mālama ʻia kēlā uku paneʻe i loko o ke kau. ka aie. Loaʻa iā ʻoe ka uku o kēlā me kēia mahina no ka manawa holoʻokoʻa o ka moraki.
40 makahiki moraki ma UK
ʻO ke koho ʻana i kahi moraki he mea nui ia o ke kaʻina hana kūʻai hale. ʻO ke koho ʻana i kahi moraki 15-makahiki ma kahi o ka ʻōlelo kuʻuna 30-makahiki ke kani nei me he neʻe akamai, ʻaʻole? ʻAʻole pono. ʻO ke koho ʻana i kahi manawa moraki pōkole loaʻa kekahi mau pōmaikaʻi mālama kālā. Eia nō naʻe, inā haʻahaʻa loa kāu loaʻa kālā no kahi manawa 15-makahiki, ʻoi aku ka liʻiliʻi o ka moraki 30 makahiki i kēlā me kēia mahina. Inā ʻaʻole ʻoe i hoʻoholo e pili ana i ke ʻano o ka moraki e koho ai, e nānā i lalo e ʻike i ka mea kūpono iā ʻoe.
ʻO ka ʻokoʻa nui ma waena o 15-makahiki a me 30-makahiki mau moraki ke ʻano o ka hōʻiliʻili ʻana o nā uku a me ka ukupanee. Me kahi moraki 15 makahiki, ʻoi aku ka nui o kāu uku o kēlā me kēia mahina, akā e emi ana ʻoe i ka uku panee holoʻokoʻa. Me kahi moraki 30-makahiki, ʻo ka mea ʻē aʻe ka hihia. E hoʻopau ʻoe i ka uku hou aku no kou hale ma muli o ka ukupanee. Akā ʻoi aku ka haʻahaʻa o ka uku moraki.
Ke ho'āʻo nei e hoʻoholo i ka manawa o ka moraki, e noʻonoʻo i ka mea maikaʻi loa no kāu kālā. E ho'āʻo e kaupaona i ka huina kālā. Eia kekahi laʻana, e ʻōlelo mākou makemake ʻoe e ʻaiʻē i $150.000 e kūʻai i hale. Hiki iā ʻoe ke koho ma waena o kahi moraki 15 mau makahiki ma 4,00% a i ʻole 30 mau makahiki moraki ma 4,50%. Ma ka papahana 15 makahiki, ʻo kāu uku e pili ana i $1.110 i kēlā me kēia mahina, ʻaʻole me ka ʻinikua a me nā ʻauhau. E hoʻopau ʻoe i ka uku kokoke i $50.000 i ka ukupanee i ke ola o ka hōʻaiʻē.
Nā ʻano o nā moraki 40 makahiki
El plazo de la hipoteca es la duración de su contrato hipotecario. Esto incluye todo lo que el contrato hipotecario establece, incluido el tipo de interés. Los plazos pueden variar desde unos pocos meses hasta cinco años o más.
I ka pau ʻana o kēlā me kēia kau, pono ʻoe e hōʻano hou i kāu moraki. Pono paha ʻoe i kekahi mau haʻawina e uku piha ai i kāu moraki. Inā uku ʻoe i ke koena o kāu moraki i ka hopena o ke kau, ʻaʻole pono ʻoe e hoʻohou.
Hōʻike ʻike ʻia o kahi moraki $300.000 me kahi manawa 5 makahiki a me kahi amortization 25 makahiki. E emi ana ka nui o ka moraki mai ka makahiki 1 a hiki i ka 25 ke uku ia. Hōʻike nā makahiki 1 a hiki i 5 i ka huaʻōlelo. ʻO nā makahiki 1 a hiki i 25 ke hōʻike nei i ka amortization.
ʻO ka moraki hiki ke hoʻololi ʻia, ʻo ia hoʻi, hiki ke hoʻonui ʻia kekahi mau moraki no ka wā lōʻihi. Ke hoʻololi a hoʻonui ʻia ka moraki, hoʻololi ka uku paneʻe. ʻO ka mea maʻamau, ʻo ka uku pānaʻi hou ka mea i hāʻawi ʻia e ka mea hāʻawi kālā no ka manawa lōʻihi.
Hoʻokumu ka manawa o kāu moraki i ka uku panee a me ka uku ukupanee no kekahi manawa. Hiki i kāu moraki ke loaʻa ka uku paneʻe paʻa a ʻokoʻa paha. Ua like ka uku paneʻe paʻa i ke kau. Hiki ke hoʻololi i ka uku pānaʻi loli i ka wā.
40 makahiki helu moraki
Ah, hace 50 años. Eran otros tiempos, ¿no? El ser humano aún no había llegado a la luna, los Beatles estaban de moda en la música, un galón de gasolina costaba 25 centavos y la gente hacía las llamadas telefónicas de pie, a menos que tuvieran un cable muy, muy largo.
ʻO ka moraki 50 makahiki (hoʻokani i ke mele weliweli, hekili, a me ka uē ʻana mai ka hale haunted) he hōʻaiʻē home me ka uku paʻa a me nā uku haʻahaʻa haʻahaʻa i uku ʻia ma mua o 50 mau makahiki. ʻO ia hoʻi, 600 mahina! ʻO ia ka mea nui o nā moraki, ʻo ka Moby Dick o ka hōʻaiʻē, a me ka moraki e hōʻoiaʻiʻo ana e ʻaiʻē ʻoe no ke koena o kou ola makua.
E like me ka hoʻomāinoino ʻana i ka wai Kina, ʻo kahi moraki 50 makahiki he ala lōʻihi a lohi loa e uku ai i kou hale. ʻO ka moraki 50 makahiki i hele mua mai i Kaleponi Hema, kahi e piʻi nui ai nā hale a ke ʻimi nei ka poʻe i nā ala noʻonoʻo e hoʻohaʻahaʻa i ka uku moraki i kēlā me kēia mahina.
E like me kāna mau haʻawina ma nā moraki 15-makahiki a me 30-makahiki, ʻo ka moraki 50-makahiki he moraki paʻa, ʻo ia hoʻi e mau ana ka uku paneʻe ma luna o ke ola (lōʻihi) o ka hōʻaiʻē. E uku ʻoe i ke kumupaʻa a me ka ukupanee i kēlā me kēia mahina a… inā e ola ana ʻoe i ka pau ʻana o ka manawa hōʻaiʻē 50 makahiki, e loaʻa iā ʻoe kahi home.
