Pehea e mālama ʻia ai nā ʻauhau waiwai ma ka pani ʻana
Hōʻike: Aia kēia ʻatikala i nā loulou pili, ʻo ia ka mea e loaʻa iā mākou kahi komisina inā ʻoe e kaomi i kahi loulou a kūʻai i kahi mea a mākou i ʻōlelo ai. E ʻoluʻolu e ʻike i kā mākou kulekele hōʻike no nā kikoʻī hou aku.
ʻO nā kumukūʻai pani he mea koʻikoʻi loa ia o ka waiwai paʻa e pono ai ka poʻe kūʻai hale e hoʻomākaukau, akā ʻo wai ka mea e uku iā lākou? ʻO ka pōkole, uku ʻia nā kumukūʻai pani o ka mea kūʻai aku a me ka mea kūʻai aku ma muli o nā ʻōlelo o ka ʻaelike kūʻai hale, a ʻae nā ʻaoʻao ʻelua. Ma ke ʻano maʻamau, nui nā kumukūʻai pani o ka mea kūʻai aku, akā na ka mea kūʻai aku ke kuleana no kekahi mau kumu pani. Nui ka hilinaʻi i ka ʻaelike kūʻai.
ʻO nā koina pani nā uku a me nā lilo e uku ʻia i ka lā pani. ʻO ke kānāwai maʻamau, ʻo ka nui o nā kumukūʻai pani ma nā ʻāina noho he 3-6% o ka huina kūʻai kūʻai o ka home, ʻoiai ʻokoʻa paha kēia ma muli o nā ʻauhau waiwai kūloko, nā koina ʻinikua a me nā kumu ʻē aʻe.
ʻOiai ua hoʻokaʻawale pinepine nā mea kūʻai a me nā mea kūʻai aku i nā kumukūʻai pani, ua kūkulu kekahi mau wahi i kā lākou mau kuʻuna a me nā hana no ka hoʻokaʻawale ʻana i nā kumukūʻai pani. E ʻoluʻolu e kamaʻilio me kāu mea kūʻai waiwai e pili ana i ka pani ʻana i nā kumukūʻai ma ke kaʻina kūʻai hale, hiki ke kōkua iā ʻoe e kūkākūkā i nā ʻae kūʻai aku. Ma hope e hāʻawi mākou i kekahi mau ʻōlelo aʻoaʻo no kēia.
ʻO wai e uku i ka ʻauhau waiwai ma ka pani ʻana
Pono ke aupuni pekelala e hōʻoia ʻia nā moraki kiʻekiʻe me ka liʻiliʻi ma mua o 20% o ka uku hoʻohaʻahaʻa. ʻO ke kumukūʻai ma waena o 0,60 a me 6,30% o ka nui o ka moraki, i hoʻohui ʻia i ke kumu o ka moraki.
Pono ke aupuni pekelala i 10% o ka uku hoʻohaʻahaʻa ma nā hale i waiwai ʻia ma waena o $500.000 a me $1 miliona e pono ai ka ʻinikua moraki. Pono nā hale i ʻoi aku ma mua o hoʻokahi miliona kālā ka uku haʻahaʻa o 20%. ʻAʻole loaʻa ka ʻinikua moraki no nā hale ma kēia pae kumu kūʻai.
Ma mua o ka ʻae ʻana o ka mea hāʻawi i kāu moraki, pono paha e loiloi ʻia ka waiwai. I kekahi manawa, uhi ka mea hāʻawi i kēia kumukūʻai. Inā ʻaʻole, nau nō ke kuleana. Loaʻa nā uku mai $300 a i $450, me ka VAT.
ʻO ka nānā ʻana i ka home he hōʻike e pili ana i ke ʻano o ka home e pili ana i nā pilikia o ke kūkulu ʻana a me ka wai, a me ka uila, plumbing, ka hale a me ka insulation. He ʻokoʻa nā uku a he $500 a i $900, ma muli o ka nui o ka home a me ka paʻakikī o ka nānā ʻana. Hoʻolimalima kekahi mau mea nānā i kahi uku hou no ka home kahiko a i ʻole kahi home me kahi suite lua, kahi kolo, a i ʻole kahi alahele home.
Pili ʻauhau waiwai ma hope o ke kūʻai hale
ʻO kou home paha kāu kūʻai haʻaheo a koʻikoʻi loa: ʻo nā hana paʻakikī a pau āu i hana ai-nā ʻimi waiwai he nui, nā kūkākūkā ʻaelike, nā nānā ʻana, a me nā pani ʻana-e hiki i ka moeʻuhane o ka home. ʻĀnō, ua hiki mai ka manawa e kūʻai aku ai. A i kēia manawa kēlā?
No ka hoʻokuʻu ʻia, pono e noʻonoʻo ʻia ka home he hale noho mua ma lalo o nā lula Internal Revenue Service (IRS). Ke ʻōlelo nei kēia mau lula ua noho ʻoe i ka hale no ʻelua mau makahiki i hala.
Inā kūʻai ʻoe i hale a me ka piʻi nui ʻana o kona waiwai e kūʻai aku ai ʻoe iā ia i hoʻokahi makahiki ma hope, pono ʻoe e uku i ka ʻauhau kālā. Inā loaʻa iā ʻoe kou home no ka liʻiliʻi ʻelua mau makahiki a hoʻokō i nā lula noho mua, pono paha ʻoe e uku i ka ʻauhau ma ka loaʻa inā ʻoi aku ia ma mua o nā paepae IRS. Hiki i nā kāne male ke hoʻokaʻawale a hiki i $250.000 o ka loaʻa, a ʻo ka hoʻopaʻa ʻana i ka male ʻana e hiki ke hoʻokaʻawale a hiki i $500.000 o ka loaʻa.
ʻauhau ʻia nā loaʻa kālā no ka wā pōkole e like me ka loaʻa kālā maʻamau, me nā uku kiʻekiʻe e like me 37% no nā mea loaʻa kiʻekiʻe; ʻO 0%, 15%, 20%, a i ʻole 28% ka uku ʻauhau kālā no ka wā lōʻihi, a hoʻohana ʻia e pili ana i ka loaʻa kālā a me ke kūlana ʻauhau.
Pehea e hana ai nā ʻauhau waiwai i ke kūʻai ʻana i hale
Ua ʻae ʻia ʻoe no kahi moraki e kōkua iā ʻoe e ʻimi i ka home o kāu mau moeʻuhane. A laila, waiho ʻoe i ka uku, hōʻiliʻili i ke kālā moraki, uku i ka mea kūʻai aku, a loaʻa nā kī, ʻeā? ʻAʻole wikiwiki loa. Pono e noʻonoʻo ʻia nā koina ʻē aʻe. Keia mau koina pani Wehe i ka pukaaniani popup. a hiki ke hoʻololi i nā kumukūʻai hou i kāu hāʻawi, ka nui o kāu uku mua a me ka nui o ka moraki āu e kūpono ai. He liʻiliʻi wale nō ke koho, no laila e makaʻala i kēia mau kumukūʻai mai ka hoʻomaka.
Ke loaʻa iā ʻoe kahi waiwai, pono ʻoe e ʻike i nā mea āpau e pili ana i ka hale, ka maikaʻi a me ka hewa. Hiki i nā nānā a me nā haʻawina ke hōʻike i nā pilikia e hiki ke hoʻopilikia i ke kumukūʻai kūʻai a hoʻopaneʻe a hoʻōki paha i ke kūʻai. He koho kēia mau hōʻike, akā hiki iā lākou ke kōkua iā ʻoe e mālama i ke kālā i ka wā lōʻihi.
Ma mua o ka hāʻawi ʻana i kahi hāʻawi no kahi waiwai, e hana i kahi nānā homeWehe i kahi pukaaniani pop-up. Inā pono ka hale e hoʻoponopono, makemake ʻoe e ʻike koke. ʻO ka nānā ʻana i ka home e kōkua iā ʻoe e hoʻoholo i ka ʻike e pili ana i ke kūʻai ʻana i home. I kēlā manawa, hiki iā ʻoe ke hele a nānā ʻole i hope.
