ʻO wai ka panakō e hāʻawi i nā kūlana moraki maikaʻi loa?

He aha ka mea e nānā ai i loko o kahi moraki

Ma kahi o ka honua āu e noʻonoʻo nei e kūʻai i kahi waiwai, ʻo ka lawe ʻana i kahi moraki kahi o nā manawa nui o ke ola e pōmaikaʻi ai mai ka noho ʻana a i ʻole hoʻopukapuka kālā, akā ʻo ia hoʻi no ka hapa nui o ka poʻe i ka ʻaiʻē nui a lōʻihi loa a lākou e lawe ai. .

I nā makahiki i hala iho nei, ua ʻike mākou i nā hihia he nui a puni ka honua o nā waiwai i hoʻihoʻi ʻia ma muli o ka hapa nui, no ka moraki a me ka uku ʻole ʻia. I Kelemānia, akā naʻe, ʻaʻole mākou i ʻike i kēlā mau pilikia, ma muli o ke ʻano conservative o nā mea hāʻawi kālā Kelemania.

No nā poʻe malihini he nui e noʻonoʻo ana e lawe i kahi moraki Kelemania, hiki ke hoʻonāukiuki kēia manaʻo. Ke hele mai nei mai UK a i ʻole US ʻaʻole mākou i maʻa i ka mea e like paha me nā nīnau nīnau nīnau e pili ana i ko mākou kūlana pilikino/kālā.

He hana ʻoe a i ʻole hoʻohana iā ʻoe iho? Inā he hana kāu, aia paha ʻoe ma ka hoʻāʻo ʻana a i ʻole he ʻaelike hana palena ʻole kāu? Hiki ke pilikia nā mea ʻelua i ka hāʻawi ʻana i kahi hōʻaiʻē.

Pehea e kūʻai ai i kahi moraki me ka ʻole e hōʻeha i kāu hōʻaiʻē

ʻO Greener Mortgages mai Virgin Money He hana ʻoi aku ka maikaʻi no ʻoe a me ka honuaInā ʻoe e kūʻai aku nei i hale hoʻoikaika ikaika hou, e loaʻa iā ʻoe ka uku pānaʻi haʻahaʻa a kōkua i ke kaiapuni me kā mākou ʻano hou o nā moraki ʻōmaʻomaʻo.

No ke aha e koho ai i kahi moraki mai Virgin Money? E hoʻomanaʻo e nānā mau mākou i ka pono o kā mākou moraki iā ʻoe ma mua o ka hāʻawi ʻana i kahi hāʻawi.

ʻO kahi mea kūʻai hale hauʻoli no ka poʻe kūʻai mua e kōkua kā mākou app iā ʻoe i kēlā me kēia pae o ke ala Kūkulu i kāu hoʻolālā pilikino E kiʻi i ke kōkua i ka hana ʻana i kahi hoʻolālā pilikino e kūpono i kou kūlana a me kou mau manaʻo. ʻo ʻoe ma hea ʻoe i kāu huakaʻi a me nā mea e pono ai ʻoe e hana aʻe me kahi papa inoa kōkua. ʻO ka ʻike ka mana.

He aha ka mea e hāʻawi ai i ka moraki maikaʻi

ʻO ka nui o ka hōʻike manaʻo o ka mea kūʻai aku (mai loko o 5) ka helu hōʻike manaʻo o ka mea kūʻai aku (mai loko o 5) 1 mau hiʻohiʻona maikaʻi loa 2Bank of America4,6Chase Homebuyer Grants and Unique Loan Options4,6Chase Homebuyer Grants homebuyer a me nā koho hōʻaiʻē kūʻokoʻa CMG Financial5,0 ʻO ka lawelawe mea kūʻai aku nui, nā koho hōʻaiʻē kūʻokoʻa CrossCountry Mortgage 4,9 Nā uku uku haʻahaʻa, nā koho hōʻaiʻē kūʻokoʻa Movement Mortgage5. 0Ka lawelawe kūʻai maikaʻi, ʻike maikaʻi ma ka pūnaewele New American Funding4.9Ka uku pānaʻi haʻahaʻa, nā ʻōlelo hōʻaiʻē maʻalahi Prosperity Home Mortgage5.0Ka uku ukupanee haʻahaʻa, lawelawe mea kūʻai maikaʻi ʻo Supreme Lending4.9Palapala hōʻaiʻē kūʻokoʻa Veterans United 4.8Maikaʻi no ka poʻe kahiko, nā lālā mai ka lawelawe

ʻO ka loaʻa ʻana o ka uku pānaʻi haʻahaʻa e hoʻohaʻahaʻa i kāu uku moraki i kēlā me kēia mahina a mālama ʻoe i ke kālā i ka wā lōʻihi. Hiki iā ʻoe ke hoʻonui i kāu kālā no ke kūʻai hale. No laila, mai lele i kēia kaʻina. ʻO ka hoʻohālikelike ʻana i ka uku ukupanee ma ka moraki kekahi o nā mea nui loa e hiki i ka mea kūʻai hale mua ke hana.

Loaʻa i ka pūnaewele Bank of America kahi palapala pūnaewele holoʻokoʻa i hoʻolaʻa ʻia i nā mea kūʻai mua. Loaʻa kēia i nā wikiō no nā mea kūʻai hale mua i hoʻolālā ʻia e lawe i ka mea pohihihi mai ke kūʻai ʻana i kou home mua.

ʻO nā hōʻaiʻē wikiwiki

He lawelawe hoʻohālikelike kūʻokoʻa mākou, kākoʻo hoʻolaha. ʻO kā mākou pahuhopu ke kōkua iā ʻoe e hana i nā hoʻoholo kālā ʻoi aku ka maikaʻi ma o ka hāʻawi ʻana i nā mea hana pili a me nā helu helu kālā, ka hoʻopuka ʻana i nā ʻike kumu a me ka ʻae ʻole, a e ʻae iā ʻoe e alakaʻi i ka noiʻi a hoʻohālikelike i ka ʻike no ka manuahi, no laila hiki iā ʻoe ke hoʻoholo kālā me ka hilinaʻi.

ʻO nā hāʻawi i hōʻike ʻia ma kēia pūnaewele mai nā hui e uku mai iā mākou. Hiki i kēia uku ke hoʻololi i ke ʻano a me kahi e ʻike ʻia ai nā huahana ma kēia pūnaewele, me ka laʻana, ke ʻano o ke ʻano e ʻike ʻia ai i loko o nā papa inoa. Akā ʻaʻole pili kēia uku i ka ʻike a mākou e paʻi ai, a me nā loiloi āu e ʻike ai ma kēia pūnaewele. ʻAʻole mākou e hoʻokomo i ka honua o nā hui a i ʻole nā ​​​​haʻawina kālā i loaʻa iā ʻoe.

He lawelawe hoʻohālikelike kūʻokoʻa mākou i kākoʻo ʻia e hoʻolaha. ʻO kā mākou pahuhopu ke kōkua iā ʻoe e hoʻoholo i nā hoʻoholo kālā ma o ka hāʻawi ʻana i nā mea hana pili a me nā helu helu kālā, ka hoʻopuka ʻana i nā ʻike kumu a me ka pahuhopu, a hiki iā ʻoe ke alakaʻi i ka noiʻi a hoʻohālikelike i ka ʻike no ka manuahi, no laila hiki iā ʻoe ke hoʻoholo kālā me ka hilinaʻi.