Ibhethri yezinyathelo zentela ezimenyezelwe ngoLwesine nguNgqongqoshe Wezezimali ngemuva kwezingxoxo ezicacile ne-Unidas Podemos ukuze zingashiywa ngaphandle kwe-avalanche yokunciphisa intela egunyazwe ohulumeni abazimele, kokubili i-PP kanye ne-PSOE, ishiya ukunciphisa okukhethiwe. yentela yemali engenayo yomuntu siqu ngerenti encane ngama-euro angu-21.000 kanye nentela entsha yemali eningi, kodwa futhi nezinyathelo ezimbalwa zobubanzi obuhlukahlukene ezishiya abawinile nabahluliwe. Ungubani phakathi kwakho?
Uyahola?
Uma usebenzela omunye umuntu futhi uthola iholo lanyanga zonke, ukwehliswa kwentela okugunyazwe uHulumeni kuzokuthinta kuphela uma iholo lakho lonyaka lingaphansi kwama-euro angu-21.000. Kunamaqembu amabili azuzayo ngokukhethekile. Okokuqala, abantu abacishe babe ingxenye yesigidi abathola iMinimum Wage, abathi ngo-2022 banemali ekhokhelwa nyanga zonke yama-euro ayi-14.000 futhi okuthe ukwenyuka osekumenyezelwe ngo-2023 basabisa ngokuxoshwa embundwini omkhulu lapho inkampani ingagodli lutho. ukubamba ku-payroll, nayo etholakala kuma-euro ayi-14.000. Ukuze ugweme lesi sijeziso, uHulumeni uthathe isinqumo sokukhuphula umkhawulo wentela obuncane obusungulwe ngokomthetho ube ama-euro ayi-15.000. Ngokusho kochwepheshe bentela okuxoxiswe nabo, le ndlela izosho ukonga phakathi kwama-euro angama-400 no-500 ngonyaka kuleli qembu.
Uzozuza futhi uma uphakathi kwabahola amaholo abayizigidi ezingu-3,5 abahola imali engaphansi kwama-euro angu-21.000 kodwa okudingeke ukuthi, ngenxa yokuthi bathola iholo kubakhokhi abahlukahlukene noma ngenxa yokuthi banezinye izinhlobo zeholo, kudingeka bathumele Isitatimende Semali Engenayo. Kuze kube manje, ukuncishiswa okukhethekile kwama-euro angu-5.565 kusetshenziswa emalini engenayo evela emsebenzini ogunyazwe ngo-2018 njengokwesekwa kwentela kwabahola kancane kuphela, ngesilinganiso esinciphayo, phakathi kwama-euro angu-14.000 kanye nama-euro angu-18.000, ukuze abakhokhi bentela abangama-euro angu-14.000 Ungafaka isicelo. ukuncishiswa okuphelele kanye nama-euro angaphezu kuka-18.000 avaliwe. Uguquko lukahulumeni ngeke nje lwandise lokhu kwehliswa ngaphezu kwama-euro ayi-6.000, kodwa futhi luzokwandisa uhla lwayo lwezenzo phakathi kwama-euro ayi-15.000 nama-euro angama-21.000.
Isilinganiso esenziwe nguMnyango Wezezimali siqinisekisa ukuthi isisebenzi esisodwa esingenamali yomndeni esihola iholo lonyaka lama-euro ayi-18.000 sizothola ukonga intela yama-euro angama-746, okuzosho ukwehliswa ngo-40% kulokho okufanele akukhokhele intela yentela yomuntu siqu kulo lonke izwe. unyaka.. Okuxakayo ukuthi ukonga kuzokwehla kubasebenzi abanezingane ezibondliwayo. Isisebenzi esithole ama-euro angu-19.000 futhi sinezingane ezimbili isikhundla sizogcina kuphela ama-euro angu-331, ngokusho kwemifanekiso eyenziwa nguMnyango Wezezimali; futhi inhloko yomndeni onenzalo emibili kanye nomholo wonyaka wama-euro ayi-18.500 uzokonga ama-euro angama-516.
Uma uphakathi kwendawo yokudlela yabakhokhintela, noma ngabe unama-euro angaphansi kuka-15.000 omholo wonyaka noma uthola ngaphezu kwama-euro angu-21.000, izinga lesaphulelo sikahulumeni ngeke likuthinte. Uma kuzothinta, ngokuzenzakalelayo, uma ukhushulwe iholo futhi nakakhulu uma kukwenze weqa ubakaki wemali engenayo, lapho ibhalansi kuyoba ukuthi bazokhokha ngaphezulu.
Ingabe uyazisebenza?
Uma uzisebenza, uHulumeni ukubekele iso elincane. Okokuqala nje, uma uphakathi kwabazimele abangu-577.688 abafakwe ohlelweni lwemojuli, uzozuza ekuncishisweni okwengeziwe ngo-5% ekusebenzeni kwamamojula ngo-2023, okuyilokho labo abakhokhiswa intela ngo-10%.
Ngaphezu kwalokho, uMnyango wezeziMali uzokwengeza ukwehliswa kwezindleko ezidonswayo okunzima ukuzithethelela zisuke ku-5% ziye ku-7%. Lokhu kubalwa ngevolumu yenzuzo yonke yomuntu ozisebenzelayo, ukuze uthole inzuzo yonyaka elinganiselwa ku-20.000 euros, uzosuka ekwazini ukukhipha ama-euro ayi-1.000 ngezindleko okunzima ukuzithethelela ukuthi udonse ama-euro ayi-1.400. . Umkhawulo omkhulu osebenza kuzinga ama-euro ayi-2.000.
Ingabe uhola impesheni?
UMnyango wezeziMali uthi ukubuyiselwa kwentela "akuhloselwe abahola impesheni" kunalezo uHulumeni aseziqinisekisile kakade ukuthi uzogcina amandla akhe okuthenga ngokubuyekeza ama-payrolls abo nge-CPI evamile ka-2022, ezoba ngaphezu kuka-8%. Uma uhola impesheni futhi usebangeni lemali engenayo eliphakathi kuka-15.000 no-21.000 wama-euro, uzokwazi ukusizakala ngebhonasi ephezulu kakhulu esetshenziswe kulesi sigaba. Ngokwezibalo ezenziwe uMnyango Wezezimali, umeya oneminyaka engu-65 ubudala ohola impesheni oneholo lonyaka lama-euro angu-16.500 689 uzohlomula ekudonsweni kwentela yamahhala yama-euro angama-XNUMX ngalolu shintsho.
Ukwehliswa kwentela ngeke kuzuzise abahlomuli bemali encane yempesheni, kodwa kukhona amaqembu athile azobona ukwehla kwentela yawo ngenxa yalesi silinganiso. Ukulahlekelwa kwakho ukuthi unemali encane yempesheni ephakathi kuka-15.000 no-21.000 wama-euro, phakathi kwawo kukhona asebethathe umhlalaphansi abangaphezu kweminyaka engama-65 ubudala ngaphambi kwesimo sokukhubazeka okukhulu nabaqoqi bemali encane yempesheni yokukhubazeka kwesikhashana ngenxa yokukhubazeka okukhulu. Sebebonke, babalelwa ku-1,5 million abahola impesheni abazokwazi ukusizakala ngokuncishiswa kwentela.
Ngeke kushiwo ukuthi ukuguqulwa kwentela okumenyezelwe ngoLwesine nguHulumeni akuthathi hlangothi kwabahola impesheni. Uma kunonyaka uMnyango kaMgcinimafa uzosala nengxenye yokunyuswa kwemali kuze kufike kwabahlomula kakhulu impesheni ku-370.000 8. Ukwenyuka kuka-2023% okulindeleke ezimpeshenini zonyaka ka-XNUMX ngenxa yokwehla kwamandla emali okungalawuleki kulo nyaka kungenza abaningi. Ukuphasa kwabahola impesheni kunengxenye ebiza kakhulu yentela yemali engenayo yomuntu siqu, nezindleko zentela ezengeziwe ezihambisanayo kubo kanye nemali engenayo ehambisanayo yoMgcinimafa.
Ingabe unazo izitoko noma izimpahla ezikhiqiza imbuyiselo?
Abalondolozi bazophinde bakhokhe isikweletu salokhu kuguqulwa kwentela. UHulumeni uye wajulisa indlela ezolandelwa ngo-2021 futhi ukhuphule izinga le-IRPF lemali engenayo yenzuzo yembuyiselo phakathi kuka-200.000 no-300.000 wama-euro iphuzu elilodwa ngaphezulu, kuze kufike ku-27%; kanye namaphuzu amabili kulabo abangaphezulu kwama-euro angama-300.000, afika ku-28%. Uma ungomunye wabakhokhi bentela abangu-17.814 abavamise ukumemezela izinzuzo ezinkulu kanye nezinzuzo ezingaphezu kwama-euro angu-200.000 ku-Income Statement, izindaba ezimbi. Kuzodingeka ukhokhe izintela ezengeziwe. Ngokwezibalo zoMnyango wezeziMali, izindleko zezimali ezimaphakathi ezengeziwe zalezi zonga ezinkulu zizoba cishe ama-euro ayi-11.500 ngonyaka.
Ngaphansi kwalolu hlelo olusha, umkhokhi wentela ozothola ukutshalwa kwezimali kwezabelo kanye nenye imali engenayo eyi-capital yama-euro angama-250.000 uzosuka ekukhokheleni ama-euro angama-57.880 kubo ngentela yeholo lomuntu akhokhe ama-euro angama-58.380, ama-euro angama-500 ngaphezulu. Uma lezo zimbuyiselo bezingama-euro angu-450.000, inkokhelo eyengeziwe ingaba ama-euro angu-3.000.
Ingabe uyini 'ifa elikhulu'?
Uma unempahla engaphezu kwezigidi ezintathu futhi uhlala eMadrid noma e-Andalusia, izindaba ezilethwa uhulumeni wobumbano kuwe nazo azikukhuthazi. Intela yombuso entsha eklanywe yi-PSOE kanye ne-Unidas Podemos izoqeda ngepeni izinzuzo zentela ezingaphezu kuka-10.000 zabakhokhi bentela baseMadrid abanezimpahla ezimenyezelwe zama-euro angaphezu kwezigidi ezintathu asebezijabulele cishe iminyaka eyishumi.
Intela yombuso entsha izobuyisela I-Wealth Tax lapho ohulumeni bezifunda bezonquma ukuyixhasa ngenxa yokuthi bayibheka njengengasenamsebenzi noma ilimaza umsebenzi wezomnotho kanye namazinga entela afanayo nentela esusiwe. Ngokwemininingwane evela eMnyangweni Wezezimali, lolu shintsho lwentela, oluzoqala ukusebenza ekuqaleni kuka-2023, luzophoqa abakhokhi bentela baseMadrid abanezimpahla ezimenyezelwe phakathi kwama-euro ayizigidi ezintathu kuya kweziyisithupha ukuthi bakhokhe isilinganiso sama-euro angu-20.000 ezintela; ama-euro angaphezu kuka-100.000 kulabo abamemezela izimpahla eziphakathi kwezigidi eziyisithupha nezingu-30; futhi asondele kuma-euro angu-800.000 kulabo abeqa amafa ayizigidi ezingu-30.
Ungowesifazane?
Uhulumeni ugcine ethathe isinqumo sokwehlisa izinga le-VAT elisetshenziswa emikhiqizweni yokuhlanzeka kwabesifazane lisuka ku-10% liye ku-4%. Isilinganiso sinomfanekiso ongaphezu kobukhulu bezomnotho, kodwa ngokunengqondo sizosho ukwesabeka kwangempela kubasebenzisi bemikhiqizo efana nama-tampons nama-pads. I-Organisation of Consumers and Users (OCU) ilinganisele le nsizwa kuma-euro angu-60 ngophethiloli waminyaka yonke, okuwuhlobo lomkhiqizo. Ngalesi sisekelo, ukonga konyaka kulokhu kwehliswa kwentela kuzoba cishe ama-euro amabili ngowesifazane ngamunye.
