Abona babolekisi bezindlu kufuphi nam
Khumbula ukuba iireyithi zahlukile kumboleki ngamnye. Ke kuya kufuneka uthelekise ababolekisi abaninzi abahlukeneyo ukuze ufumane isivumelwano sakho esihle. Elona nqanaba lilungileyo lenzala yemali-mboleko inokuphuma okanye ingaphumi kwenye yeenkampani ezikolu luhlu.
Khumbula ukuba iireyithi ziyahluka ukusuka kumboleki ukuya kumboleki kwaye izinga lakho eliphantsi linokuthi okanye lingaphumi kumbolekisi kolu luhlu. Ababoleki kufuneka bathelekise unikezelo olusuka kubabolekisi abathathu okanye abahlanu ubuncinane ukufumana elona xabiso likhulu lokuboleka imali.
Nangona kunjalo, amaxabiso emali-mboleko yembali anokuba sisikhokelo esiluncedo ekuncedeni ukuba ufumane iibhanki ngeyona ndlela isezantsi yokuboleka imali. Olu luhlu lungezantsi sisiqalo esihle ukuba ujonge elona zinga lilungileyo lenzala yemali mboleko yakho entsha.
Umbolekisi we-mortgage Umndilili wereyithi ye-mortgage yeminyaka engama-30 (2021)I-FREEEDOM MORTGAGE CORPORATION2,66%BANK YASE-AMERICA2,80%AMAGQESHO AMANQAKU EZIMALI EZIMALI ZE-UNITED HOME*2,86%I-BETTER MORTGAGE CORPORATION2. 86%PENNYMAC2.87%AMERISAVE MORTGAGE CORPORATION2.90%NAVY FEDERAL CREDIT UNION*2.93%INDAWO YEKHAYA YOSHISHINO LWEMALI2.94%LOANDEPOT.COM2.99%CALIBER HOME LOANS, INC.2% MONO.99 MORTGET. INC.3.00%BANKABANTU 3.01%CHASE BANK3.01%NEWREZ LLC3.02%PNC BANK3.06%LAKEVIEW INKONZO YOMBOLEKO-MALI, LLC3.08%IMALI-MALI ENTSHA YASEAMERICAN3.08%GUILD MORTGAGE COMPANY3.08%CARDINAL%FINANC3.09. I-MOVEMENT MORTGAGE, LLC3.10%UMR. COOPER3.12%WELLS FARGO3.13%CROSSCOUNTRY MORTGAGE, INC.3.14%FAIRWAY INDEPENDENT MORTGAGE CORPORATION3.16%FLAGSTAR BANK, FSB3.18%VANDERBILT MORTGAGE KUNYE NEZIMALI, INC.3.19%3.26%3.28%3.59%XNUMX%BANKISTXNUMX%US.
Abona babolekisi bezindlu ngetyala elibi
Uninzi okanye zonke izinikezelo kule ndawo zivela kwiinkampani apho abangaphakathi babuyekezwa (uluhlu olupheleleyo, bona apha). Iingqwalaselo zentengiso zinokuphembelela indlela kunye nalapho iimveliso zivela khona kule ndawo (kubandakanywa, umzekelo, ukulandelelana kwazo), kodwa azichaphazeli naziphi na izigqibo zokuhlela, ezifana nokuba zeziphi iimveliso esibhala ngazo kunye nendlela esizivavanya ngayo. I-Personal Finance Insider iphanda uluhlu olubanzi lweentengiso xa usenza iingcebiso; nangona kunjalo, asiqinisekisi ukuba ulwazi olunjalo lumele zonke iimveliso okanye unikezelo olukhoyo kwimarike.
I-Personal Finance Insider ibhala malunga neemveliso, izicwangciso, kunye neengcebiso zokukunceda wenze izigqibo ezifanelekileyo ngemali yakho. Sinokufumana ikhomishini encinci kumaqabane ethu, anje ngeAmerican Express, kodwa iingxelo zethu kunye neengcebiso zihlala zizimeleyo kwaye zinenjongo. Imigaqo isebenza kunikezelo oluvela kweli phepha. Funda izikhokelo zethu zokuhlela.
*Amanqaku etyala asezantsi ngawokungqinelana mboleko, okanye iNavy Federal and Veterans United VA mboleko. Ukuba ulufanelekela olunye uhlobo lwemali mboleko, usenokukwazi ukufumana imali-mboleko enamanqaku asezantsi. AbaBoneleli beMortgage Abagqwesileyo ngoMeyi 2022 Ukukhetha umbolekisi ofanelekileyo wemali mboleko kudlala indima ebalulekileyo ekufumaneni esona sivumelwano sihle kwimali mboleko yakho. iintlobo ngeentlobo zemboleko-mboleko kwaye bafumene i-A+ evela kwiBusiness Business Bureau, ngaphandle kweNavy Federal Credit Union, Chase, kunye ne-Guild Mortgage. I-Navy Federal inereyithingi ye-NR. I-Chase ine-B- kunye ne-Guild Mortgage ine-A- rating evela kwi-BBB. Uninzi lweendlela zethu eziphezulu zokukhetha zikwagqwesa ekwanelisekeni kwabathengi kwaye zamkele ezinye iindlela zetyala ukuba awunayo.
Eyona bhanki ilungileyo yokufumana imali mboleko
Siyinkonzo yothelekiso ezimeleyo, exhaswa yintengiso. Injongo yethu kukukunceda wenze izigqibo zemali ezikrelekrele ngokubonelela ngezixhobo ezisebenzisanayo kunye nezibali zemali, ukupapasha umxholo wokuqala kunye nenjongo, kwaye ikuvumela ukuba wenze uphando kwaye uthelekise ulwazi simahla, ukuze wenze izigqibo zemali ngokuzithemba.
Unikezelo oluvela kule ndawo lusuka kwiinkampani ezisibuyekezayo. Le mbuyekezo inokuphembelela indlela kunye nalapho iimveliso zivela khona kule sayithi, kubandakanywa, umzekelo, indlela ezinokuvela ngayo kwiindidi zodweliso. Kodwa le mbuyekezo ayichaphazeli ulwazi esilupapashayo, okanye nophononongo olubonayo kwesi siza. Asibandakanyi indalo yonke yeenkampani okanye izibonelelo zemali ezinokufumaneka kuwe.
Siyinkonzo yothelekiso ezimeleyo, exhaswa yintengiso. Injongo yethu kukukunceda wenze izigqibo zemali ezikrelekrele ngokubonelela ngezixhobo ezisebenzisanayo kunye nezixhobo zokubala zemali, ukupapasha umxholo wokuqala kunye nenjongo, kwaye ikuvumela ukuba wenze uphando kwaye uthelekise ulwazi simahla, ukuze wenze izigqibo zemali ngokuzithemba.
Ababolekisi abangcono kakhulu kwi-intanethi ye-mortgage
ICoventry, iNqununu kunye neYorkshire Building Societies ziphakathi kwababolekisi abaphezulu bemali mboleko kumanqanaba ethu azimeleyo. Skrolela ezantsi ukuze uthelekise ababolekisi bezindlu zase-UK kwaye ubone ukuba kutheni.Xa uthelekisa imali yokubambisa, ayizizo kuphela iifizi kunye nenzala omele uyithathele ingqalelo, kuba umgangatho wenkonzo yomxhasi wombolekisi nawo ubalulekile.
Inkampani ibikwezona tafile zintathu ziphezulu zeFairer Finance's mortgage table ukusukela oko zadalwa ngo-2014 kwaye inelona nqaku liphezulu elubala kushishino. Oku kuthetha ukuba yeyona nto icacileyo kunye nabaxumi bayo malunga nazo zonke iindleko ezibandakanyekayo kwisivumelwano semali mboleko yabo.
Le Cardiff-based ukwakha uluntu yinxalenye yothungelwano Welsh, kodwa akuyomfuneko ukuhlala Wales ukuze bazuze kwinkonzo yayo ebalaseleyo yabathengi. NjengoCoventry, nayo inembali yamabango ebalaseleyo.
I-arhente iya kuba nakho ukucebisa umbolekisi onokuthi asamkele isicelo sakho. Izicelo ezikhatywayo zinokubiza ukuba uhlawule imirhumo kwangaphambili kwaye unokuba sengozini yokuphulukana nepropati ofuna ukuyithenga.
