Idealist yaseSpain
Iindleko zokuthenga ipropati eSpeyin nge-mortgage ingahluka kakhulu ngokuxhomekeke kwixabiso lepropati, ummandla apho ipropati ibekwe khona, abacebisi abaqeshwe (amagqwetha, ii-brokers, ii-arhente, njl. njl.) kunye nesivumelwano esivunyelweneyo umthengisi okanye i-arhente yezindlu. Oko kwathiwa, uqikelelo lweendleko ze-10-13% yexabiso lokuthenga okwangoku liyisikhokelo esihle. Kwimeko yethu, iindleko zizonke ziyi-12,46% yexabiso elibhengeziweyo.
Ezinye iibhanki zinemirhumo encinci yokuvula kwaye amagqwetha, iiarhente kunye neenkampani zovavanyo nazo zinemirhumo encinci. Oku kuthetha ukuba kwiipropati ezinexabiso eliphantsi, iindleko njengepesenti yexabiso lepropati zingaphezulu kakhulu kune-13%. Kwiipropati ezixabisa ngaphantsi kwe-€ 40.000, i-mortgage isenokungabi sesona sisombululo sineendleko.
Njalo khangela ukuba i-arhente yokuthengisa ifake ikhomishini yabo kwixabiso lokuthenga. Ezinye ii-arhente zenza kwaye azihlawulisi umthengi ngokuthe ngqo. Abanye abayenzi, ngoko yijonge phambi kokuvavanya iindleko zizonke.
Thenga indawo eSpain
Ingaba kufuneka ndifake nini isiBhengezo sam soButyebi? Abo kufuneka bangenise ifomu yokubhengezwa kwempahla eSpeyin baya kuba ukususela ngo-Epreli ukuya kwi-30 kaJuni kunyaka ngamnye, ngokuhambelana nexesha le-IRPF IP irhafu engqongqo yomntu ngamnye, ngoko isibini esitshatileyo kufuneka singenise ifomu nganye kwaye Umzekelo, ubunini bempahla kunye namalungelo aqhelekileyo kuzo zombini, ziya kubalelwa kwisiqingatha ngasinye kuzo. Ifomu eza kuthunyelwa imodeli 714. Gcina ukhumbule ukuba iirhafu zerhafu, umda kunye nezaphulelo zingatshintsha kwaye siyakucebisa ukuba ufune iingcebiso zengcali kubacebisi berhafu abanokujongana neRhafu yoBuTyebi kuwe. «Prev1 / 3Okulandelayo «Imodeli 720: Iirhafu kubahlali baseSpain. Kufuneka uhlawule? IRhafu yoMvuzo kunye noButyebi kwabangengabo abahlali eSpain Ukucwangciswa kwerhafu kubahlali baseSpainGcina imali kwimbuyekezo yeRhafu yoMvuzo eSpain «Prev1 /3Okulandelayo»
Iirhafu zaseValencia
UFrancisco ligqwetha elinamava ebelimele izithethi zesiNgesi eSpain phantse iminyaka engama-30. Ukhethekile kuMthetho woLuntu (usapho, ilifa, iikhontrakthi, amabango, amabango e-inshorensi kunye namabango epropathi), uMthetho woRhwebo (ulwakhiwo lwenkampani) kunye noMthetho wezaBasebenzi.
U-Angela uneminyaka engaphezu kwama-20 yamava njengegqwetha eliseSpeyin. Uye wanceda abathengi abathetha isiNgesi kulo lonke ixesha lomsebenzi wakhe wokuthengisa izindlu nomhlaba, umthetho weshishini, ukufudukela kwelinye ilizwe, kunye nakwiindawo ezihlala zichukumisa ubomi babahlali bamanye amazwe, njengomthetho weentsapho kunye nemicimbi yelifa.
UFrancisca ligqwetha elinamava kakhulu kunye neminyaka eyi-15 yamava encedisa abathengi abathetha isiNgesi kwiinkalo ezahlukeneyo, kubandakanywa nomthetho wezindlu, kwaye unemvelaphi yezemfundo echukumisayo equka iinkosi kumthetho wentsapho kunye nomthetho wolwaphulo-mthetho. UFrancisca uchithe iminyaka emihlanu ehlala eLondon kwaye ugcine inqanaba eliphezulu lesiNgesi kude kube namhlanje.
Irhafu yendawo yokuhlala eSpain
Inani leenkonzo zoluntu liphosakele kakhulu. Ukusukela ngoJanyuwari ka-2022 ndihlawula i-euro ezili-144 ngenyanga nje ngombane, kwaye loo nto ayinayo umoya okanye ukufudumeza okuphakathi. Ngoku bala i-euro ezingama-200 ngenyanga ngombane namanzi kuphela.
Ngomsebenzi wakho kunye namava akho, lindela ubuncinci umvuzo we-2.500 ye-euro ekhohlakeleyo ngenyanga kwisikolo sabucala. Kulula ngeprofayile yakho, ndiqinisekile ukuba uya kuwufumana umsebenzi ngokulula kwaye ukuba awukho kwisixeko saseValencia uya kuba kwindawo ekufutshane, indawo ekumntla-ntshona weValencia inezikolo ezininzi zabucala nezamazwe ngamazwe apho ungaya khona. ngeCV yakho namava. Umnqweno omhle
Molo! Siyintsapho ye-3 ngoku ehlala eYaounde, eCameroon. Besikhenketha ihlabathi njengabahlohli bamazwe ngamazwe. Enyanisweni sigqiba ama-adventures ethu ase-Afrika ngo-2021. Siye sathandana noValencia kwaye siye sagqiba ukuthenga ipropati ngo-2020. Nangona, siyazibuza ukuba sinokuqhubeka nomsebenzi wethu wokufundisa eValencia. Inokwenzeka njani? Ngaba izikolo zingaqesha ootitshala abaneziqinisekiso ezingezizo ezeSpanish? Amava ethu ikakhulu angaphandle kweYurophu; izikolo zamazwe ngamazwe ezinamava ahlukeneyo ekharityhulam – IB, American, Montessori, AEFE kunye neKharityhulam yeSizwe yesiNgesi. Sinobuzwe baseFransi.
