Ukubhala
Amakhaya osapho olunye, izindlu zangasese, iikhondom ezahlulwe okanye ezingahlulwanga, i-duplexes, i-triplexes, i-quadruplexes, iindidi zepropati zininzi. Ukuthengiswa kwepropati yinguqu enkulu yobomi enokubangela inkxalabo eninzi.Nangona ukuthengiswa kwepropati kuyinto eqhelekileyo, bambalwa abantu abanolwazi ngamaxwebhu ahlukeneyo afunekayo kule ntengiselwano ye-real estate. Apha ngezantsi kukho isishwankathelo sala maxwebhu afunekayo ukukunceda ulungiselele ngcono olu tshintsho lunika umdla ebomini.
Nje ukuba isithembiso sokuthenga okanye isiphakamiso esichasayo kwisithembiso sokuthenga samkelwe kwaye yonke imiqathango yesithembiso sokuthenga ifezekisiwe, ukuthengiswa kwepropati kwenziwa ngokusesikweni ngokutyikitya isivumelwano sentengiso phambi kommeli wamatyala. I-deed of sale ibhalwe ngummeli ohlonipha amalungelo omthengisi kunye nomthengi. Kwincwadi yokuthengisa kukho izinto ezininzi ezifana, phakathi kwezinye, ulwazi loqhagamshelwano lomthengi kunye nomthengisi, inkcazo yokubandakanywa, ixabiso lentengiselwano kunye nesixa seemali ze-notary.
Iintlobo zezivumelwano zokubambisa
Njengoko kuphawuliwe ngasentla, ukukhangela isihloko kuqinisekisa ukuba kukho isihloko esicacileyo sepropati okanye ukuba kukho izithintelo okanye ezinye iziphene, ezifana neempazamo kwiirekhodi zoluntu, ezithintela ukudluliselwa kwayo phakathi kwamaqela. Inkqubo ngokuqhelekileyo iyenzeka kwintengiselwano ye-real estate, njengokuthengwa kunye nokuthengiswa kwezindlu, okanye ukuthengwa kunye nokuthengiswa kweemoto.
Ukhangelo lwesihloko lukholisa ukwenziwa yinkampani enetayitile okanye igqwetha egameni lalowo ulindeleke ukuba abe ngumthengi ofuna ukwenza umnikelo kwipropati. Inkqubo inokuthi iqaliswe ngumbolekisi okanye elinye iqumrhu ukuqinisekisa ubunini bepropati ukuze kuqinisekiswe ukuba kukho nawaphi na amabango okanye izigwebo malunga nepropati. Le nkqubo idla ngokuqhutywa phambi kokuba kuphunyezwe imali-mboleko okanye enye ikhredithi esebenzisa loo propati njengesibambiso.
Igqwetha okanye inkampani yetayitile iyakukhangela iirekhodi zoluntu ngobunini bepropati phambi kokuba uvale isivumelwano sendlu njengomthengi olindelekileyo. Nje ukuba uphendlo lugqityiwe, uya kufumana ingxelo yesihloko sokuqala.
Yintoni isiqinisekiso semali mboleko
Kodwa ayifani yonke imisebenzi yasekhaya. Banokuwela kwiindidi ezahlukeneyo, kwaye kukho ama-nuances kwinto nganye onokuthi ungaqhelananga nayo. Eli nqaku liza kuphonononga ukuba yintoni na isiqinisekiso sendlu kunye nendlela esichaphazela ngayo amalungelo akho epropathi njengomnini-ndlu.
Ngaphambi kokuba umntu obelweyo amkele isivumelwano, igqwetha lakho liya kuqhuba uphando lwetayitile ukuqinisekisa ukuba ipropati icacile kwii-liens. Intengiselwano kufuneka kwakhona ifayilishwe kwiofisi yomshicileli wengingqi apho ipropati ikhoyo.
Ngeendlela ezininzi, uxwebhu lwendlu kunye nesihloko sendlu zifana kakhulu, ezinokubangela ukudideka. Nangona kunjalo, ukuqonda umahluko phakathi kwala magama mabini kuya kwenza inkqubo yokuthenga ikhaya ibe lula.
Isiqinisekiso sewaranti jikelele sinikezela ngokhuseleko olukhulu kumntu ogqithiselwayo, njengoko luqinisekisa ukuba banelungelo elicacileyo kwipropati. Ngolu hlobo lwesigwebo, umnikezeli uyaqinisekisa ukuba akukho mboleko okanye i-easements ngokuchasene nepropati kwaye ukuba, ukuba kukho, lowo unikezelweyo uya kuhlawulwa ngokufanelekileyo.
Ithini itayitile yendlu
Xa uthatha imali-mboleko, enye yeendleko zokuvala iya kuba yi-inshurensi yetayitile. Intlawulo yepremiyamu yintlawulo yexesha elinye kwaye ipolisi ikhusela umbolekisi. Ungaphinda uthenge i-inshurensi yetayitile yomnini ukuze uzikhusele, kodwa ayifuneki. Nantsi into omawuyazi malunga ne-inshurensi yetayitile ekhuselayo, ixabisa malini, kwaye ingaba kufuneka uthenge ipolisi yomnikazi ozikhethelayo.
Ibango letayitile lingavela nangaliphi na ixesha, nasemva kokuba ubunini bepropati ngaphandle kweengxaki iminyaka emininzi. Inokwenzeka njani? Omnye umntu unokuba namalungelo epropathi ongawaziyo xa usenza isithembiso sokuthenga ipropati. Nomnini wangoku usenokungazi ukuba omnye umntu unebango kwipropati. Kwimeko yendlalifa engahoywanga, kwanalowo unaloo malungelo usenokungazi ukuba unawo.
Ngaphambi kokuba uvale imali mboleko yakho yendlu, umbolekisi wakho uya kuodola ukhangelo lwesihloko kwinkampani yetayitile. Inkampani yetayitile ikhangela iirekhodi zoluntu ezinxulumene nekhaya lakho ukuzama ukufumana naziphi na iziphene kwisihloko: ii-encumbrances, easements, okanye ii-encumbrances ezinokuchaphazela amalungelo epropathi yombolekisi okanye umthengi.
