Iimodeli ezintsha zokubhengeza irhafu kwiibhanki kunye neenkampani zamandla · Iindaba zoMthetho

UBUMBANO KUNYE NEERHAFU ZETHUTYANA “EZINGATHATHWA”

Ukuqaliswa kwezi rhafu zimbini zintsha kwinkqubo yethu yezomthetho, esebenzayo, ngokomgaqo, ngokulindelekileyo iminyaka engama-2023 kunye ne-2024, ngenxa yoMthetho we-38/2022, we-27 kaDisemba, inqaku lakhe loku-1 lilawula iRhafu yaMandla yeThutyana, ukwenza oko Ngokwakho Uqhagamshelwano lweThutyana lwamaziko amatyala kunye nokusekwa kwetyala lemali, kwinqaku lesi-2.

IRHAFU YAMANDLA YETHUTYANA

Oku kuqwalaselwe njengenkonzo kawonke-wonke engahlawuliswa irhafu okwethutyana ekufuneka yaneliswe, ngamatyala athile akhululweyo, abantu kunye namaziko athathwa njengabasebenzi abaphambili ngokuhambelana nolawulo lolawulo lweemarike kunye nokhuphiswano, ngokunjalo. njengabantu okanye amaQumrhu aqhuba eSpeyin ngaphantsi kwe-75% yomthamo weshishini labo lemisebenzi yezoqoqosho kwintsimi yokutsalwa, imigodi, ukucocwa kweoli okanye ukwenziwa kweemveliso zecoke.

Isibophelelo sokuhlawula ibhenefithi sivela ngomhla woku-1 kuJanuwari weminyaka ekufanele ukuba ihlawulwe, kwaye kufuneka yaneliswe ngeentsuku zokuqala ezingamashumi amabini zekhalenda kaSeptemba kunyaka ngamnye kule minyaka.

Ngokufanayo, kuya kufuneka ukuba kwenziwe intlawulo yangaphambili ye-50% yenzuzo ukwanelisa ukuba iya kuncitshiswa ngokungeniswa kwenzuzo yokugqibela.

Nangona kunjalo, abantu kunye namaqumrhu akhululwe ekuhlawuleni irhafu xa imbuyekezo ehambelana nonyaka ka-2019 ingaphantsi kwe-1.000 yezigidi zee-euro, okanye xa imbuyekezo ihambelana, ngokulandelelana, ukuya kwiminyaka ka-2017, 2018 kunye no-2019 evela kumsebenzi oya kuthi. igqibe kwelokuba ithathelwe ingqalelo njengoyena mqhubi wecandelo lezamandla ongagqithiyo kwi-50% yesixa-mali esipheleleyo sembuyekezo yalo nyaka.

UMZEKELO 795: IRHAFU YAMANDLA IXESHANA

- Kunyanzelekile: abaqhubi abaphambili bamacandelo ombane wamanzi kunye neSigqibo sikaDisemba 10, 2020, seKhomishini kaZwelonke yeeMarike kunye noKhuphiswano, ngeSigqibo se-16 kaDisemba 2021, seKhomishini kaZwelonke yeeMarike kunye noKhuphiswano.

- Ixesha lokungeniswa: iintsuku zekhalenda ezingamashumi amabini zokuqala zenyanga kaSeptemba wonyaka wekhalenda.

— Ifomathi: ifumaneka kuphela ngefomathi ye-elektroniki kwaye inkcazo yayo kunye nokudibanisa kuya kwenziwa ngekhompyutha.

UMZEKELO 796: IRHAFU YAMANDLA IXESHANA. EHLAWULWE NGAPHAMBILI

- Kunyanzelekile: abaqhubi abaphambili bamacandelo ombane wamanzi kunye neSigqibo sikaDisemba 10, 2020, seKhomishini kaZwelonke yeeMarike kunye noKhuphiswano, ngeSigqibo se-16 kaDisemba 2021, seKhomishini kaZwelonke yeeMarike kunye noKhuphiswano.

- Ixesha lokungeniswa: iintsuku zekhalenda ezingamashumi amabini zokuqala zenyanga kaFebruwari emva kokuzalwa kwesibophelelo sokuhlawula inzuzo.

— Ifomathi: ifumaneka kuphela ngefomathi ye-elektroniki kwaye inkcazo yayo kunye nokudibanisa kuya kwenziwa ngekhompyutha.

UBUXHANGO LWEXESHANA LWAMAZIKO AMATYALA KUNYE NOSEKO LWEMALI YETYALA

Kwintsimi yezemali, uMthetho 38/2022, kaDisemba 27, ukwaseka isenzo sobuzwe boluntu olungahlawuliswa irhafu okwethutyana ekufuneka lwaneliswe, kulinde iminyaka yowama-2023 no-2024, amaziko etyala kunye nokusekwa kwetyala lemali. iya kuba nokungeniswa kwamagalelo kwinzala kunye neekomishini ezihambelana nonyaka ka-2019 ezilingana okanye ngaphezulu kwe-800 yezigidi zeeyuro.

Kwimeko apho izibophelelo ziyinxalenye yeqela lerhafu elihlawuliswa irhafu phantsi kolawulo lokudibanisa, iya kuba yimpahla edibeneyo yeqela lerhafu.

Njengakwimeko yerhafu yethutyana yamandla, isibophelelo sokuhlawula le nkonzo ikhankanywe ngasentla iya kuvela ngomhla wokuqala wonyaka wekhalenda kwaye kufuneka yaneliswe kwiintsuku zokuqala ezingama-20 zekhalenda yenyanga kaSeptemba wonyaka lowo, kubandakanywa nekhalenda. Isibophelelo sokwanelisa intlawulo yangaphambili ekufuneka ihlawulwe ngeentsuku zokuqala ezingama-20 zekhalenda yenyanga kaFebruwari emva kokuzalwa kwesibophelelo sokuhlawula inkonzo kwaye oko kuya kuba sisiphumo sokuphindaphinda ipesenti ye-50 kwi-100 sober kwaye ingeniswe evela inkonzo ebalwa ngokungqinelana nezibonelelo zecandelo langaphambili.

Nangona kunjalo, kwimeko apho ukungeniswa kwesambuku somda wenzala kunye nengeniso kunye neendleko ezivela kwiikomishini ezihambelana nonyaka wekhalenda wangaphambili akwaziwa ngokuqinisekileyo ngexesha lokuvalwa kunye nentlawulo yentlawulo yangaphambili, iya kuqikelelwa okwethutyana ngokungqinelana nendlela yokubala esebenzayo, kuthathelwa ingqalelo ngolo qikelelo oluvela kwii-akhawunti ezenziwe ngokufanelekileyo okanye, ngokusilela oko, uqikelelo olusuka kuphicotho lwee-akhawunti ngeenjongo zokulungiselela nokuqulunqa ii-akhawunti.

Kwimeko yenzuzo kunye nentlawulo yayo yangaphambili, aziyi kuthathwa njengeendleko ezixhuzulwa irhafu ngeenjongo zokumisela isiseko esirhafiswayo seRhafu yeNkampani.

Ngokufanayo, isixa sesenzo kunye nentlawulo yaso yangaphambili ayiyi kuxhomekeka kwimiphumo yezoqoqosho, ngokuthe ngqo okanye engathanga ngqo, kunye nokungathotyelwa kwesi sibophelelo kuthathwa njengesenzo solwaphulo-mthetho olubi kakhulu, kunye ne-proportional pecuniary fine ye-150% yemali egqithisiweyo. , ixhomekeke kulawulo lolawulo lokohlwaya jikelele.

UMZEKELO 797: UBUNXABO LWETHUTYANA LWAMAZIKO AMATYALA

- IziBonelelo: amaziko etyala kunye nokusekwa kwetyala lemali elisebenza kwintsimi yaseSpain enesimbuku senzala kunye nengeniso yekhomishini, emiselwe ngokuhambelana nemithetho yayo esebenzayo, ehambelana nonyaka ka-2019 ilingana okanye ingaphezulu kwe-800 yezigidi ze-euro. Ukuba ngaba iqela lerhafu libunjwa elirhafiswa phantsi kolawulo lokudibanisa irhafu kwiRhafu yoShishino, kufuneka lanelise ubuzaza bexeshana bequmrhu elimele iqela lerhafu elikhankanyiweyo.

- Ixesha lokungeniswa: iintsuku zekhalenda ezingamashumi amabini zokuqala zenyanga kaSeptemba wonyaka wekhalenda.

— Ifomathi: ifumaneka kuphela ngefomathi ye-elektroniki kwaye inkcazo yayo kunye nokudibanisa kuya kwenziwa ngekhompyutha.

UMZEKELO 798: UBUNXABO LWETHUTYANA LWAMAZIKO AMATYALA

- IziBonelelo: amaziko etyala kunye nokusekwa kwetyala lemali elisebenza kwintsimi yaseSpain enesimbuku senzala kunye nengeniso yekhomishini, emiselwe ngokuhambelana nemithetho yayo esebenzayo, ehambelana nonyaka ka-2019 ilingana okanye ingaphezulu kwe-800 yezigidi ze-euro. Ukuba ngaba iqela lerhafu libunjwa elirhafiswa phantsi kolawulo lokudibanisa irhafu kwiRhafu yoShishino, kufuneka lanelise ubuzaza bexeshana bequmrhu elimele iqela lerhafu elikhankanyiweyo.

- Ixesha lokungeniswa: iintsuku zekhalenda ezingamashumi amabini zokuqala zenyanga kaFebruwari emva kokuzalwa kwesibophelelo sokuhlawula inzuzo.

— Ifomathi: ifumaneka kuphela ngefomathi ye-elektroniki kwaye inkcazo yayo kunye nokudibanisa kuya kwenziwa ngekhompyutha.