Santander mortgage Calculator
Empa hlokomela litefo tse hanoang. Haeba ha u na chelete e lekaneng akhaonteng ea hau ea ho lefella debite ka ho toba, banka ea hau e ka 'na ea hana ho etsa tefo 'me u ka 'na ua lefisoa. Tefiso ena hangata e pakeng tsa £5 le £25. Esita le haeba tefo e feta, u ka iphumana u se u ntse u hula ka thata u sa hlokomele. Sena se bolela hore o tla tlameha ho lefa litefiso tsa overdraft.
Empa hlokomela litefo tse hanoang. Haeba ho se na chelete e lekaneng akhaonteng ea hau ea ho lefella boemo ba boemo bo itseng, banka ea hau e kanna ea hana ho etsa tefo, 'me e kanna ea u lefisa. Tefiso hangata e pakeng tsa 5 le 25 pounds. Esita le haeba banka e u lumella ho lefa, u ka ’na ua iphumana u hula ka thata u sa hlokomele. Sena se bolela hore o tla tlameha ho lefa litefiso le likomishene tsa overdraft.
Barekisi ba bangata ba ikopanya le uena ka letsatsi leo tefo e hlolehileng ho lefa. Sena se tla u fa nako ea ho kenya chelete akhaonteng ea hau. Haeba banka ea hau kapa k'hamphani ea mekoloto e sa etse joalo, nahana ka ho fetohela ho mofani ea fanang ka eona.
Ho molemo ho qoba CPAs. Hobane ba lumella lik'hamphani - joalo ka ba alimang matsatsi a ho lefa kapa litšebeletso tse itseng tsa peeletso, joalo ka litho tsa boikoetliso ba 'mele - ho nka chelete eo ba nahanang hore ba e kolota, ha ba nahana hore baa e kolota.
Santander Mortgage Login
Santander Bank e fana ka mefuta e mengata e fapaneng ea likhetho tsa mokoloto oa ntlo, hammoho le lits'ebeletso tse felletseng tsa mabenkele, joalo ka liak'haonte tsa ho hlahloba le ho boloka chelete, likarete tsa mekoloto le lits'ebeletso tsa matsete. Ka moalimi enoa u ka fumana likalimo tse tloaelehileng le tse tšehelitsoeng ke 'muso, hammoho le mananeo a khethehileng bakeng sa batho ba qalang ho reka matlo le mekhoa e bonolo ea ho lefa.
Banco Santander e qalile ho sebetsa liprofinseng tse ka leboea-bochabela ho United States ka 2013. Banka ena e ntlo-khōlō e Boston, e se e na le basebetsi ba 17.500 100 United States. Ke karolo ea Santander Holdings, k'hamphani ea lefats'e e thehiloeng 'me e le setsi sa Spain. Feme ea lefats'e e sebeletsa bareki ba fetang limilione tse XNUMX lefatšeng ka bophara.
Tloaelehileng: Likalimo tse tloaelehileng e ka ba likalimo tsa sekhahla se tsitsitseng kapa mekoloto e feto-fetohang (li-ARM). Lipehelo tsa likalimo tse sa fetoheng hangata ke lilemo tse 15 kapa tse 30. Bongata ba batho ba rekang matlo ba khetha likalimo tse sa fetoheng hobane sekgahla sa tswala, mme ka hona mosuoe-hlooho le tefo ea tsoala, li lula li le joalo bophelo bohle ba kalimo. Li-ARM ka kakaretso li fumanoa e le "hybrids" ho latela 5/1, 3/1, 7/1 kapa 10/1. Nomoro ea pele e bontša palo ea lilemo tsa sekhahla se tsitsitseng, 'me ea bobeli e bontša hore na sekhahla sa tsoala se tla lokisoa hangata hakae ka mor'a hore nako e tsitsitseng e fete. Likalimo tse tloaelehileng hangata li hloka tefo e tlase ea 20%. Haeba u na le ka tlase ho 20%, u tla lefa inshorense ea ntlo ea ntlo ho fihlela u fihla ho 20% ea tekano ea lehae.
Litaba tsa banka ea Santander
Ka la 16 Phuptjane 2019, Molao o mocha oa Konteraka ea Mokitlane oa Matlo o ile oa kena tšebetsong. Molao oa 5/2019, oa la 15 Hlakubele, o laolang likonteraka tsa mekitlane ea thekiso ea matlo le meaho, o kenyelletsa Directive 2014/17/EU tsamaisong ea molao ea Spain, e laolang puso ea ts'ireletso ea bareki le ho theha melao ea boitšoaro ho likonteraka tsa mokoloto oa ntlo.
Ka hona, pele ho fana ka mokitlane, tlhahlobo ea pele ea moreki ke mekhatlo ea banka e hlokoa ho paka hore o tla khona ho fihlela litlamo tse tsoang mokolotong. E tla ithuta, hara tse ding, boemo ba mosebetsi wa hao, lekeno la hajwale, le lebeletsweng nakong ya bophelo ba kadimo, thepa eo o nang le yona, dipoloko, ditshenyehelo tse tsitsitseng le boitlamo bo seng bo entsoe.
Ho feta moo, Molao o mocha oa Konteraka ea Mokitlane oa Matlo o eketsa haholo tlhahisoleseling e lokelang ho fuoa ba tlang ho nka sekoloto sa ntlo. Kahoo, banka e tlameha ho fana ka litokomane tse latelang ho moreki bonyane matsatsi a leshome a almanaka esale pele nakong ea ho saena konteraka:
Melao e mecha e boetse e theha tlamo ea ketelo e fetileng ho notary. Kahoo, bajalefa ba nakong e tlang ba mekoloto ea mekoloto ba tla tlameha ho ea ho notary bonyane letsatsi le le leng pele ba saena kalimo ho fumana likeletso tsa mahala le ho araba lethathamo la lipotso mabapi le maemo a mokoloto oa bona. Notary e ke ke ea khona ho fana ka tumello ea lengolo la mokoloto haeba mofani a sa fetise tlhahlobo ena mme ho netefalitsoe hore mokoloto oa kamoso o fumane litokomane tsohle. Bangoli ba ngolisitseng ba kanna ba se lumelle kapa ba ngolisa lipehelo kapa maemo a hlekefetsang.
Ho fihlella Santander
Hoa tsebahala hore libanka tse fapaneng li na le litebello tse fapaneng tsa lits'ebeletso tsa ho lokolla lichelete, leha ho le joalo, bukeng ena, re tla tšohla phapang pakeng tsa matsatsi ao libanka tseo tse khethehileng li li nkang ho lokolla lichelete tsa mokoloto. Hape re tla tšohla bohlokoa ba ho boloka nako ha ho tluoa tabeng ea litšebelisano tsa lichelete le liphello tsa ho fihla ka mor'a nako.
Banka e 'ngoe le e' ngoe e tla ba le lipheo tse ikhethileng tsa ts'ebeletso tseo e lakatsang ho fana ka nako ea tokollo ea chelete, leha ho le joalo, ka linako tse ling, ho ka ba le mathata a eketsang nako ena. Ho latela phuputso e entsoeng ke Mortgageable, lipehelo tsa hajoale tseo libanka li rerang ho lokolla lichelete tsa mokoloto ke tse latelang:
Hang ha lichelete tse hlakotsoeng li se li lokile, 'muelli oa molao o tla etsa tefo ea thepa ho' muelli oa molao oa morekisi 'me, ka ho khutlisa, o tla fumana litokomane tsa ho phethela tšebetso. Ts'ebetso e 'ngoe le e' ngoe e tlameha ho etsoa ka nako e loketseng, e leng ho lumellang nako ea hore lichelete li hlakoloe. Hangata, transaction ka 'ngoe e tla kenyelletsa ho tsamaisa chelete e ngata lipakeng tsa libanka ka mofuta o itseng oa phetisetso ea mohala o bitsoang CHAPS, e emelang Clearing House Automated Payment System. Ho na le litefiso tse amanang le ho sebelisa tšebeletso ea CHAPS, eo hangata e tlohang ho £20 ho isa ho £35 ka theko e 'ngoe le e 'ngoe.
