Standard Variable Rate Mortgage
Sezvo mutengo wekurarama uri kuramba uchikwira, kukwira kuchangoburwa kwemari yemubereko kunouya panguva yakaipisisa kune vanokwereta vasina mari yemakwikwi. Mari dzemubereko dzemumba dzave kukwira mumwedzi ichangopfuura uye iyi sarudzo yazvino ine vatengi vanoongorora yavo yazvino kupa kuti vaone kana vachikwanisa kuichinja uye kuchengetedza imwe mari pamubhadharo wavo wepamwedzi weimba. Chido chekuvhara mukati kwenguva yakareba chinogona kunge chiri mupfungwa dzevakwereta vanoziva kuti mitengo inotarisirwa kukwira mberi uye kune kunyange 10-year fixed mortgages yekufunga.
Vanokwereta vanochinjira kune yemakwikwi yakatarwa chiyero kubva kune yakajairwa variable rate (SVR) inogona kuderedza zvakanyanya kubhadhara kwavo kwemba. Musiyano uripo pakati peavhareji yemuyero wemakore maviri emari dzemongi uye SVR inomira pa1,96%, uye mari inochengetwa kubva pa4,61% kusvika 2,65% inomiririra musiyano we5.082 pounds mumakore maviri* approx. Vanokwereta vakachengetedza SVR yavo kubva pamberi paZvita naKukadzi kukwira kwemitengo vanogona kunge vakaona SVR yavo ichiwedzera kusvika 0,40%, sezvo zvikamu zviviri muzvitatu zvevakweretesi vakawedzera SVR yavo neimwe nzira, iyi sarudzo yazvino inogona kuona kudzoserwa mari kuchiwedzera kunyange. zvimwe. Asi izvo, kuwedzera kwe0,25% paSVR yazvino ye4,61% inogona kuwedzera mari inosvika £689* kumaricho ekubhadhara pamwedzi kwemakore maviri.
Mortgage interest rates
Zvakawanda kana zvese zvinopihwa pane ino saiti zvinobva kumakambani anoripwa maInsider (kune runyorwa ruzere, ona pano). Mafungiro ekushambadzira anogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pasaiti ino (kusanganisira, semuenzaniso, marongero azvinobuda), asi hazvikanganise sarudzo dzekunyora, senge kuti ndezvipi zvigadzirwa zvatinonyora nezvazvo uye maitiro atinozviongorora. Yemunhu Yemari Insider inotsvagisa dzakasiyana siyana dzekupa paunenge uchiita kurudziro; zvisinei, isu hativimbisi kuti ruzivo rwakadaro runomiririra zvigadzirwa zvese kana zvinopihwa zviripo pamusika.
Chibereko chemakore makumi matatu emamortgage agara achitenderera kusvika 30% kwemavhiki akati wandei, zvichiratidza kuti mitengo inogona kunge yakakwira uye yave kugadzikana pamatanho azvino. , vachiri vakakwirira zvikuru kupfuura zvavakanga vakaita panguva ino gore rapfuura. Sezvo musika uchiedza kudzika mumazinga epamusoro, kudiwa kwevatengi kwanyevenuka sezvo vatengi vanoongorora kugona, "akadaro Robert Heck, mutevedzeri wemutungamiri weMorty wezvimba. "Izvi zviri kutaurwa, zvinhu zvinosiyana zvakanyanya kubva pamusika kuenda kumusika uye mamiriro ezvekutengesa anoramba akashata munzvimbo dzakawanda, izvo zvinogona kuramba zvichimhanyisa kudiwa."
Tsb Standard Variable Type
Unogona kushandisa basa rekutsvaga kuti uwane huwandu hwakasiyana hwezvinhu pamari yeUK, kubva kumhinduro kuenda kumibvunzo kusvika kuhutungamiriri hwepfungwa nemablog, kana kuwana zvirimo pane akati wandei misoro, kubva kumisika nemisika mikuru kusvika kukubhadhara uye hunyanzvi. .
Bhanga reEngland ranhasi rinokwira mubereko dzemubhanga ne0,15 percent kusvika 0,25% zvinogona kusiya vatengi vachifungidzira kuti kuwedzera uku kuchakanganisa sei chikwereti chavo chakakosha - mari yembavha yavo. Tichifunga kuti avhareji muridzi wemba ane angangoita £140.000 yembavha yavo yakasarudzika kubva munaChikumi 2021, zvakakosha kuti unzwisise kuti ndiani achanyanya kukanganiswa nenhau idzi uye kusvika papi.
Sezvinoratidzwa muChati 1, nhoroondo ichangoburwa inotiudza kuti mhindu yembangi yakadzikira zvishoma nezvishoma, ukuwo mwero webhanga uchiramba wakagadzikana. Pakuwedzera kwakaderera muBhangi Rate muna 2017 na 2018, mitengo yembavha haina kukwira nemuganho mumwechete uye yakadzokera kune yavo yekudzikira zvishoma nezvishoma mushure menguva pfupi yapfuura. Makwikwi akasimba mumusika uye kuwanikwa kuri nyore kweholesale mari zvave zvinhu zvakakosha mukuchengeta mitengo yakadzikira.
Tsb 2-year fixed rate mortgage
Zvese zvigadzirwa zvinotevera Bank of England Base Rate (kusanganisira chero chiyero chekutevera) zvine mwero wemhindu shoma. Hudiki hwemubereko hwatichashandisa ndiyo yazvino yekutevera mubereko. Kana iyo Bank of England base rate yakawira pasi pe0%, isu tichaisa iyo yepasi mubereko kudzamara Bank of England base rate yakwira pamusoro pe0%.
Iyi ndiyo chiyero icho Bhanga reEngland rinobhadharisa mamwe mabhanga nevanokweretesa pavanenge vakwereta mari, uye parizvino iri 1,00%. Chiyero chepasi chinopesvedzera mareti emubereko anochajwa nevakweretesi pazvikwereti, zvikwereti, uye mamwe marudzi echikwereti avanopa kuvanhu. Semuenzaniso, mareti edu anowanzo kukwira nekudzika zvichibva padanho rekutanga, asi izvi hazvina kuvimbiswa. Iwe unogona kushanyira iyo Bank of England webhusaiti kuti uone kuti vanosarudza sei iyo base rate.
Bhangi reEngland rinogona kushandura chiyero chepasi kuti chipe hupfumi hweUK. Mitengo yakaderera inokurudzira vanhu kushandisa mari yakawanda, asi izvi zvinogona kukonzera kukwira kwemitengo, kureva kuwedzera kwemitengo yezvinhu sezvo zvinhu zvichidhura. Mitengo yepamusoro inogona kuva nemhedzisiro inopesana. Bhizinesi reEngland rinoongorora chiyero chepasi 8 nguva pagore.
