Chii chinonzi mortgage insurance
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kutsikisa zvekutanga uye zvemukati zvine chinangwa, uye nekukubvumidza kuti utsvage uye uenzanise ruzivo mahara, kuti ugone kuita sarudzo dzemari uine chivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Progressive home insurance
Kana njodzi yarova, zvakakosha kuti uchengetedzwe, kunyanya kana zvasvika pakudyara kukuru senge imba yako. Usati wavhara pamusha mutsva, ungangoda kutenga inishuwarenzi yepamba kuti uvhare pfuma yako kuti ingangokuvara.
Kunyangwe iwe uchingonzwisisa kuti inishuwarenzi yemba yakakosha, unogona kunge uine mibvunzo yakawanda pamusoro pekuti chii uye kuti ungaiwana sei. Ichi chinyorwa chinotarisa zvakadzama kuti chii chinovhara inishuwarenzi yepamba uye kuti inodhura zvakadii, saka unogona kunzwisisa zviri nani mhando yedziviriro inowanikwa kwauri.
Inishuwarenzi yepamba, kana kuti inishuwarenzi yevaridzi vemba, inovhara kurasikirwa nekukuvadzwa kwemba yako, pamwe nezvinhu zviri mukati mayo. Inishuwarenzi inowanzobhadhara mari inodiwa kudzorera kukosha kwepakutanga kweimba kana pakaitika kukanganisa.
Inishuwarenzi iyi haisi kukudzivirira chete, asiwo mukweretesi wako. Ndicho chikonzero, kana iwe uchida kutora chikwereti, mukweretesi wako kazhinji anoda humbowo hwekuti watora inishuwarenzi yepamba usati wawana mari yako, uye kuona kuti unozokwanisa kubhadhara chero mabhiri ekugadzirisa mushure mechiitiko chinogona kuitika.
Humbowo hweinishuwarenzi yepamba yemortgage
Inishuwarenzi yepamba (inozivikanwawo seinishuwarenzi yepamba) haisi umbozha; chinhu chinodiwa. Uye kwete chete nekuti inodzivirira imba yako nezvinhu kubva pakukuvadzwa kana kuba. Anenge ese makambani ekukweretesa anoda kuti vanokwereta vave neinishuwarenzi yekuvharira iyo yakazara kana yakaenzana kukosha kweimba (kazhinji mutengo wekutenga) uye haizoite chikwereti kana mari yekugara real estate transaction pasina humbowo.
Hautombofaniri kuva muridzi wemba kuti ude inishuwarenzi; Vazhinji varidzi vemba vanoda kuti maroja avo ave neinishuwarenzi yerenta. Asi zvingave zvichidikanwa kana kwete, huchenjeri kuve nerudzi urwu rwedziviriro. Tichatsanangura zvakakosha zvemainishuwarenzi epamba.
Kana pakakuvadzwa nekuda kwemoto, dutu, mheni, kuparadza kana mamwe njodzi dzakafukidzwa, inishuwarenzi yako inokubhadhara iwe kuti imba yako igadziriswe kana kuvakwazve zvachose. Kuparadza kana kuchekwa nekuda kwemafashamo, kudengenyeka kwenyika uye kusagadziriswa kwemusha hakuwanzovharwa uye ungangoda vatasvi vekuwedzera kana iwe uchida rudzi irworwo rwedziviriro. Akavharirwa magaraji, mashedhi kana zvimwe zvimiro paimba yacho zvinogona zvakare kuda kufukidzwa kwakasiyana zvichiteera nhungamiro yakafanana neyeimba huru.
Ndinogona here kubhadhara inishuwarenzi yemba yangu ini?
Iwe unofanirwa kuratidza wako mukweretesi humbowo hweinishuwarenzi yemba vasati vakupa makiyi epfuma yako uye nekubhadhara chikwereti cheimba yako. Kusvikira imba yabhadharwa zvizere, uyo anokweretesa ane chibvumirano panzvimbo yacho, saka zviri mukuda kwavo kuti vave nechokwadi chokuti imba yacho ine inshuwarisi apo chikwereti ichibhadharwa.
Kana ukatenga imba yako itsva nemari kana mutsara usina kuchengetedzwa wechikwereti (kadhi rechikwereti kana chikwereti chako), hauzodikanirwi kuratidza humbowo hweinishuwarenzi yevaridzi vemba usati wavhara. Inishuwarenzi yevaridzi vepamba haidiwi mune chero nyika, asi iwe unofanirwa kufunga nezvekuitenga kuchengetedza kukosha kweimba yako.
Munguva yekubvumidzwa kwemortgage, nyanzvi yako yechikwereti inokuudza nguva yekutenga inishuwarenzi yemba. Nekudaro, iwe unogona kutanga kutenga mutemo kana wangoisa yako kero nyowani. Kutenga inishuwarenzi yemba pamberi kunokupa nguva yakawanda yekusarudza mutemo wakakodzera uye kutsvaga nzira dzekuchengetedza.
Kunyangwe mukweretesi wako angakurudzira mutemo, itsika yakanaka kuenzanisa mitengo, mavhavha uye wongororo yevatengi usati waita sarudzo yekupedzisira. Iwe unogona kazhinji kuchengetedza mari nekubatanidza imba yako uye auto inishuwarenzi neinishuwarenzi imwechete kana kushandura inishuwarenzi yekumba. Dzidza kuti ungawana sei inishuwarenzi yakachipa yemba.
