Unogona here kuwana chikwereti nebasa remwaka?
Kana chivakwa chiri chivakwa chitsva uye chichizoshandiswa semba uye iwe uri mutengi wenguva yekutanga (mumwe munhu asina kumbova nembavha pamba pako munguva yakapfuura), unogona kunge uchikodzera chirongwa chekubatsira kutenga kusvika. 10% yemutengo wekutenga: 30.000 euros!
Uye zvinotonyanya kukosha, iwe uchafanirwa kuratidza kuti unokwanisa kubhadhara mari yembavha kuti uwane iyi nhanho yemondi. Ngatitii chikwereti chemakore makumi matatu; zvakajairwa zvidimbu zvichave 30 euros pamwedzi. Tichaongorora mari yako zvakadzama kuti tive nechokwadi chekuti, zvichienderana nemari yako yawakachengeta uye yekurenda (kana uchiroja), unokwanisa kubhadhara mari idzi, pamwe nechikamu che1.066%, kureva €25, kuti titarise zvinogona kuwedzera mutengo. mibairo.
Tora chikwereti nebasa renguva pfupi
Chibodzwa chechikwereti chemunyoreri wembavha, midziyo yese uye kubhadhara pasi ndiwowo maitiro akakosha anotorwa nevanokweretesa, asi "vanokwereta vanoda imwe nzira yekuwana mari kuti vakwanise kunyora pasi pemukweretesi," anodaro Guy Cecala, CEO uye Muparidzi weInside Mortgage Finance. . "Iwe haugone kungoti, 'Ini handina kwandinowana mari uye ndinoda kutenga imba,' nekuti hapana mukweretesi anokupa chikwereti."
Imwe nzira yekukodzera kuwana imba yemba pasina basa ndeyekuva neanosaina wemongi, akadai semubereki kana murume kana mukadzi, anoshanda kana ane mambure akakwirira. Mumwe anosaina anosaina chikwereti chako kuti uwedzere kuchengetedzeka kwemari yako uye nhoroondo yechikwereti kune chikwereti. Chaizvoizvo, kana iwe usingakwanise kuita yako yekubhadhara imba, wako co-signer achavachengeta.
Kana iwe ukagamuchira mari yakawanda mwedzi wega wega kubva kune stock dividends, capital gains, kana mamwe mainvestries, unogona kubvumidzwa kubhadhara imba. Imwe caveat: Zvikwereti zvinotenderwa zvichibva pamari yekudyara zvinowanzova nemitengo yakakwira, anodaro Todd Sheinin, mukuru wechikwereti kuHomespire Mortgage muGaithersburg, Maryland.
Mortgage isina basa asi ine dhipoziti hombe
Kune vanhu vanozvishandira kana vemwaka, kana avo vane gaka rebasa, kukumbira chikwereti kunogona kuva chiitiko chinotyisa. Vakweretesi vemortgage vakaita senge nyore kuongorora basa uye makore mashoma eW-2s pavanenge vachifunga nezve chikumbiro chechikwereti chemba, nekuti vanoiona haina njodzi pane mamwe marudzi ebasa.
Asi semukwereti, haudi kupihwa chirango chekusava nebasa kana uine chivimbo mukukwanisa kwako kubhadhara chikwereti cheimba, kana kana uchida kudzorerazve chikwereti chako kuti uderedze mari yechikwereti chemwedzi wega wega. Kubhadhara kwechikwereti chidiki kunogona kunyanya kubatsira kana uchangobva kurasikirwa nebasa uye uchinetseka nezvebhajeti yako yemwedzi.
Kutenga kana kudzosera mari yako yembavha iwe usingashandi hazvigoneke, asi zvinotora kanguva kadiki uye nehunyanzvi kuzadzisa zvakajairwa kudzoreredza zvinodiwa. Nehurombo, vanokweretesa havawanzo gamuchira mari yekurovha sehumbowo hwemari yechikwereti chako. Pane kunze kwevashandi vemwaka kana vashandi vari chikamu chemubatanidzwa. Heano mamwe maitiro aungashandisa kukubatsira kuti uwane kana kudzorera chikwereti chako pasina basa.
Unogona here kuwana rendi pasina dhipoziti?
Zvinodiwa zvekutanga kune vekunze muNetherlands Kuti uwane remba reDutch, unofanirwa kuve uine nhamba yeBSN. Kuronga kutamira kuNetherlands uye hausati wava neBSN? Isu tinokwanisa kuverenga bhajeti remari yako kuti tione kuti imarii yaungakwereta pasina nhamba yeBSN.
Ndinogona here kuwana remba muNetherlands kana ndiine basa renguva pfupi? Hongu, unogona kuwana rendi kana uine basa renguva pfupi. Iwe unogona kuwana remba muNetherlands kana uine basa renguva pfupi. Kuti uwane chikwereti, iwe uchakumbirwa kuziviswa kwechinangwa. Mune mamwe mazwi, iwe unofanirwa kuronga kuenderera mberi nebasa rako kana kontrakiti yako yenguva pfupi yapera. Pamusoro pezvo, iwe unofanirwa kupa runyoro rwemagwaro ekunyorera remba.
Chimwe chezvinodiwa kuti uwane chikwereti chemba muNetherlands nekukurumidza kuve nechibvumirano chisingaperi. Kana iwe uine kondirakiti isingaperi, yako mortgage application process ichakurumidza. Mamwe magwaro anodiwa kuti uwane imba yemba muNetherlands ndeaya:
