Handelsbanken mari yekuchengeta mari
Kazhinji, chero kubhadhara kunoitwa pachikwereti chemotokari kunozotanga kushandiswa kune chero muripo unofanirwa (semuenzaniso, muripo wekupedzisira). Mari yasara kubva pamubhadharo wako inozoiswa kune mubereko unofanirwa, kusanganisira mubereko unofanirwa, kana zvichibvira. Bata mukweretesi wako kana mushandi wechikwereti uye bvunza kana iwe uchida kuziva zvakawanda nezve mashandisiro aunoita mukweretesi wako mubhadharo. Kana ukaronga kubhadhara mari inodarika mari yako yekubhadhara pamwedzi, unogona kukumbira kuti mukweretesi kana mushandirwi angoisa imwe mari kumukuru wechikwereti. Iwe unofanirwa kusimbisa kuti kubhadhara kwako kwashandiswa nekuongorora chiyero chechikwereti chako. Nekudaro, mukweretesi kana mushandirwi anogona kuramba kuisa imwe mari yekubhadhara kana chikwereti chako chine mutero wemari wakafanoverengerwa.
Kunyangwe iwe uri kekutanga kukwereta kana pro, kuwana chikwereti chemotokari kunogona kuve kwakaoma. Dzidza nzira yekugadzirira kuchengetedza mari, kuderedza kushushikana, uye kuwana chikwereti chemotokari chakakunakira. Ona peji redu rekushanda rechikwereti chemotokari nezviwanikwa
Handelsbanken wongororo
Zviremera zvine hunyanzvi zveNyika dzeNhengo dzinofanirwa kuona kuti chinotakurwa chega chega chakavharwa nerezinesi rinoshanda risati raburitswa nerezinesi rataurwa risati raburitswa kuti riteverwe mahara muNharaunda.
Zvakakosha kukurumidza kuongorora zvinyorwa zvinotsanangura nyika uye zvigadzirwa zvakavharwa nehurumende yerezinesi. Ongororo idzi dzinofanirwa kutarisisa kufambira mberi mukuitwa kwezvibvumirano zvemubatanidzwa. Nyika inodyidzana nayo inogona kuwedzerwa kuAnnex I mushure mekunge yazivisa Komisheni uye Komisheni yakasimbisa kuti nyika inodyidzana nayo yakaisa zvese zvinodiwa kutonga kuti ikwanise kupa marezinesi kune zvese zvigadzirwa zvakanyorwa muAnnex II. Nyika inodyidzana nayo inogona kubviswa muAnnex I kana yapa chiziviso chegore rimwe chete chechinangwa chayo chekumisa Chibvumirano cheMubatanidzwa kana kuti nekukasika, kana pakamiswa Chibvumirano cheMubatanidzwa.
Annex II inogona kugadziriswa kana Komisheni nenyika dzese dzakabatana dzabvumirana kugadzirisa. Annex III inogona kugadziridzwa kana Komisheni nenyika inodyidzana nayo vabvumirana kugadziridzwa kwakadaro.
Basic rate yeHandelsbanken muUnited Kingdom
A credit default swap (CDS) chibvumirano chekuchinjana mari pasi pacho mutengesi weCDS acharipa mutengi kana pakaitika chikwereti (nemukwereti) kana chimwe chiitiko chechikwereti[1] Kureva kuti, mutengesi weCDS. inochengetedza mutengi pakusagadzikana kwechero referensi asset. Mutengi weCDS anoita nhevedzano yekubhadhara (iyo CDS "komisheni" kana "kupararira") kune mutengesi uye, nekudzoka, anogona kutarisira kugamuchira mubhadharo kana iyo asset ikatadza.
Muchiitiko chekutadza, mutengi weCDS anogashira muripo (kazhinji kukosha kwechikwereti chechikwereti), uye mutengesi weCDS anotora chikwereti chaakatadza kana kukosha kwayo pamusika wemari. Zvakadaro, chero munhu anogona kutenga maCDS, kusanganisira vatengi vasiri muridzi wechikwereti uye vasina mubereko wakananga muchikwereti (ava vanonzi "vakashama" CDS). Kana paine akawanda maCDS makondirakiti asara kupfuura kune mabhondi aripo, pane chirongwa chekubata chiitiko chechikwereti. Mari inotambirwa kazhinji ishoma pane kukosha kwechikwereti[2].
Handelsbanken mubereko
Izwi rekuti chikwereti rinoreva rudzi rwemotokari yechikwereti umo mari inokweretwa kune rimwe bato mukutsinhana kudzoserwa kweiyo mari yakakosha kana huwandu mune ramangwana. Muzviitiko zvakawanda, mukweretesi anowedzerawo kukosha kwemubereko mukuru uye/kana zvikwereti zvemari izvo mukwereti anofanira kuripa mukuwedzera kune chiyero chikuru. Zvikwereti zvinogona kuva zvechimwe chiyero, chimwe chete, kana kuti zvinogona kuwanikwa semutsara wakavhurika wechikwereti kusvika kune yakatarwa. Zvikwereti zvinouya nenzira dzakasiyana siyana seyakachengetedzwa, isina kuchengetedzwa, bhizinesi uye zvikwereti zvemunhu.
Chikwereti imhando yechikwereti chakaitwa nemunhu kana chimwe mubatanidzwa. Mukweretesi - kazhinji kambani, sangano rezvemari kana hurumende - anopa mari kune anokwereta. Mukuchinjana, mukwereti anogamuchira akatevedzana emamiriro ezvinhu anosanganisira mari yekushandisa, mubereko, zuva rekubhadhara uye mamwe mamiriro. Mune zvimwe zviitiko, mukweretesi angangoda rubatso kuchengetedza chikwereti uye vimbiso yekubhadhara. Zvikwereti zvinogona zvakare kutora fomu yemabhondi uye zvitupa zvedhipoziti (CDs). Zvinogona zvakare kukwereta kubva kune 401 (k) account.
