Nzira yekudzivirira sei vaunganidzi kufonera basa rako
Veterans, nhengo dzebasa uye vapukunyuki vechokwadi havasisina miganhu pazvikwereti zvinodarika $144.000. Izvi zvinoreva kuti haufanirwe kubhadhara mubhadharo, uye tinovimbisa mukweretesi wako kuti kana ukatadza kubhadhara chikwereti chinodarika $144.000, tinokubhadhara kusvika pamakumi maviri neshanu muzana emari yechikwereti.
Ungangoda kubhadhara kana ukashandisa iyo yasara kodzero uye mari yako yechikwereti inopfuura $144.000. Izvi zvinodaro nekuti vazhinji vanokweretesa vanoda kuti mubhadharo wako, mubhadharo wepasi, kana musanganiswa weaya maviri kuvhara inokwana makumi maviri neshanu muzana yemari yechikwereti.
Iyi mutsara weCOE yako ruzivo rwemukweretesi wako. Zvinoratidza kuti wakatoshandisa bhenefiti yechikwereti chako chemba uye kuti hauna kodzero dzasara. Kana iyo yakakosha kodzero inoratidzwa paCOE yako yakakura kupfuura 0, unogona kunge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchingerwo?
Vaunganidzi vanogona kutumira tsamba kubasa rangu here?
Kana iwe ukabhadhara chikwereti chako uye uchizadzisa zvirevo zvechibvumirano chechikwereti, mukweretesi haangoregi kodzero kupfuma yako. Unofanira kutora matanho. Izvi zvinodaidzwa kuti mortgage settlement.
Iyi nzira inosiyana zvichienderana nepurovhinzi yako kana dunhu. Kazhinji, unoshanda negweta, gweta, kana komisheni wemhiko. Mamwe mapurovhinzi nenharaunda zvinokutendera kuti uite basa racho pachako. Ramba uchifunga kuti kunyangwe ukazviita wega, ungangoda kuwana magwaro ako notarized nenyanzvi, segweta kana notary.
Kazhinji, mukweretesi wako anokupa simbiso yekuti wakabhadhara imba yemba yakazara. Vazhinji vanokweretesa havatumire iyi simbiso kunze kwekunge waikumbira. Tarisa kuti uone kana mukweretesi wako aine hurongwa hwekukumbira uku.
Iwe, gweta rako kana gweta rako unofanirwa kupa hofisi yekunyoresa zvivakwa nemagwaro ese anodiwa. Kana magwaro angogamuchirwa, kunyoreswa kwenzvimbo kunobvisa kodzero dzemukweretesi kupfuma yako. Vanovandudza zita renzvimbo yako kuratidza shanduko iyi.
Hazvitenderwi here kuti vateresi vafonere hama dzako?
Tumira tsamba kukambani yekuunganidza uye uvakumbire kuti varege kubata newe. Ndapota chengeta kopi yako. Funga kutumira tsamba netsamba yakasimbiswa uye kubhadhara "risiti yekudzorera". Nenzira iyi, iwe unenge uine humbowo hwekuti muunganidzi aigamuchira. Kana kambani yekuunganidza ikangogamuchira tsamba yako, vanogona kungokubata iwe kuti vasimbise kuti vanozomira kukubata mune ramangwana kana kukuudza kuti vari kuronga kutora danho rakati, sekukwidza nyaya. Kana iwe uchimiririrwa negweta, udza muunganidzi. Muunganidzi anofanira kubata gweta rako, kwete iwe, kunze kwekunge gweta rakatadza kupindura kutaurirana kwemuunganidzi mukati menguva yakakodzera.
Funga kutaura nemuunganidzi kamwechete, kunyange iwe uchifunga kuti hauna chikwereti chikwereti kana kuti haugoni kuripa pakarepo. Nenzira iyi, iwe unozokwanisa kuwana rumwe ruzivo nezve chikwereti uye wosimbisa kana chiri chako chaicho. Kuti udzivise zvikwereti zvekuunganidza scammers, chenjerera kugovera ruzivo rwako pachako kana zvemari, kunyanya kana iwe usingazivi nemuunganidzi. Haasi wese anofona achiti une chikwereti mutori chaiye. Vamwe ma scammers vanongoda kutora mari yako.
Ingani nhare kubva kune muteresi wechikwereti inoonekwa sekushungurudza
Mhedzisiro yezvitsotsi zvemortgage inokanganisa chikamu chese chemaitiro ekutenga imba. Muna 2021, iyo Federal Bureau of Investigation's Internet Crime Comlaint Center yakashuma zviuru gumi nezvinomwe nemazana mashanu nemakumi manomwe nevaviri vakabirirwa zvekurenda kana zvekubiridzira zvivakwa, nekurasikirwa kwese kwemadhora mazana matatu nemakumi matatu nemazana matatu nemazana matatu nemakumi matatu nesere,
Nekuda kwekuti mari yakarasika kuhutsotsi hwembande inogona kuve yakakosha uye yakaoma kudzosa, vanokweretesa vanopamba vari kugara vachigadzira nzira dzekunzvenga zviremera uye kubata vanokwereta. Kunyangwe iwe uchizviwana uri mumamiriro emari usingadiwe, kutenga imba kana kubhadhara mari, unofanirwa kungwarira maitiro ehudzvinyiriri kudzivirira chitsotsi chemba.
Kunyeperwa kweruzivo rwechikumbiro chechikwereti chemortgage kunogona kutorwa sehutsotsi hwembanje, hunotsanangurwa sehutsotsi hwemasangano emari (FIF). Kubiridzira kwemba yemba kunowanzoitirwa purofiti kana pekugara.
Munyaya dzehutsotsi hwemari yepurofiti, matsotsi anowanzo kuvimbisa vakakuvadzwa kuti vachengetedze dzimba dzavo kubva mukutorwa nekugadzirisa nguva uye kutonga kwezvikwereti, kana kukwezva vatengi nemasevhisi emahara uye kuderedzwa kwemhindu. Matsotsi anobira varidzi vedzimba vanotambura uye varidzi vemba vachauya vasina dzidzo kana kuchengetedzwa kwemari.
