Ko bhengi ringandipa chechipiri chembandi here?

Chechipiri Mortgage vs. Home Equity Chikwereti

Ndokumbira utarise kuti ruzivo rwakatumirwa pasaiti yedu harufanire kutorwa sezano remunhu uye harinei nezve zvaunoda uye mamiriro ako. Kunyangwe saiti yedu ichikupa ruzivo rwechinangwa uye zano rakawanda rekukubatsira kuita zvirinani sarudzo, haisi kutsiva zano rehunyanzvi. Iwe unofanirwa kufunga kuti zvigadzirwa kana masevhisi anoonekwa pane yedu saiti akakodzera kune zvaunoda. Kana iwe usina chokwadi nezve chero chinhu, tsvaga zano rehunyanzvi usati waraira chero chigadzirwa kana kuzvipira kune chero chirongwa.

Iko webhusaiti yedu yakabatana nezvimwe zvigadzirwa kana kuratidza "Enda KuSaiti" mabhatani, tinogona kugamuchira komisheni, muripo wekutumira kana kubhadhara paunodzvanya pane iwo mabhatani kana kuodha chigadzirwa. Unogona kudzidza zvakawanda nezve maitirwo atinoita mari pano.

Kana zvigadzirwa zvikaiswa mutafura kana rondedzero, marongero azvinorongerwa pakutanga anogona kupesvedzerwa nezvakati wandei, zvinosanganisira mutengo, muripo, uye kuderedzwa; masangano ekutengeserana; zvigadzirwa zvemhando uye mukurumbira wemhando. Isu tinopa maturusi kuti iwe ugone kuronga uye kusefa aya rondedzero kuratidza maficha aunofarira iwe.

tilbakemelding

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

2nd mortgage Calculator

Justin Pritchard, CFP, inyanzvi yekubhadhara uye nyanzvi yezvemari. Inovhara kubhengi, zvikwereti, mari, zvikwereti uye zvimwe zvakawanda zveThe Balance. Ane MBA kubva kuYunivhesiti yeColorado uye akashandira masangano ezvikwereti uye mafemu makuru emari, pamwe nekunyora nezvemari yemunhu kweanopfuura makore makumi maviri.

Thomas J Catalano iCFP uye Registered Investment Advisor mudunhu reSouth Carolina, kwaakatanga kambani yake yemazano ezvemari muna 2018. Nhoroondo yaThomas inomupa unyanzvi munzvimbo dzakasiyana-siyana dzinosanganisira kuisa mari, kurega basa, inishuwarenzi uye kuronga mari.

Chikwereti chechipiri imhando yechikwereti chinokubvumira kukwereta maringe nekukosha kwemba yako. Imba yako chinhu, uye nekufamba kwenguva iyo asset inogona kuwana mukukosha. Chechipiri chemamortgages, anogona kunge ari equity lines of credit (HELOCs) kana zvikwereti zveimba, inzira yekushandisa iyo pfuma kune mamwe mapurojekiti nezvinangwa pasina kutengesa imba yako.

Chechipiri chekubhadhara chikwereti chinoshandisa imba yako sechibatiso, zvakafanana nechikwereti chawakashandisa kutenga imba yako. Chikwereti ichi chinozivikanwa sechechipiri chekutora imba nekuti chikwereti chako chekutenga chinowanzova chikwereti chekutanga mumutsara wekubhadhara kana imba yako ikapinda mukuvharwa.

refinance yechipiri mortgage

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzakangwara nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvisina tsarukano, uye kubvumidza iwe kuti uite tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.