Zvakanakira uye zvakashata zvekatsi dzekunze
Kana chipfuyo chitsva chikagamuchirwa mumba, chinobva changova nhengo yemhuri. Ndicho chikonzero nei zvakakosha kuziva mutengo chaiwo wekuchengeta chipfuyo usati waunza kumba. Kana iwe uchida shamwari ine furry, funga nezvekutanga uye kwenguva yakareba mari yekuva nembwa kana katsi, uye bhajeti yezvose zvinokwanisika mari kuti uone kana uchikwanisa kutenga imwe. Heano mamwe mazano ekukubatsira kuti utange.
Pamusoro pemari yekutanga, mukati megore rekutanga rekuchengeta chipfuwo, zvimwe zvinodhura zvichamuka. Maererano ne ASPCA (American Society for the Prevention of Cruelty to Animals), heino fungidziro yezvaunogona kutarisira pamitengo yekutanga yemhuka. Sezvo imbwa nekatsi ndiwo akajairika marudzi ezvipfuyo muUnited States, isu tichafananidza mutengo wemuridzi wembwa nekatsi.
Mutengo wegore rekutanga kuva nembwa uri paavhareji $1.455. Mutengo wegore rekutanga kuva nekatsi ungangoita $1.105. Kuziva izvi zvinodhura nguva isati yasvika kunogona kukubatsira kuona kana mhuka itsva yakakunakira iwe uye bhajeti yako.
Kunze Katsi Mitemo
Chete inishuwarenzi yemhuka inopa zvakanakisa maererano nemaitiro uye mabhenefiti anogona kutarisira kugamuchira yedu ina neshanu nyeredzi ratings. Vatengi vanosarudza zvigadzirwa neimwe yeaya ratings vanogona kuzorora vaine chokwadi chekuti vari kutenga yakanakisa yekuvhara pamusika.
Vazhinji varidzi vezvipfuyo vanofunga katsi yavo yavanoda kana imbwa seimwe yemhuri. Nehurombo, kana chipfuyo chikarwara, mabhiri echiremba anowedzera nekukurumidza. Inishuwarenzi yemhuka inobatsira kubhadhara mari yezvipfuyo kana katsi yako, imbwa, kana imwe mhuka inorwara ikarwara kana kukuvara.
Mukuwedzera, kana uchida, iwe unogona kuwedzera kuvharidzirwa kuti ubatanidze dzimwe njodzi, dzakadai semhosva yehurumende (kana imbwa yako ikarwisa uye ikakuvadza imwe mhuka kana munhu, kana kukuvadza pfuma yeumwe munhu), mari yekuchengetedza katsi kana imbwa yako. daycare kana kennel kana ikarwara uye ichifanira kuenda kuchipatara kana kuchipatara chenguva pfupi, uye kunyangwe kukosha kwekutsiva kana mhuka ikabiwa kana kurasika.
Vanhu vazhinji vanotenga inishuwarenzi yembwa yavo kana katsi, asi kufukidzwa hakuna kuganhurirwa kushamwari dzedu dzine makumbo mana. Zvinonyatsogoneka kuchengetedza huwandu hwemhuka dzinovaraidza, senge hamsters, tsuro, guinea nguruve kana chero imwe yaunogona kuwana muchitoro chemhuka. Mamwe marudzi eshiri, akadai separakeets kana maparrots, anogonawo kuva inshuwarisi.
Active Farmer Zvinodiwa
Nguva yechikwereti. Chibvumirano chinogadza zuva rekutanga uye rekupedzisira kubhadhara. Iyo nguva yakareba, inodzikira mubhadharo, asi inowedzera mhindu. Nokudaro, pakupedzisira unobhadhara zvakawanda. Mari yemwedzi nemwedzi haifanire kudarika 35% yemari yako yaunowana.
Real estate agent. Inyanzvi ine hunyanzvi inoshanda semurevereri pakati pevaviri vanofarira kufambisa kusaina kontrakiti yezvivakwa, inogona kunge iri yerendi, kutengeswa kana imwe mhando. Vanowanzo kubhadharisa chikamu chemutengo wekutengesa semuripo kana komisheni.
Yegore Yakaenzana Rate. Inoshanda pagore mutengo wemortgage maererano nemubereko, makomisheni uye nguva yeamortization. Kuenzanisa zvikwereti, hazvina kukwana kutarisa APR yakaderera, asi unofanirwa kuenzanisa mamiriro ezvinhu, nguva yekubhadhara uye kugoverwa kwezvikamu.
Hukoshi hwemba yakasimbiswa nekambani inoongorora mazvikokota, zvinoenderana nemutemo wemusika wemondi. Ichi chitupa hachingoratidzi kukosha chaiko kwenzvimbo, asi chinoshanda sereferensi yekuwana mari inodiwa.
Kuchengeta katsi dzekunze dzakachengeteka kubva kune zvikara
Kutenga imba kunogona kunetsa kune vanotanga kutenga imba. Mushure mezvose, kune nhanho dzakawanda, mabasa, uye zvinodiwa, uye iwe unogona kunge uchinetseka nezvekukanganisa kunodhura. Asi vekutanga vanotenga imba vanonakidzwa nezvimwe zvakakosha zvakagadzirirwa kukurudzira vatsva vanopinda pamusika wezvivakwa.
Kuti udzikise maitirwo acho kuti uwane zvakanyanya kubva pakutenga kwako, heino rondedzero yezvaunofanira kufunga usati watenga uye zvekutarisira kubva pakutenga kwacho pachako, pamwe nematipi ekuita kuti hupenyu huve nyore. nyore mushure mekutenga imba yako yekutanga.
Kutenga imba kuchiri kutorwa sechinhu chakakosha chekurota kweAmerica. Semutengi wekutanga, unokwanisa kuwana zvirongwa zvehurumende, zororo remutero, uye zvikwereti zvinotsigirwa nemubatanidzwa kana usina mari shoma yauinayo, 20% yemutengo wekutenga wechikwereti chakajairika-kana nhengo yerimwe boka. Uye iwe unogona kukodzera semutengi kekutanga kunyangwe usiri wekutanga-nguva.
Danho rako rekutanga nderokuona kuti zvinangwa zvako zvenguva refu ndezvipi uye kuti kutenga imba kunoenderana sei nezvinangwa izvozvo. Pamwe iwe unongoda kushandura iyo yese "yakaraswa" mari yerendi kuita mubhadharo wemoti inokupa chimwe chinhu chinobatika: kuenzana. Kana kuti pamwe iwe unoona kuve muridzi wemba sechiratidzo chekuzvimiririra uye unakirwe nepfungwa yekuve neyako imba. Uyewo, kutenga imba kunogona kuva mari yakanaka. Kudzikamisa zvibodzwa zvako zvakakura zvekutenga imba kunongedza iwe munzira kwayo. Heino mibvunzo mitanhatu yekufunga nezvayo:
