Chii chinonzi chikwereti chakachengetedzwa
Vanyori vepasi ndivo vanozopedzisira vafunga kuti chikwereti chavo chakabvumidzwa here kana kuti kwete. Ivo vanotevera yakanyatso kuomarara protocol ine diki nzvimbo yekufambisa. Zvisinei, kunonoka kunogona kuitika pamatanho akasiyana-siyana ekugadzirisa.
Kubvumirwa nemamiriro ezvinhu kazhinji chiratidzo chakanaka. Zvinoreva kuti munyori wepasi anotarisira kuti chikwereti chako chivhare. Nekudaro, ungangofanira kubatsira kugutsa kamwechete kana mamwe mamiriro zvisati zvaitika.
Semuenzaniso, inishuwarenzi angangoda tsamba yetsananguro yeruzivo rwunozvidza pamushumo wako wechikwereti. Kubhuroka kwekare, mitongo, kana kunonoka kubhadharwa kwezvikwereti kungapa matsamba etsananguro.
Bvunza kuti kangani iwe unofanirwa kutarisira kugamuchira zvigadziriso uye nenzira ipi. Somuenzaniso, unofanira kutarisa email yako here? Mukweretesi wako achataura nemeseji here? Kana kuti pane online portal kana app yandinogona kureva kuti ndione mafambiro echikwereti changu?
Kukurukurirana nguva dzose kwakakosha. Sezvineiwo, mukweretesi anofanira kukubata iwe nekukurumidza kana paine chero nyaya neiyo underwriting process. Asi kana kumirira kwakareba kupfuura zvanga zvichitarisirwa, unofanira kubata mubatanidzwa woziva kuti chii chiri kukonzera kunonoka.
Mienzaniso yechikwereti chakachengetedzwa
Chii chinoita kuti kuvhara kwakasiyana kuve kwakakukodzera iwe? Hausi kungotenga, uri KUVAKA. Uye anoda kuwana chibvumirano pese pazvinogoneka, pasina kucheka makona, hongu. Kuvhara kamwe chete kunobvumira kuti uvhare mubereko yakaderera pakuvaka, wobva waitenderedza kuchikwereti chako chemba. Nenzira iyo, kana musika uchichinja uye mitengo ichikwira, haufanirwe kunetseka.
1) Chirongwa chinopa kuchengetedza kusvika kumadhora zviuru zvishanu pamitengo yekuvhara yekusarudza haisanganisire inishuwarenzi yembanje, mutengi-akabhadhara mari yekuvhara, muripo wekutanga, mapoinzi ekuderedzwa, kana pre-mari uye kuchengetedza. Haisi kushanda paFHA neVA zvikwereti. Mari yekuvhara inogona kusiyana zvichienderana nekutengeserana. Kana chikwereti chikavhara kana kubhadharwa mukati memwedzi yekutanga ye5.000 yetemu, nhengo yacho inogona kudikanwa kubhadhara imwe kana yese yemitengo yekuvhara yakaitwa.
Chengetedzo Service NMLS #458903 Kukodzera kuve nhengo kunodiwa. Chikwereti chinoenderana nemvumo yechikwereti. Mari inowanikwa kune zvivakwa muTexas, Colorado kana Utah. Mari shoma yechikwereti inogona kushanda. Fees inogona kuchinja.
Mamortgages ese anoenda kune underwriters?
Wawana imba yaunoda, ine kicheni yakatambanudzwa, nhamba chaiyo yemakamuri ekurara, uye patio. Saka unoenda sei kubva kune akakomba mutengi kuenda kune anofara muridzi? Kukumbira chikwereti chekubhadhara mari yekutenga. Hezvino izvo zvaunoda kuziva nezve mortgage underwriting process.
Iwe unogona kunge wakambonzwa izwi iri kare, asi "kunyorera" kunorevei chaizvo? Mortgage underwriting ndizvo zvinoitika kuseri kwezviitiko kana chikumbiro chaendeswa. Ndiyo nzira inoshandiswa nemukweretesi kunyatsoongorora nhoroondo yako yechikwereti nezvemari uye kuona kana uchikodzera kukwereta.
Danho rekutanga nderekuzadza chikumbiro chechikwereti. Ruzivo rwaunopa ruchabatsira kuona kana uchikodzera kukweretwa. Sezvo mamiriro ega ega akasiyana, iwo chaiwo mapepa aunozoda anogona kusiyana. Iwe unogona kunge uchida kupa:
Yedu online application maitiro inzira yakachengeteka yekutanga kunyorera remba kubva kune yako smartphone kana komputa. Mushure mekunyoresa, unozopindura mibvunzo iri nyore munzira inotungamirwa uye unogona kupinza kana kurodha zvinyorwa zviri nyore. Unogona kutanga chikumbiro chako wega kana nerubatsiro rwemumiriri wechikwereti chemba. Mukati memazuva matatu ebhizinesi ekuendesa chikumbiro chako chakapedza, mukweretesi wako anokupa Yechikwereti Estimate (LE) inoratidza mari yako yekuvhara yekufungidzira.
Mortgage underwriter anoramba achikumbira mamwe magwaro uk
Zvikwereti nedzimwe nzira dzemari dzinowanikwa kune vatengi dzinowanzowira mumapoka maviri makuru: chikwereti chakachengetedzwa uye chisina kuchengetedzwa. Musiyano mukuru pakati pezviviri izvi kuvapo kana kusavapo kwechibatiso, icho chinotsigira chikwereti uye chinoumba chimiro chekuchengetedza kune mukweretesi achipokana nekutadza kwemukwereti.
Vanokweretesa vanopa mari muchikwereti chisina kuchengetedzwa chinoenderana chete nechikwereti chemukwereti uye kuvimbisa kubhadhara. Naizvozvo, mabhanga anowanzo bhadharisa mubereko wepamusoro pane izvi zvinonzi zvikwerete zvemasaini. Pamusoro pezvo, kiredhiti mamakisi uye chikwereti-ku-muhoro zvinodiwa zvinowanzoomesera marudzi aya ezvikwereti, uye zvinongowanikwa kune vanokwereta vanotendeseka. Nekudaro, kana iwe uchikwanisa kuita izvi zvakaomarara zvinodiwa, unogona kukodzera kuwana yakanakisa zvikwereti zviripo.
Kunze kwezvikwereti zvebhangi, mienzaniso yechikwereti chisina kuchengetedzwa chinosanganisira mabhiri ekurapwa, mamwe makondirakiti emarimu emutengesi, akadai senhengo dzegym, uye masara emakadhi echikwereti. Paunotenga chidimbu chepurasitiki, kambani yekadhi rechikwereti iri kukupa mutsara wechikwereti pasina chibvumirano chinodiwa. Asi inochaja mibairo yakakwirira kupembedza njodzi.
